Best Cheap Auto Insurance in Powers, MI (2021)

The average Powers, MI auto insurance rates are $780 per month. The minimum auto insurance in Powers is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Powers, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Powers is 22.2 minutes
  • The most expensive auto insurance company in Powers for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Powers, Michigan is 20/40/10

Powers, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Powers can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Powers, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Powers to other Michigan cities, including Detroit auto insurance rates, Sterling Heights auto insurance rates, and Warren auto insurance rates to see how Powers, Michigan auto insurance rates stack up.

Before you buy Powers, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Powers, Michigan auto insurance quotes.

Minimum Auto Insurance in Powers, Michigan

Powers, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Powers, Michigan.

Minimum Required Auto Insurance Coverage in Powers, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Powers, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Powers, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Powers, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,947 $3,947 $3,683 $3,683 $8,759 $8,759 $4,426 $4,426
GEICO $3,700 $3,700 $3,732 $3,732 $10,212 $10,212 $3,541 $3,541
Liberty Mutual $14,273 $14,273 $14,122 $14,122 $34,830 $34,830 $14,273 $14,273
Nationwide $4,060 $4,060 $3,603 $3,603 $10,595 $10,595 $4,443 $4,443
Progressive $3,080 $2,905 $2,705 $2,994 $11,023 $11,833 $3,606 $3,409
State Farm $7,978 $7,978 $7,344 $7,344 $27,042 $27,042 $9,329 $9,329
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,587 $2,452 $2,431 $2,299 $6,217 $5,902 $3,146 $3,020

Cheap Powers, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Powers, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Powers, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Powers, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $8,759 $8,759
GEICO $10,212 $10,212
Liberty Mutual $34,830 $34,830
Nationwide $10,595 $10,595
Progressive $11,023 $11,833
State Farm $27,042 $27,042
Travelers $15,616 $15,616
USAA $6,217 $5,902

Cheap Powers, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Powers, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Powers, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,683 $3,683
GEICO $3,732 $3,732
Liberty Mutual $14,122 $14,122
Nationwide $3,603 $3,603
Progressive $2,705 $2,994
State Farm $7,344 $7,344
Travelers $4,461 $4,461
USAA $2,431 $2,299

Cheap Powers, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Powers, Michigan compared to the annual auto insurance rates with a clean record in Powers, Michigan.

Annual Powers, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $4,383 $5,570 $5,498 $5,365
GEICO $1,916 $3,950 $11,839 $3,480
Liberty Mutual $14,203 $16,625 $28,910 $17,761
Nationwide $4,869 $6,449 $5,903 $5,479
Progressive $4,418 $5,763 $5,194 $5,403
State Farm $8,442 $10,001 $20,911 $12,339
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,825 $3,517 $4,608 $3,078

Cheap Powers, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Powers, Michigan is not easy. Compare the annual rates for DUI auto insurance in Powers, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Powers, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $41,923
Farmers $5,498
GEICO $11,839
Liberty Mutual $28,910
Nationwide $5,903
Progressive $5,194
State Farm $20,911
Travelers $12,018
USAA $4,608

Cheap Powers, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Powers, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Powers, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $6,845 $4,555 $4,212
GEICO $6,805 $5,007 $4,077
Liberty Mutual $30,651 $17,702 $9,771
Nationwide $7,102 $5,356 $4,568
Progressive $6,000 $5,036 $4,547
State Farm $20,982 $10,600 $7,188
Travelers $7,919 $7,680 $7,583
USAA $5,248 $2,994 $2,279

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Cheap Powers, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Powers, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Powers, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Powers, Michigan

ZIP Code Average Annual Rates
49874 $6,542

Cheap Powers, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Powers, Michigan auto insurance. Find the cheapest annual Powers, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Powers, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,384 $19,384
Farmers $5,204 $5,204
GEICO $5,172 $5,420
Liberty Mutual $18,676 $20,073
Nationwide $5,675 $5,675
Progressive $5,194 $5,194
State Farm $12,565 $13,281
Travelers $7,683 $7,771
USAA $3,466 $3,547

Cheap Powers, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Powers, Michigan? Check out the comparison of annual Powers, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Powers, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $5,060 $5,192 $5,360
GEICO $4,962 $5,251 $5,676
Liberty Mutual $18,941 $19,332 $19,850
Nationwide $5,945 $5,577 $5,504
Progressive $5,055 $5,200 $5,328
State Farm $12,264 $13,005 $13,501
Travelers $7,640 $7,737 $7,805
USAA $3,410 $3,515 $3,596

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Best By Category: Cheapest Auto Insurance in Powers, Michigan

Compare the cheapest auto insurance companies in Powers, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Powers, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Powers, Michigan Auto Insurance Companies

What auto insurance companies in Powers, Michigan are the cheapest? Compare the top Powers, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Powers, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $5,204
GEICO $5,296
Liberty Mutual $19,375
Nationwide $5,675
Progressive $5,194
State Farm $12,923
Travelers $7,727
USAA $3,507

What affects auto insurance rates in Powers, Michigan?

There are a lot of reasons why auto insurance rates in Powers, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Powers, Michigan. Many local factors may affect your Powers auto insurance rates.

Powers Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Powers, Michigan commute length is 22.2 minutes according to City-Data.

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Compare Powers, Michigan Auto Insurance Quotes

Before you buy Powers, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Powers, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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