Best Cheap Auto Insurance in Poydras, LA (2021)

The average Poydras, LA auto insurance rates are $612 per month. The minimum auto insurance in Poydras is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Poydras, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Poydras, LA for senior drivers are $4,583 per year
  • The minimum auto insurance required in Poydras, Louisiana is 15/30/25
  • The cheapest auto insurance company in Poydras is USAA

Poydras, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Poydras can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Poydras, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Poydras to other Louisiana cities, including Houma auto insurance rates, Kenner auto insurance rates, and Lafayette auto insurance rates to see how Poydras, Louisiana auto insurance rates stack up.

Before you buy Poydras, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Poydras, Louisiana auto insurance quotes.

Minimum Auto Insurance in Poydras, Louisiana

Poydras, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Poydras, Louisiana.

Minimum Required Auto Insurance Coverage in Poydras, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Poydras, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Poydras, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Poydras, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,288 $5,288 $5,463 $5,463 $11,239 $14,061 $5,809 $6,275
GEICO $3,882 $4,492 $4,687 $5,790 $14,498 $15,195 $3,739 $3,586
Progressive $6,498 $6,103 $5,426 $5,854 $24,496 $27,275 $7,392 $7,456
State Farm $3,995 $3,995 $3,667 $3,667 $11,070 $13,872 $4,446 $4,952
USAA $2,986 $2,938 $2,918 $2,894 $8,995 $10,531 $3,671 $4,024

Cheap Poydras, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Poydras, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Poydras, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Poydras, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,239 $14,061
GEICO $14,498 $15,195
Progressive $24,496 $27,275
State Farm $11,070 $13,872
USAA $8,995 $10,531

Cheap Poydras, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Poydras, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Poydras, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,463 $5,463
GEICO $4,687 $5,790
Progressive $5,426 $5,854
State Farm $3,667 $3,667
USAA $2,918 $2,894

Cheap Poydras, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Poydras, Louisiana compared to the annual auto insurance rates with a clean record in Poydras, Louisiana.

Annual Poydras, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,839 $8,838 $7,915 $6,850
GEICO $4,734 $7,649 $9,482 $6,070
Progressive $9,445 $12,560 $12,184 $11,061
State Farm $5,706 $6,711 $6,208 $6,208
USAA $3,714 $5,171 $6,157 $4,437

Cheap Poydras, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Poydras, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Poydras, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Poydras, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,915
GEICO $9,482
Progressive $12,184
State Farm $6,208
USAA $6,157

Cheap Poydras, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Poydras, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Poydras, Louisiana

Insurance Company Poor Fair Good
Allstate $9,600 $6,641 $5,841
GEICO $8,311 $7,210 $5,431
Progressive $12,858 $10,937 $10,142
State Farm $8,588 $5,547 $4,490
USAA $6,720 $4,299 $3,591

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Cheap Poydras, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Poydras, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Poydras, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Poydras, Louisiana

ZIP Code Average Annual Rates
70085 $6,903

Cheap Poydras, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Poydras, Louisiana auto insurance. Find the cheapest annual Poydras, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Poydras, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,361 $7,361
GEICO $6,842 $7,126
Progressive $11,312 $11,312
State Farm $6,042 $6,374
USAA $4,717 $5,023

Cheap Poydras, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Poydras, Louisiana? Check out the comparison of annual Poydras, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Poydras, Louisiana

Insurance Company Low Medium High
Allstate $6,261 $7,506 $8,314
GEICO $5,636 $7,006 $8,309
Progressive $9,217 $11,206 $13,514
State Farm $5,329 $6,191 $7,104
USAA $4,177 $4,950 $5,482

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Best By Category: Cheapest Auto Insurance in Poydras, Louisiana

Compare the cheapest auto insurance companies in Poydras, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Poydras, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Poydras, Louisiana Auto Insurance Companies

What auto insurance companies in Poydras, Louisiana are the cheapest? Compare the top Poydras, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Poydras, Louisiana

Insurance Company Average Annual Rates
Allstate $7,361
GEICO $6,984
Progressive $11,312
State Farm $6,208
USAA $4,870

What affects auto insurance rates in Poydras, Louisiana?

There are a lot of reasons why auto insurance rates in Poydras, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Poydras, Louisiana. Many local factors may affect your Poydras auto insurance rates.

Poydras Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Poydras, Louisiana commute length is 30.6 minutes according to City-Data.

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Compare Poydras, Louisiana Auto Insurance Quotes

Before you buy Poydras, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Poydras, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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