Best Cheap Auto Insurance in Princeton Junction, NJ (2021)

The average Princeton Junction, NJ auto insurance rates are $402 per month. The minimum auto insurance in Princeton Junction is at least 15/30/5 in coverage to comply with New Jersey auto insurance laws. To find the best cheap auto insurance in Princeton Junction, New Jersey, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Princeton Junction for teen drivers is State Farm
  • The average commute length in Princeton Junction is 43.5 minutes
  • The cheapest auto insurance company in Princeton Junction is GEICO

Princeton Junction, New Jersey auto insurance requirements are 15/30/5 according to New Jersey auto insurance laws. Finding cheap auto insurance in Princeton Junction can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Princeton Junction, New Jersey, including driving record, credit, commute time, and more.

Compare auto insurance in Princeton Junction to other New Jersey cities, including Trenton auto insurance rates, Paterson auto insurance rates, and Jersey City auto insurance rates to see how Princeton Junction, New Jersey auto insurance rates stack up.

Before you buy Princeton Junction, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Princeton Junction, New Jersey auto insurance quotes.

Minimum Auto Insurance in Princeton Junction, New Jersey

Princeton Junction, New Jersey auto insurance laws require that you have at least the New Jersey minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Princeton Junction, New Jersey.

Minimum Required Auto Insurance Coverage in Princeton Junction, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Princeton Junction, New Jersey Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Princeton Junction, New Jersey are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Princeton Junction, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,250 $3,233 $3,141 $3,141 $10,286 $12,737 $3,805 $3,957
Farmers $4,143 $4,178 $4,034 $3,945 $12,013 $13,800 $4,913 $5,000
GEICO $2,025 $1,981 $1,968 $1,968 $3,629 $3,659 $2,311 $2,274
Liberty Mutual $3,984 $3,984 $4,372 $4,372 $10,349 $11,750 $4,372 $5,025
Progressive $1,741 $1,615 $1,577 $1,619 $7,761 $8,541 $2,053 $1,970
State Farm $3,724 $3,724 $3,365 $3,365 $12,082 $15,515 $4,237 $4,734
Travelers $2,673 $2,622 $2,479 $2,517 $6,152 $7,012 $2,627 $2,626

Cheap Princeton Junction, New Jersey Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Princeton Junction, New Jersey is a challenge. Take a look at the annual teen auto insurance rates in Princeton Junction, New Jersey.

Annual Auto Insurance Rates for Teen Drivers in Princeton Junction, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,286 $12,737
Farmers $12,013 $13,800
GEICO $3,629 $3,659
Liberty Mutual $10,349 $11,750
Progressive $7,761 $8,541
State Farm $12,082 $15,515
Travelers $6,152 $7,012

Cheap Princeton Junction, New Jersey Auto Insurance for Seniors

What are senior auto insurance rates in Princeton Junction, New Jersey? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Princeton Junction, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,141 $3,141
Farmers $4,034 $3,945
GEICO $1,968 $1,968
Liberty Mutual $4,372 $4,372
Progressive $1,577 $1,619
State Farm $3,365 $3,365
Travelers $2,479 $2,517

Cheap Princeton Junction, New Jersey Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Princeton Junction, New Jersey compared to the annual auto insurance rates with a clean record in Princeton Junction, New Jersey.

Annual Princeton Junction, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,084 $6,783 $5,941 $4,967
Farmers $5,048 $8,536 $6,964 $5,465
GEICO $1,930 $2,532 $3,515 $1,930
Liberty Mutual $5,789 $6,617 $5,909 $5,789
Progressive $2,899 $3,867 $3,303 $3,369
State Farm $3,460 $6,274 $10,076 $5,562
Travelers $2,772 $4,079 $3,949 $3,554

Cheap Princeton Junction, New Jersey Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Princeton Junction, New Jersey is not easy. Compare the annual rates for DUI auto insurance in Princeton Junction, New Jersey to find the best deal.

Annual Auto Insurance Rates After a DUI in Princeton Junction, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,941
Farmers $6,964
GEICO $3,515
Liberty Mutual $5,909
Progressive $3,303
State Farm $10,076
Travelers $3,949

Cheap Princeton Junction, New Jersey Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Princeton Junction, New Jersey annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Princeton Junction, New Jersey

Insurance Company Poor Fair Good
Allstate $7,544 $4,909 $3,879
Farmers $7,739 $6,056 $5,715
GEICO $3,719 $2,149 $1,563
Liberty Mutual $7,627 $5,664 $4,787
Progressive $3,751 $3,286 $3,042
State Farm $9,165 $5,539 $4,325
Travelers $4,774 $3,535 $2,456

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Cheap Princeton Junction, New Jersey Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Princeton Junction, New Jersey can vary. Compare the annual cost of auto insurance by ZIP code in Princeton Junction, New Jersey to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Princeton Junction, New Jersey

ZIP Code Average Annual Rates
8550 $4,564

Cheap Princeton Junction, New Jersey Auto Insurance Rates By Commute

Commute length and annual mileage affect Princeton Junction, New Jersey auto insurance. Find the cheapest annual Princeton Junction, New Jersey auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Princeton Junction, New Jersey

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,434 $5,454
Farmers $6,503 $6,503
GEICO $2,457 $2,497
Liberty Mutual $5,968 $6,084
Progressive $3,360 $3,360
State Farm $6,184 $6,502
Travelers $3,589 $3,589

Cheap Princeton Junction, New Jersey Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Princeton Junction, New Jersey? Check out the comparison of annual Princeton Junction, New Jersey auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Princeton Junction, New Jersey

Insurance Company Low Medium High
Allstate $5,044 $5,520 $5,767
Farmers $5,843 $6,470 $7,196
GEICO $2,220 $2,525 $2,685
Liberty Mutual $5,410 $6,205 $6,463
Progressive $3,039 $3,415 $3,625
State Farm $5,931 $6,420 $6,679
Travelers $3,292 $3,592 $3,882

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Best By Category: Cheapest Auto Insurance in Princeton Junction, New Jersey

Compare the cheapest auto insurance companies in Princeton Junction, New Jersey in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Princeton Junction, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Princeton Junction, New Jersey Auto Insurance Companies

What auto insurance companies in Princeton Junction, New Jersey are the cheapest? Compare the top Princeton Junction, New Jersey auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Princeton Junction, New Jersey

Insurance Company Average Annual Rates
Allstate $5,444
Farmers $6,503
GEICO $2,477
Liberty Mutual $6,026
Progressive $3,360
State Farm $6,343
Travelers $3,589

What affects auto insurance rates in Princeton Junction, New Jersey?

There are a lot of reasons why auto insurance rates in Princeton Junction, New Jersey are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Princeton Junction, New Jersey. Many local factors may affect your Princeton Junction auto insurance rates.

Princeton Junction Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Princeton Junction, New Jersey commute length is 43.5 minutes according to City-Data.

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Compare Princeton Junction, New Jersey Auto Insurance Quotes

Before you buy Princeton Junction, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Princeton Junction, New Jersey auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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