Best Cheap Auto Insurance in Premont, TX (2021)

The average Premont, TX auto insurance rates are $323 per month. The minimum auto insurance in Premont is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Premont, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Premont is 23.1 minutes
  • The cheapest auto insurance company in Premont is USAA
  • The minimum auto insurance required in Premont, Texas is 30/60/25

Premont, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Premont can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Premont, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Premont to other Texas cities, including San Antonio auto insurance rates, Dallas auto insurance rates, and El Paso auto insurance rates to see how Premont, Texas auto insurance rates stack up.

Before you buy Premont, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Premont, Texas auto insurance quotes.

Minimum Auto Insurance in Premont, Texas

Premont, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Premont, Texas.

Minimum Required Auto Insurance Coverage in Premont, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Premont, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Premont, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Premont, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,713 $3,746 $3,664 $3,664 $9,750 $11,778 $4,591 $4,786
American Family $2,788 $3,117 $2,649 $3,046 $7,747 $10,156 $4,072 $4,657
GEICO $2,173 $2,361 $2,150 $2,481 $4,659 $4,753 $2,330 $2,267
Nationwide $2,641 $2,686 $2,342 $2,477 $7,289 $9,350 $3,086 $3,335
Progressive $2,544 $2,390 $2,268 $2,310 $10,764 $11,981 $2,987 $2,995
State Farm $1,753 $1,753 $1,560 $1,560 $4,161 $5,292 $1,904 $1,958
USAA $1,497 $1,510 $1,436 $1,431 $4,170 $4,544 $1,999 $2,148

Cheap Premont, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Premont, Texas is a challenge. Take a look at the annual teen auto insurance rates in Premont, Texas.

Annual Auto Insurance Rates for Teen Drivers in Premont, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,750 $11,778
American Family $7,747 $10,156
GEICO $4,659 $4,753
Nationwide $7,289 $9,350
Progressive $10,764 $11,981
State Farm $4,161 $5,292
USAA $4,170 $4,544

Cheap Premont, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Premont, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Premont, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,664 $3,664
American Family $2,649 $3,046
GEICO $2,150 $2,481
Nationwide $2,342 $2,477
Progressive $2,268 $2,310
State Farm $1,560 $1,560
USAA $1,436 $1,431

Cheap Premont, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Premont, Texas compared to the annual auto insurance rates with a clean record in Premont, Texas.

Annual Premont, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,440 $6,843 $7,123 $4,440
American Family $4,346 $5,557 $4,866 $4,346
GEICO $2,462 $3,242 $2,707 $3,176
Nationwide $3,608 $3,608 $5,318 $4,069
Progressive $4,164 $5,410 $4,865 $4,681
State Farm $2,217 $2,540 $2,997 $2,217
USAA $1,747 $2,580 $3,035 $2,005

Cheap Premont, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Premont, Texas is not easy. Compare the annual rates for DUI auto insurance in Premont, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Premont, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,123
American Family $4,866
GEICO $2,707
Nationwide $5,318
Progressive $4,865
State Farm $2,997
USAA $3,035

Cheap Premont, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Premont, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Premont, Texas

Insurance Company Poor Fair Good
Allstate $7,263 $5,318 $4,553
American Family $6,529 $4,161 $3,646
GEICO $4,457 $2,534 $1,699
Nationwide $5,000 $3,991 $3,461
Progressive $5,376 $4,652 $4,312
State Farm $3,527 $2,198 $1,753
USAA $3,421 $1,994 $1,611

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Cheap Premont, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Premont, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Premont, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Premont, Texas

ZIP Code Average Annual Rates
78375 $5,830

Cheap Premont, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Premont, Texas auto insurance. Find the cheapest annual Premont, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Premont, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,571 $5,852
American Family $4,779 $4,779
GEICO $2,841 $2,953
Nationwide $4,151 $4,151
Progressive $4,780 $4,780
State Farm $2,493 $2,493
USAA $2,312 $2,372

Cheap Premont, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Premont, Texas? Check out the comparison of annual Premont, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Premont, Texas

Insurance Company Low Medium High
Allstate $5,585 $5,664 $5,886
American Family $4,423 $4,586 $5,328
GEICO $2,678 $2,833 $3,180
Nationwide $4,422 $3,973 $4,057
Progressive $4,484 $4,751 $5,105
State Farm $2,348 $2,481 $2,650
USAA $2,251 $2,329 $2,445

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Best By Category: Cheapest Auto Insurance in Premont, Texas

Compare the cheapest auto insurance companies in Premont, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Premont, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Premont, Texas Auto Insurance Companies

What auto insurance companies in Premont, Texas are the cheapest? Compare the top Premont, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Premont, Texas

Insurance Company Average Annual Rates
Allstate $5,711
American Family $4,779
GEICO $2,897
Nationwide $4,151
Progressive $4,780
State Farm $2,493
USAA $2,342

What affects auto insurance rates in Premont, Texas?

There are a lot of reasons why auto insurance rates in Premont, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Premont, Texas. Many local factors may affect your Premont auto insurance rates.

Premont Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Premont, Texas commute length is 23.1 minutes according to City-Data.

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Compare Premont, Texas Auto Insurance Quotes

Before you buy Premont, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Premont, Texas auto insurance quotes.

Free Auto Insurance Comparison

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