Best Cheap Auto Insurance in Powderly, KY (2021)

The average Powderly, KY auto insurance rates are $356 per month. The minimum auto insurance in Powderly is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Powderly, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Powderly for teen drivers is Travelers
  • The average commute length in Powderly is 20.5 minutes
  • Average auto insurance rates in Powderly, KY for senior drivers are $2,380 per year

Powderly, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Powderly can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Powderly, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Powderly to other Kentucky cities, including Elizabeth auto insurance rates, Nicholasville auto insurance rates, and George auto insurance rates to see how Powderly, Kentucky auto insurance rates stack up.

Before you buy Powderly, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Powderly, Kentucky auto insurance quotes.

Minimum Auto Insurance in Powderly, Kentucky

Powderly, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Powderly, Kentucky.

Minimum Required Auto Insurance Coverage in Powderly, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Powderly, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Powderly, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Powderly, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,096 $3,070 $2,788 $2,972 $11,246 $12,625 $3,450 $3,658
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,816 $3,052 $2,411 $2,689 $11,467 $12,655 $2,935 $3,039
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $1,932 $1,842 $1,728 $1,742 $9,192 $10,391 $2,393 $2,446
State Farm $2,132 $2,132 $1,907 $1,907 $6,454 $8,138 $2,378 $2,680
Travelers $2,278 $2,319 $2,234 $2,240 $10,963 $17,628 $2,380 $2,750
USAA $1,887 $1,905 $1,693 $1,740 $4,875 $5,165 $2,398 $2,644

Cheap Powderly, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Powderly, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Powderly, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Powderly, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,246 $12,625
GEICO $6,831 $8,150
Liberty Mutual $11,467 $12,655
Nationwide $6,037 $7,550
Progressive $9,192 $10,391
State Farm $6,454 $8,138
Travelers $10,963 $17,628
USAA $4,875 $5,165

Cheap Powderly, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Powderly, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Powderly, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,788 $2,972
GEICO $3,608 $3,267
Liberty Mutual $2,411 $2,689
Nationwide $2,519 $2,640
Progressive $1,728 $1,742
State Farm $1,907 $1,907
Travelers $2,234 $2,240
USAA $1,693 $1,740

Cheap Powderly, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Powderly, Kentucky compared to the annual auto insurance rates with a clean record in Powderly, Kentucky.

Annual Powderly, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,462 $5,800 $6,170 $5,021
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $4,278 $6,583 $5,120 $4,552
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,276 $4,836 $3,738 $3,982
State Farm $3,162 $3,770 $3,466 $3,466
Travelers $4,665 $4,799 $6,931 $5,000
USAA $2,103 $2,980 $3,541 $2,530

Cheap Powderly, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Powderly, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Powderly, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Powderly, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,170
GEICO $6,862
Liberty Mutual $5,120
Nationwide $4,997
Progressive $3,738
State Farm $3,466
Travelers $6,931
USAA $3,541

Cheap Powderly, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Powderly, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Powderly, Kentucky

Insurance Company Poor Fair Good
Allstate $7,097 $4,901 $4,091
GEICO $6,955 $3,473 $2,264
Liberty Mutual $7,345 $4,503 $3,550
Nationwide $4,672 $3,666 $3,197
Progressive $4,434 $3,854 $3,587
State Farm $5,011 $3,026 $2,361
Travelers $5,965 $5,051 $5,031
USAA $4,165 $2,317 $1,884

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Cheap Powderly, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Powderly, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Powderly, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Powderly, Kentucky

ZIP Code Average Annual Rates
42367 $3,806

Cheap Powderly, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Powderly, Kentucky auto insurance. Find the cheapest annual Powderly, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Powderly, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,363 $5,363
GEICO $4,191 $4,270
Liberty Mutual $5,133 $5,133
Nationwide $3,845 $3,845
Progressive $3,958 $3,958
State Farm $3,384 $3,548
Travelers $5,349 $5,349
USAA $2,683 $2,894

Cheap Powderly, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Powderly, Kentucky? Check out the comparison of annual Powderly, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Powderly, Kentucky

Insurance Company Low Medium High
Allstate $5,032 $5,344 $5,713
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,883 $5,099 $5,417
Nationwide $3,908 $3,801 $3,826
Progressive $3,670 $3,910 $4,295
State Farm $3,286 $3,461 $3,651
Travelers $5,074 $5,374 $5,599
USAA $2,673 $2,783 $2,910

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Best By Category: Cheapest Auto Insurance in Powderly, Kentucky

Compare the cheapest auto insurance companies in Powderly, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Powderly, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Powderly, Kentucky Auto Insurance Companies

What auto insurance companies in Powderly, Kentucky are the cheapest? Compare the top Powderly, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Powderly, Kentucky

Insurance Company Average Annual Rates
Allstate $5,363
GEICO $4,231
Liberty Mutual $5,133
Nationwide $3,845
Progressive $3,958
State Farm $3,466
Travelers $5,349
USAA $2,789

What affects auto insurance rates in Powderly, Kentucky?

There are a lot of reasons why auto insurance rates in Powderly, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Powderly, Kentucky. Many local factors may affect your Powderly auto insurance rates.

Powderly Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Powderly, Kentucky commute length is 20.5 minutes according to City-Data.

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Compare Powderly, Kentucky Auto Insurance Quotes

Before you buy Powderly, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Powderly, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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