Best Cheap Auto Insurance in Prairie Hill, TX (2021)

The average Prairie Hill, TX auto insurance rates are $295 per month. The minimum auto insurance in Prairie Hill is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Prairie Hill, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Prairie Hill, TX for senior drivers are $2,143 per year
  • The most expensive auto insurance company in Prairie Hill for teen drivers is Progressive
  • The cheapest auto insurance company in Prairie Hill is USAA

Prairie Hill, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Prairie Hill can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Prairie Hill, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Prairie Hill to other Texas cities, including Austin auto insurance rates, Plano auto insurance rates, and San Antonio auto insurance rates to see how Prairie Hill, Texas auto insurance rates stack up.

Before you buy Prairie Hill, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Prairie Hill, Texas auto insurance quotes.

Minimum Auto Insurance in Prairie Hill, Texas

Prairie Hill, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Prairie Hill, Texas.

Minimum Required Auto Insurance Coverage in Prairie Hill, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Prairie Hill, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Prairie Hill, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Prairie Hill, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,389 $3,418 $3,349 $3,349 $8,932 $10,779 $4,188 $4,358
American Family $2,441 $2,710 $2,277 $2,600 $6,375 $8,362 $3,482 $3,970
GEICO $2,092 $2,255 $2,017 $2,285 $4,550 $4,717 $2,262 $2,256
Nationwide $2,061 $2,097 $1,823 $1,930 $5,791 $7,432 $2,415 $2,611
Progressive $2,482 $2,328 $2,220 $2,258 $10,606 $11,803 $2,911 $2,912
State Farm $1,815 $1,815 $1,610 $1,610 $4,259 $5,414 $1,967 $2,033
USAA $1,406 $1,418 $1,339 $1,334 $3,887 $4,247 $1,872 $2,016

Cheap Prairie Hill, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Prairie Hill, Texas is a challenge. Take a look at the annual teen auto insurance rates in Prairie Hill, Texas.

Annual Auto Insurance Rates for Teen Drivers in Prairie Hill, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,932 $10,779
American Family $6,375 $8,362
GEICO $4,550 $4,717
Nationwide $5,791 $7,432
Progressive $10,606 $11,803
State Farm $4,259 $5,414
USAA $3,887 $4,247

Cheap Prairie Hill, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Prairie Hill, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Prairie Hill, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,349 $3,349
American Family $2,277 $2,600
GEICO $2,017 $2,285
Nationwide $1,823 $1,930
Progressive $2,220 $2,258
State Farm $1,610 $1,610
USAA $1,339 $1,334

Cheap Prairie Hill, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Prairie Hill, Texas compared to the annual auto insurance rates with a clean record in Prairie Hill, Texas.

Annual Prairie Hill, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,051 $6,264 $6,515 $4,051
American Family $3,686 $4,645 $4,091 $3,686
GEICO $2,385 $3,141 $2,629 $3,063
Nationwide $2,840 $2,840 $4,197 $3,204
Progressive $4,085 $5,317 $4,769 $4,589
State Farm $2,290 $2,613 $3,069 $2,290
USAA $1,639 $2,406 $2,835 $1,880

Cheap Prairie Hill, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Prairie Hill, Texas is not easy. Compare the annual rates for DUI auto insurance in Prairie Hill, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Prairie Hill, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,515
American Family $4,091
GEICO $2,629
Nationwide $4,197
Progressive $4,769
State Farm $3,069
USAA $2,835

Cheap Prairie Hill, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Prairie Hill, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Prairie Hill, Texas

Insurance Company Poor Fair Good
Allstate $6,652 $4,856 $4,153
American Family $5,546 $3,478 $3,057
GEICO $4,311 $2,454 $1,648
Nationwide $3,917 $3,151 $2,742
Progressive $5,265 $4,567 $4,238
State Farm $3,634 $2,261 $1,801
USAA $3,224 $1,855 $1,491

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Cheap Prairie Hill, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Prairie Hill, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Prairie Hill, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Prairie Hill, Texas

ZIP Code Average Annual Rates
76678 $5,316

Cheap Prairie Hill, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Prairie Hill, Texas auto insurance. Find the cheapest annual Prairie Hill, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Prairie Hill, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,095 $5,346
American Family $4,027 $4,027
GEICO $2,753 $2,856
Nationwide $3,270 $3,270
Progressive $4,690 $4,690
State Farm $2,566 $2,566
USAA $2,162 $2,217

Cheap Prairie Hill, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Prairie Hill, Texas? Check out the comparison of annual Prairie Hill, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Prairie Hill, Texas

Insurance Company Low Medium High
Allstate $5,085 $5,170 $5,406
American Family $3,751 $3,891 $4,440
GEICO $2,657 $2,770 $2,986
Nationwide $3,539 $3,131 $3,140
Progressive $4,390 $4,661 $5,019
State Farm $2,445 $2,558 $2,694
USAA $2,122 $2,182 $2,265

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Best By Category: Cheapest Auto Insurance in Prairie Hill, Texas

Compare the cheapest auto insurance companies in Prairie Hill, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Prairie Hill, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Prairie Hill, Texas Auto Insurance Companies

What auto insurance companies in Prairie Hill, Texas are the cheapest? Compare the top Prairie Hill, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Prairie Hill, Texas

Insurance Company Average Annual Rates
Allstate $5,220
American Family $4,027
GEICO $2,804
Nationwide $3,270
Progressive $4,690
State Farm $2,566
USAA $2,190

Compare Prairie Hill, Texas Auto Insurance Quotes

Before you buy Prairie Hill, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Prairie Hill, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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