Best Cheap Auto Insurance in Potosi, WI (2021)

The average Potosi, WI auto insurance rates are $242 per month. The minimum auto insurance in Potosi is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Potosi, Wisconsin, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Potosi for teen drivers is Nationwide
  • Average auto insurance rates in Potosi, WI for senior drivers are $1,619 per year
  • The minimum auto insurance required in Potosi, Wisconsin is 25/50/10

Potosi, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Potosi can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Potosi, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Potosi to other Wisconsin cities, including Oshkosh auto insurance rates, Janesville auto insurance rates, and Waukesha auto insurance rates to see how Potosi, Wisconsin auto insurance rates stack up.

Before you buy Potosi, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Potosi, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Potosi, Wisconsin

Potosi, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Potosi, Wisconsin.

Minimum Required Auto Insurance Coverage in Potosi, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Potosi, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Potosi, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Potosi, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,284 $2,413 $2,103 $2,327 $7,214 $9,254 $2,328 $2,531
American Family $954 $997 $899 $905 $2,757 $3,042 $1,130 $1,204
Farmers $1,841 $1,839 $1,637 $1,732 $8,463 $8,739 $2,085 $2,185
GEICO $1,260 $1,382 $1,287 $1,459 $4,114 $4,438 $1,167 $1,210
Liberty Mutual $1,729 $1,888 $1,398 $1,587 $5,815 $6,520 $1,841 $1,999
Nationwide $3,662 $3,859 $3,030 $3,196 $7,449 $11,409 $4,454 $5,300
Progressive $1,692 $1,619 $1,386 $1,439 $6,355 $7,181 $2,041 $2,227
State Farm $1,270 $1,270 $1,129 $1,129 $3,643 $4,596 $1,432 $1,642
USAA $1,368 $1,365 $1,238 $1,259 $3,492 $4,054 $1,776 $1,949

Cheap Potosi, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Potosi, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Potosi, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Potosi, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,214 $9,254
American Family $2,757 $3,042
Farmers $8,463 $8,739
GEICO $4,114 $4,438
Liberty Mutual $5,815 $6,520
Nationwide $7,449 $11,409
Progressive $6,355 $7,181
State Farm $3,643 $4,596
USAA $3,492 $4,054

Cheap Potosi, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Potosi, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Potosi, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,103 $2,327
American Family $899 $905
Farmers $1,637 $1,732
GEICO $1,287 $1,459
Liberty Mutual $1,398 $1,587
Nationwide $3,030 $3,196
Progressive $1,386 $1,439
State Farm $1,129 $1,129
USAA $1,238 $1,259

Cheap Potosi, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Potosi, Wisconsin compared to the annual auto insurance rates with a clean record in Potosi, Wisconsin.

Annual Potosi, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,123 $4,274 $3,982 $3,847
American Family $1,422 $1,508 $1,508 $1,508
Farmers $3,109 $3,919 $3,712 $3,521
GEICO $1,424 $2,289 $2,588 $1,859
Liberty Mutual $2,176 $3,092 $3,212 $2,908
Nationwide $4,476 $5,178 $6,347 $5,178
Progressive $2,742 $3,314 $2,842 $3,072
State Farm $1,851 $2,177 $2,014 $2,014
USAA $1,616 $2,036 $2,756 $1,843

Cheap Potosi, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Potosi, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Potosi, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Potosi, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,982
American Family $1,508
Farmers $3,712
GEICO $2,588
Liberty Mutual $3,212
Nationwide $6,347
Progressive $2,842
State Farm $2,014
USAA $2,756

Cheap Potosi, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Potosi, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Potosi, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,003 $3,438 $2,979
American Family $1,986 $1,312 $1,160
Farmers $4,041 $3,401 $3,253
GEICO $2,676 $1,910 $1,534
Liberty Mutual $4,113 $2,478 $1,951
Nationwide $5,953 $4,966 $4,966
Progressive $3,413 $2,886 $2,679
State Farm $3,004 $1,725 $1,313
USAA $3,181 $1,673 $1,334

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Cheap Potosi, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Potosi, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Potosi, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Potosi, Wisconsin

ZIP Code Average Annual Rates
53820 $2,819

Cheap Potosi, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Potosi, Wisconsin auto insurance. Find the cheapest annual Potosi, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Potosi, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,715 $3,898
American Family $1,461 $1,511
Farmers $3,565 $3,565
GEICO $1,997 $2,083
Liberty Mutual $2,847 $2,847
Nationwide $5,295 $5,295
Progressive $2,993 $2,993
State Farm $1,965 $2,063
USAA $2,036 $2,089

Cheap Potosi, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Potosi, Wisconsin? Check out the comparison of annual Potosi, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Potosi, Wisconsin

Insurance Company Low Medium High
Allstate $3,643 $3,797 $3,980
American Family $1,472 $1,500 $1,486
Farmers $3,307 $3,540 $3,849
GEICO $1,927 $2,039 $2,154
Liberty Mutual $2,631 $2,870 $3,039
Nationwide $5,141 $5,295 $5,449
Progressive $2,854 $3,013 $3,111
State Farm $1,908 $2,020 $2,115
USAA $1,991 $2,064 $2,133

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Best By Category: Cheapest Auto Insurance in Potosi, Wisconsin

Compare the cheapest auto insurance companies in Potosi, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Potosi, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Potosi, Wisconsin Auto Insurance Companies

What auto insurance companies in Potosi, Wisconsin are the cheapest? Compare the top Potosi, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Potosi, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,807
American Family $1,486
Farmers $3,565
GEICO $2,040
Liberty Mutual $2,847
Nationwide $5,295
Progressive $2,993
State Farm $2,014
USAA $2,063

What affects auto insurance rates in Potosi, Wisconsin?

There are a lot of reasons why auto insurance rates in Potosi, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Potosi, Wisconsin. Many local factors may affect your Potosi auto insurance rates.

Potosi Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Potosi, Wisconsin commute length is 24.6 minutes according to City-Data.

Potosi Traffic

How does Potosi, Wisconsin rank for traffic? According to Inrix Potosi, Wisconsin is the 106th most congested worldwide.

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Compare Potosi, Wisconsin Auto Insurance Quotes

Before you buy Potosi, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Potosi, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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