Best Cheap Auto Insurance in Prattville, AL (2021)

The average Prattville, AL auto insurance rates are $309 per month. The minimum auto insurance in Prattville is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Prattville, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Prattville for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Prattville, Alabama is 25/50/25
  • The average commute length in Prattville is 20.7 minutes

Prattville, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Prattville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Prattville, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Prattville to other Alabama cities, including Dothan auto insurance rates, Decatur auto insurance rates, and Mobile auto insurance rates to see how Prattville, Alabama auto insurance rates stack up.

Before you buy Prattville, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Prattville, Alabama auto insurance quotes.

Minimum Auto Insurance in Prattville, Alabama

Prattville, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Prattville, Alabama.

Minimum Required Auto Insurance Coverage in Prattville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Prattville, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Prattville, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Prattville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,934 $1,845 $1,751 $1,785 $6,740 $7,250 $2,164 $2,210
Farmers $2,298 $2,283 $2,054 $2,181 $8,772 $9,029 $2,599 $2,698
GEICO $2,098 $2,086 $1,990 $2,057 $5,541 $5,439 $2,218 $2,063
Liberty Mutual $3,030 $3,272 $2,479 $2,772 $11,257 $12,520 $3,228 $3,439
Nationwide $1,755 $1,777 $1,599 $1,655 $4,620 $5,957 $1,948 $2,179
Progressive $2,497 $2,332 $2,057 $2,190 $10,530 $11,746 $2,927 $3,124
State Farm $2,933 $2,933 $2,666 $2,666 $9,066 $11,343 $3,319 $3,834
Travelers $1,477 $1,500 $1,389 $1,383 $7,950 $12,516 $1,398 $1,598
USAA $1,333 $1,356 $1,244 $1,223 $3,922 $4,351 $1,733 $1,877

Cheap Prattville, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Prattville, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Prattville, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Prattville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,740 $7,250
Farmers $8,772 $9,029
GEICO $5,541 $5,439
Liberty Mutual $11,257 $12,520
Nationwide $4,620 $5,957
Progressive $10,530 $11,746
State Farm $9,066 $11,343
Travelers $7,950 $12,516
USAA $3,922 $4,351

Cheap Prattville, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Prattville, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Prattville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,751 $1,785
Farmers $2,054 $2,181
GEICO $1,990 $2,057
Liberty Mutual $2,479 $2,772
Nationwide $1,599 $1,655
Progressive $2,057 $2,190
State Farm $2,666 $2,666
Travelers $1,389 $1,383
USAA $1,244 $1,223

Cheap Prattville, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Prattville, Alabama compared to the annual auto insurance rates with a clean record in Prattville, Alabama.

Annual Prattville, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,732 $3,221 $3,804 $3,082
Farmers $3,362 $4,342 $4,236 $4,017
GEICO $1,979 $3,187 $3,940 $2,640
Liberty Mutual $4,114 $5,738 $5,600 $5,547
Nationwide $2,350 $2,350 $3,422 $2,623
Progressive $4,210 $5,319 $4,555 $4,616
State Farm $4,360 $5,437 $4,791 $4,791
Travelers $3,040 $3,190 $4,671 $3,704
USAA $1,639 $2,053 $3,055 $1,773

Cheap Prattville, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Prattville, Alabama is not easy. Compare the annual rates for DUI auto insurance in Prattville, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Prattville, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,804
Farmers $4,236
GEICO $3,940
Liberty Mutual $5,600
Nationwide $3,422
Progressive $4,555
State Farm $4,791
Travelers $4,671
USAA $3,055

Cheap Prattville, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Prattville, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Prattville, Alabama

Insurance Company Poor Fair Good
Allstate $3,964 $3,117 $2,548
Farmers $4,471 $3,848 $3,649
GEICO $3,736 $2,664 $2,410
Liberty Mutual $7,515 $4,614 $3,620
Nationwide $3,240 $2,530 $2,289
Progressive $5,257 $4,529 $4,240
State Farm $7,862 $3,975 $2,698
Travelers $3,981 $3,453 $3,519
USAA $2,865 $1,862 $1,662

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Cheap Prattville, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Prattville, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Prattville, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Prattville, Alabama

ZIP Code Average Annual Rates
36066 $3,824
36067 $3,796

Cheap Prattville, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Prattville, Alabama auto insurance. Find the cheapest annual Prattville, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Prattville, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,210 $3,210
Farmers $3,989 $3,989
GEICO $2,883 $2,990
Liberty Mutual $5,250 $5,250
Nationwide $2,686 $2,686
Progressive $4,675 $4,675
State Farm $4,727 $4,963
Travelers $3,651 $3,651
USAA $2,033 $2,228

Cheap Prattville, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Prattville, Alabama? Check out the comparison of annual Prattville, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Prattville, Alabama

Insurance Company Low Medium High
Allstate $3,092 $3,205 $3,332
Farmers $3,765 $3,938 $4,264
GEICO $2,708 $2,924 $3,177
Liberty Mutual $5,006 $5,225 $5,519
Nationwide $2,668 $2,664 $2,727
Progressive $4,193 $4,655 $5,178
State Farm $4,571 $4,840 $5,123
Travelers $3,463 $3,724 $3,767
USAA $2,054 $2,119 $2,217

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Best By Category: Cheapest Auto Insurance in Prattville, Alabama

Compare the cheapest auto insurance companies in Prattville, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Prattville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Prattville, Alabama Auto Insurance Companies

What auto insurance companies in Prattville, Alabama are the cheapest? Compare the top Prattville, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Prattville, Alabama

Insurance Company Average Annual Rates
Allstate $3,210
Farmers $3,989
GEICO $2,937
Liberty Mutual $5,250
Nationwide $2,686
Progressive $4,675
State Farm $4,845
Travelers $3,651
USAA $2,130

What affects auto insurance rates in Prattville, Alabama?

There are a lot of reasons why auto insurance rates in Prattville, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Prattville, Alabama. Many local factors may affect your Prattville auto insurance rates.

Prattville Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Prattville, Alabama auto theft statistics, there have been 92 auto thefts in the city.

Prattville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Prattville, Alabama commute length is 20.7 minutes according to City-Data.

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Compare Prattville, Alabama Auto Insurance Quotes

Before you buy Prattville, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Prattville, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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