Best Cheap Auto Insurance in Prairie Lea, TX (2021)

The average Prairie Lea, TX auto insurance rates are $312 per month. The minimum auto insurance in Prairie Lea is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Prairie Lea, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Prairie Lea, Texas is 30/60/25
  • The most expensive auto insurance company in Prairie Lea for teen drivers is Allstate
  • The cheapest auto insurance company in Prairie Lea is USAA

Prairie Lea, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Prairie Lea can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Prairie Lea, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Prairie Lea to other Texas cities, including El Paso auto insurance rates, Corpus Christi auto insurance rates, and Dallas auto insurance rates to see how Prairie Lea, Texas auto insurance rates stack up.

Before you buy Prairie Lea, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Prairie Lea, Texas auto insurance quotes.

Minimum Auto Insurance in Prairie Lea, Texas

Prairie Lea, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Prairie Lea, Texas.

Minimum Required Auto Insurance Coverage in Prairie Lea, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Prairie Lea, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Prairie Lea, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Prairie Lea, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,454 $3,478 $3,408 $3,408 $9,212 $11,105 $4,269 $4,438
American Family $2,638 $2,946 $2,499 $2,870 $7,229 $9,458 $3,832 $4,374
GEICO $2,292 $2,468 $2,209 $2,500 $4,969 $5,134 $2,475 $2,462
Nationwide $2,472 $2,517 $2,180 $2,312 $7,033 $9,051 $2,906 $3,149
Progressive $2,267 $2,168 $2,010 $2,054 $9,152 $10,201 $2,686 $2,731
State Farm $2,030 $2,030 $1,803 $1,803 $4,820 $6,136 $2,204 $2,274
USAA $1,499 $1,510 $1,432 $1,424 $4,158 $4,532 $1,995 $2,141

Cheap Prairie Lea, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Prairie Lea, Texas is a challenge. Take a look at the annual teen auto insurance rates in Prairie Lea, Texas.

Annual Auto Insurance Rates for Teen Drivers in Prairie Lea, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,212 $11,105
American Family $7,229 $9,458
GEICO $4,969 $5,134
Nationwide $7,033 $9,051
Progressive $9,152 $10,201
State Farm $4,820 $6,136
USAA $4,158 $4,532

Cheap Prairie Lea, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Prairie Lea, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Prairie Lea, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,408 $3,408
American Family $2,499 $2,870
GEICO $2,209 $2,500
Nationwide $2,180 $2,312
Progressive $2,010 $2,054
State Farm $1,803 $1,803
USAA $1,432 $1,424

Cheap Prairie Lea, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Prairie Lea, Texas compared to the annual auto insurance rates with a clean record in Prairie Lea, Texas.

Annual Prairie Lea, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,126 $6,428 $6,707 $4,126
American Family $4,070 $5,219 $4,563 $4,070
GEICO $2,601 $3,426 $2,876 $3,351
Nationwide $3,422 $3,422 $5,094 $3,872
Progressive $3,632 $4,665 $4,243 $4,094
State Farm $2,570 $2,942 $3,467 $2,570
USAA $1,745 $2,569 $3,028 $2,003

Cheap Prairie Lea, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Prairie Lea, Texas is not easy. Compare the annual rates for DUI auto insurance in Prairie Lea, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Prairie Lea, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,707
American Family $4,563
GEICO $2,876
Nationwide $5,094
Progressive $4,243
State Farm $3,467
USAA $3,028

Cheap Prairie Lea, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Prairie Lea, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Prairie Lea, Texas

Insurance Company Poor Fair Good
Allstate $6,790 $4,981 $4,269
American Family $6,130 $3,904 $3,409
GEICO $4,721 $2,679 $1,791
Nationwide $4,745 $3,805 $3,307
Progressive $4,701 $4,039 $3,736
State Farm $4,092 $2,544 $2,026
USAA $3,434 $1,982 $1,594

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Cheap Prairie Lea, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Prairie Lea, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Prairie Lea, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Prairie Lea, Texas

ZIP Code Average Annual Rates
78661 $5,533

Cheap Prairie Lea, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Prairie Lea, Texas auto insurance. Find the cheapest annual Prairie Lea, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Prairie Lea, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,213 $5,480
American Family $4,481 $4,481
GEICO $3,006 $3,121
Nationwide $3,952 $3,952
Progressive $4,159 $4,159
State Farm $2,887 $2,887
USAA $2,307 $2,366

Cheap Prairie Lea, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Prairie Lea, Texas? Check out the comparison of annual Prairie Lea, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Prairie Lea, Texas

Insurance Company Low Medium High
Allstate $5,226 $5,301 $5,513
American Family $4,185 $4,325 $4,933
GEICO $2,898 $3,025 $3,268
Nationwide $4,269 $3,782 $3,806
Progressive $3,961 $4,139 $4,375
State Farm $2,741 $2,878 $3,043
USAA $2,258 $2,328 $2,424

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Best By Category: Cheapest Auto Insurance in Prairie Lea, Texas

Compare the cheapest auto insurance companies in Prairie Lea, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Prairie Lea, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Prairie Lea, Texas Auto Insurance Companies

What auto insurance companies in Prairie Lea, Texas are the cheapest? Compare the top Prairie Lea, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Prairie Lea, Texas

Insurance Company Average Annual Rates
Allstate $5,347
American Family $4,481
GEICO $3,064
Nationwide $3,953
Progressive $4,159
State Farm $2,887
USAA $2,336

Compare Prairie Lea, Texas Auto Insurance Quotes

Before you buy Prairie Lea, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Prairie Lea, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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