Best Cheap Auto Insurance in Preemption, IL (2021)

The average Preemption, IL auto insurance rates are $242 per month. The minimum auto insurance in Preemption is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Preemption, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Preemption is Liberty Mutual
  • The minimum auto insurance required in Preemption, Illinois is 25/50/20
  • The most expensive auto insurance company in Preemption for teen drivers is Farmers

Preemption, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Preemption can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Preemption, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Preemption to other Illinois cities, including Naperville auto insurance rates, Waukegan auto insurance rates, and Aurora auto insurance rates to see how Preemption, Illinois auto insurance rates stack up.

Before you buy Preemption, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Preemption, Illinois auto insurance quotes.

Minimum Auto Insurance in Preemption, Illinois

Preemption, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Preemption, Illinois.

Minimum Required Auto Insurance Coverage in Preemption, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Preemption, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Preemption, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Preemption, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,888 $2,902 $3,006 $3,006 $7,364 $9,575 $3,469 $3,747
American Family $2,229 $2,229 $2,037 $2,037 $6,205 $8,633 $2,229 $2,872
Farmers $2,165 $2,168 $1,921 $2,029 $9,251 $9,655 $2,474 $2,594
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,300 $1,405 $1,085 $1,213 $4,106 $4,571 $1,359 $1,436
Nationwide $1,675 $1,707 $1,491 $1,581 $4,540 $5,829 $1,944 $2,105
Progressive $1,696 $1,607 $1,394 $1,461 $6,117 $6,861 $2,025 $2,199
State Farm $1,325 $1,325 $1,173 $1,173 $3,659 $4,649 $1,494 $1,713
Travelers $1,414 $1,490 $1,291 $1,375 $4,048 $5,069 $1,497 $1,575
USAA $1,488 $1,518 $1,379 $1,361 $4,700 $5,201 $1,953 $2,152

Cheap Preemption, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Preemption, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Preemption, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Preemption, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,364 $9,575
American Family $6,205 $8,633
Farmers $9,251 $9,655
GEICO $4,847 $5,129
Liberty Mutual $4,106 $4,571
Nationwide $4,540 $5,829
Progressive $6,117 $6,861
State Farm $3,659 $4,649
Travelers $4,048 $5,069
USAA $4,700 $5,201

Cheap Preemption, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Preemption, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Preemption, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,006 $3,006
American Family $2,037 $2,037
Farmers $1,921 $2,029
GEICO $1,521 $1,797
Liberty Mutual $1,085 $1,213
Nationwide $1,491 $1,581
Progressive $1,394 $1,461
State Farm $1,173 $1,173
Travelers $1,291 $1,375
USAA $1,379 $1,361

Cheap Preemption, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Preemption, Illinois compared to the annual auto insurance rates with a clean record in Preemption, Illinois.

Annual Preemption, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,258 $5,440 $5,049 $4,232
American Family $2,614 $3,723 $4,933 $2,966
Farmers $3,406 $4,387 $4,278 $4,059
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,723 $2,425 $2,140 $1,950
Nationwide $2,105 $2,720 $3,196 $2,415
Progressive $2,411 $3,563 $2,664 $3,042
State Farm $1,896 $2,232 $2,064 $2,064
Travelers $1,772 $2,318 $2,574 $2,216
USAA $1,769 $2,525 $3,453 $2,130

Cheap Preemption, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Preemption, Illinois is not easy. Compare the annual rates for DUI auto insurance in Preemption, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Preemption, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,049
American Family $4,933
Farmers $4,278
GEICO $3,482
Liberty Mutual $2,140
Nationwide $3,196
Progressive $2,664
State Farm $2,064
Travelers $2,574
USAA $3,453

Cheap Preemption, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Preemption, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Preemption, Illinois

Insurance Company Poor Fair Good
Allstate $5,750 $4,127 $3,607
American Family $4,742 $3,217 $2,718
Farmers $4,585 $3,849 $3,662
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,912 $1,815 $1,450
Nationwide $3,113 $2,512 $2,202
Progressive $3,336 $2,820 $2,604
State Farm $3,001 $1,797 $1,394
Travelers $2,707 $2,181 $1,772
USAA $3,299 $2,255 $1,854

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Cheap Preemption, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Preemption, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Preemption, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Preemption, Illinois

ZIP Code Average Annual Rates
61276 $2,838

Cheap Preemption, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Preemption, Illinois auto insurance. Find the cheapest annual Preemption, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Preemption, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,495 $4,495
American Family $3,513 $3,605
Farmers $4,032 $4,032
GEICO $2,519 $2,617
Liberty Mutual $2,059 $2,059
Nationwide $2,609 $2,609
Progressive $2,920 $2,920
State Farm $2,012 $2,115
Travelers $2,133 $2,306
USAA $2,400 $2,538

Cheap Preemption, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Preemption, Illinois? Check out the comparison of annual Preemption, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Preemption, Illinois

Insurance Company Low Medium High
Allstate $4,356 $4,490 $4,638
American Family $3,452 $3,688 $3,537
Farmers $3,837 $3,935 $4,325
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,941 $2,055 $2,182
Nationwide $2,611 $2,626 $2,590
Progressive $2,717 $2,907 $3,136
State Farm $1,965 $2,067 $2,160
Travelers $2,089 $2,217 $2,354
USAA $2,324 $2,467 $2,616

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Best By Category: Cheapest Auto Insurance in Preemption, Illinois

Compare the cheapest auto insurance companies in Preemption, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Preemption, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

The Cheapest Preemption, Illinois Auto Insurance Companies

What auto insurance companies in Preemption, Illinois are the cheapest? Compare the top Preemption, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Preemption, Illinois

Insurance Company Average Annual Rates
Allstate $4,495
American Family $3,559
Farmers $4,032
GEICO $2,568
Liberty Mutual $2,059
Nationwide $2,609
Progressive $2,920
State Farm $2,064
Travelers $2,220
USAA $2,469

Compare Preemption, Illinois Auto Insurance Quotes

Before you buy Preemption, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Preemption, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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