Best Cheap Auto Insurance in Prichard, AL (2021)

The average Prichard, AL auto insurance rates are $341 per month. The minimum auto insurance in Prichard is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Prichard, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Prichard is 24.4 minutes
  • Average auto insurance rates in Prichard, AL for senior drivers are $2,135 per year
  • The cheapest auto insurance company in Prichard is USAA

Prichard, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Prichard can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Prichard, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Prichard to other Alabama cities, including Huntsville auto insurance rates, Madison auto insurance rates, and Hoover auto insurance rates to see how Prichard, Alabama auto insurance rates stack up.

Before you buy Prichard, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Prichard, Alabama auto insurance quotes.

Minimum Auto Insurance in Prichard, Alabama

Prichard, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Prichard, Alabama.

Minimum Required Auto Insurance Coverage in Prichard, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Prichard, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Prichard, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Prichard, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,114 $2,009 $1,921 $1,957 $7,503 $8,067 $2,349 $2,396
Farmers $2,712 $2,690 $2,421 $2,583 $10,715 $11,014 $3,067 $3,164
GEICO $2,237 $2,231 $2,133 $2,218 $5,993 $5,875 $2,367 $2,194
Liberty Mutual $3,456 $3,735 $2,828 $3,173 $12,924 $14,387 $3,670 $3,899
Nationwide $1,874 $1,896 $1,705 $1,765 $5,017 $6,468 $2,085 $2,334
Progressive $2,575 $2,407 $2,114 $2,257 $10,810 $12,076 $3,012 $3,218
State Farm $2,949 $2,949 $2,677 $2,677 $9,074 $11,360 $3,336 $3,848
Travelers $1,703 $1,728 $1,605 $1,598 $9,502 $15,053 $1,606 $1,826
USAA $1,510 $1,531 $1,416 $1,390 $4,597 $5,096 $1,976 $2,135

Cheap Prichard, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Prichard, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Prichard, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Prichard, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,503 $8,067
Farmers $10,715 $11,014
GEICO $5,993 $5,875
Liberty Mutual $12,924 $14,387
Nationwide $5,017 $6,468
Progressive $10,810 $12,076
State Farm $9,074 $11,360
Travelers $9,502 $15,053
USAA $4,597 $5,096

Cheap Prichard, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Prichard, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Prichard, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,921 $1,957
Farmers $2,421 $2,583
GEICO $2,133 $2,218
Liberty Mutual $2,828 $3,173
Nationwide $1,705 $1,765
Progressive $2,114 $2,257
State Farm $2,677 $2,677
Travelers $1,605 $1,598
USAA $1,416 $1,390

Cheap Prichard, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Prichard, Alabama compared to the annual auto insurance rates with a clean record in Prichard, Alabama.

Annual Prichard, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,998 $3,542 $4,221 $3,398
Farmers $4,034 $5,230 $5,103 $4,815
GEICO $2,116 $3,427 $4,263 $2,818
Liberty Mutual $4,710 $6,566 $6,411 $6,348
Nationwide $2,527 $2,527 $3,692 $2,825
Progressive $4,331 $5,469 $4,682 $4,752
State Farm $4,375 $5,449 $4,805 $4,805
Travelers $3,599 $3,775 $5,553 $4,383
USAA $1,886 $2,373 $3,525 $2,041

Cheap Prichard, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Prichard, Alabama is not easy. Compare the annual rates for DUI auto insurance in Prichard, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Prichard, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,221
Farmers $5,103
GEICO $4,263
Liberty Mutual $6,411
Nationwide $3,692
Progressive $4,682
State Farm $4,805
Travelers $5,553
USAA $3,525

Cheap Prichard, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Prichard, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Prichard, Alabama

Insurance Company Poor Fair Good
Allstate $4,365 $3,440 $2,813
Farmers $5,371 $4,630 $4,387
GEICO $4,017 $2,862 $2,589
Liberty Mutual $8,601 $5,283 $4,143
Nationwide $3,490 $2,724 $2,465
Progressive $5,410 $4,658 $4,358
State Farm $7,884 $3,986 $2,705
Travelers $4,714 $4,094 $4,175
USAA $3,288 $2,154 $1,927

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Cheap Prichard, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Prichard, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Prichard, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Prichard, Alabama

ZIP Code Average Annual Rates
36610 $4,222
36612 $4,249
36613 $4,217

Cheap Prichard, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Prichard, Alabama auto insurance. Find the cheapest annual Prichard, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Prichard, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,540 $3,540
Farmers $4,796 $4,796
GEICO $3,100 $3,212
Liberty Mutual $6,009 $6,009
Nationwide $2,893 $2,893
Progressive $4,809 $4,809
State Farm $4,740 $4,977
Travelers $4,328 $4,328
USAA $2,343 $2,569

Cheap Prichard, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Prichard, Alabama? Check out the comparison of annual Prichard, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Prichard, Alabama

Insurance Company Low Medium High
Allstate $3,406 $3,532 $3,681
Farmers $4,496 $4,727 $5,165
GEICO $2,900 $3,143 $3,425
Liberty Mutual $5,698 $5,977 $6,352
Nationwide $2,872 $2,870 $2,937
Progressive $4,278 $4,786 $5,362
State Farm $4,584 $4,854 $5,138
Travelers $4,095 $4,414 $4,473
USAA $2,361 $2,442 $2,566

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Best By Category: Cheapest Auto Insurance in Prichard, Alabama

Compare the cheapest auto insurance companies in Prichard, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Prichard, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Prichard, Alabama Auto Insurance Companies

What auto insurance companies in Prichard, Alabama are the cheapest? Compare the top Prichard, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Prichard, Alabama

Insurance Company Average Annual Rates
Allstate $3,540
Farmers $4,796
GEICO $3,156
Liberty Mutual $6,009
Nationwide $2,893
Progressive $4,809
State Farm $4,859
Travelers $4,328
USAA $2,456

What affects auto insurance rates in Prichard, Alabama?

There are a lot of reasons why auto insurance rates in Prichard, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Prichard, Alabama. Many local factors may affect your Prichard auto insurance rates.

Prichard Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Prichard, Alabama auto theft statistics, there have been 143 auto thefts in the city.

Prichard Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Prichard, Alabama commute length is 24.4 minutes according to City-Data.

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Compare Prichard, Alabama Auto Insurance Quotes

Before you buy Prichard, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Prichard, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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