Best Cheap Auto Insurance in Prairie View, TX (2021)

The average Prairie View, TX auto insurance rates are $352 per month. The minimum auto insurance in Prairie View is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Prairie View, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Prairie View is USAA
  • The most expensive auto insurance company in Prairie View for teen drivers is American Family
  • Average auto insurance rates in Prairie View, TX for senior drivers are $2,553 per year

Prairie View, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Prairie View can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Prairie View, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Prairie View to other Texas cities, including Austin auto insurance rates, Plano auto insurance rates, and Dallas auto insurance rates to see how Prairie View, Texas auto insurance rates stack up.

Before you buy Prairie View, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Prairie View, Texas auto insurance quotes.

Minimum Auto Insurance in Prairie View, Texas

Prairie View, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Prairie View, Texas.

Minimum Required Auto Insurance Coverage in Prairie View, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Prairie View, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Prairie View, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Prairie View, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,589 $3,613 $3,542 $3,542 $9,414 $11,332 $4,415 $4,585
American Family $3,490 $3,931 $3,339 $3,872 $10,066 $13,121 $5,185 $5,922
GEICO $2,575 $2,796 $2,509 $2,874 $5,700 $5,909 $2,787 $2,765
Nationwide $2,461 $2,500 $2,175 $2,300 $7,060 $9,049 $2,900 $3,134
Progressive $2,429 $2,303 $2,170 $2,205 $10,348 $11,569 $2,879 $2,919
State Farm $2,170 $2,170 $1,928 $1,928 $5,174 $6,590 $2,357 $2,430
USAA $1,759 $1,768 $1,682 $1,668 $5,002 $5,441 $2,352 $2,518

Cheap Prairie View, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Prairie View, Texas is a challenge. Take a look at the annual teen auto insurance rates in Prairie View, Texas.

Annual Auto Insurance Rates for Teen Drivers in Prairie View, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,414 $11,332
American Family $10,066 $13,121
GEICO $5,700 $5,909
Nationwide $7,060 $9,049
Progressive $10,348 $11,569
State Farm $5,174 $6,590
USAA $5,002 $5,441

Cheap Prairie View, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Prairie View, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Prairie View, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,542 $3,542
American Family $3,339 $3,872
GEICO $2,509 $2,874
Nationwide $2,175 $2,300
Progressive $2,170 $2,205
State Farm $1,928 $1,928
USAA $1,682 $1,668

Cheap Prairie View, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Prairie View, Texas compared to the annual auto insurance rates with a clean record in Prairie View, Texas.

Annual Prairie View, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,267 $6,605 $6,877 $4,267
American Family $5,541 $7,145 $6,236 $5,541
GEICO $2,960 $3,930 $3,255 $3,813
Nationwide $3,426 $3,426 $5,071 $3,868
Progressive $4,010 $5,206 $4,684 $4,510
State Farm $2,751 $3,152 $3,719 $2,751
USAA $2,062 $3,053 $3,612 $2,368

Cheap Prairie View, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Prairie View, Texas is not easy. Compare the annual rates for DUI auto insurance in Prairie View, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Prairie View, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,877
American Family $6,236
GEICO $3,255
Nationwide $5,071
Progressive $4,684
State Farm $3,719
USAA $3,612

Cheap Prairie View, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Prairie View, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Prairie View, Texas

Insurance Company Poor Fair Good
Allstate $7,001 $5,124 $4,388
American Family $8,280 $5,381 $4,686
GEICO $5,394 $3,047 $2,028
Nationwide $4,736 $3,805 $3,302
Progressive $5,172 $4,481 $4,156
State Farm $4,385 $2,725 $2,170
USAA $4,073 $2,355 $1,894

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Cheap Prairie View, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Prairie View, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Prairie View, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Prairie View, Texas

ZIP Code Average Annual Rates
77446 $6,255

Cheap Prairie View, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Prairie View, Texas auto insurance. Find the cheapest annual Prairie View, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Prairie View, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,368 $5,640
American Family $6,116 $6,116
GEICO $3,424 $3,555
Nationwide $3,947 $3,947
Progressive $4,603 $4,603
State Farm $3,093 $3,093
USAA $2,739 $2,809

Cheap Prairie View, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Prairie View, Texas? Check out the comparison of annual Prairie View, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Prairie View, Texas

Insurance Company Low Medium High
Allstate $5,353 $5,447 $5,712
American Family $5,630 $5,850 $6,867
GEICO $3,282 $3,436 $3,750
Nationwide $4,245 $3,778 $3,818
Progressive $4,360 $4,582 $4,867
State Farm $2,935 $3,084 $3,261
USAA $2,677 $2,762 $2,882

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Best By Category: Cheapest Auto Insurance in Prairie View, Texas

Compare the cheapest auto insurance companies in Prairie View, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Prairie View, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Prairie View, Texas Auto Insurance Companies

What auto insurance companies in Prairie View, Texas are the cheapest? Compare the top Prairie View, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Prairie View, Texas

Insurance Company Average Annual Rates
Allstate $5,504
American Family $6,116
GEICO $3,489
Nationwide $3,947
Progressive $4,603
State Farm $3,093
USAA $2,774

What affects auto insurance rates in Prairie View, Texas?

There are a lot of reasons why auto insurance rates in Prairie View, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Prairie View, Texas. Many local factors may affect your Prairie View auto insurance rates.

Prairie View Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Prairie View, Texas auto theft statistics, there have been 1 auto thefts in the city.

Prairie View Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Prairie View, Texas commute length is 20.4 minutes according to City-Data.

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Compare Prairie View, Texas Auto Insurance Quotes

Before you buy Prairie View, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Prairie View, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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