Best Cheap Auto Insurance in Potosi, MO (2021)

The average Potosi, MO auto insurance rates are $289 per month. The minimum auto insurance in Potosi is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in Potosi, Missouri, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Potosi is Nationwide
  • The average commute length in Potosi is 21.7 minutes
  • The most expensive auto insurance company in Potosi for teen drivers is Farmers

Potosi, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in Potosi can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Potosi, Missouri, including driving record, credit, commute time, and more.

Compare auto insurance in Potosi to other Missouri cities, including O’Fallon auto insurance rates, St. Joseph auto insurance rates, and St. Louis auto insurance rates to see how Potosi, Missouri auto insurance rates stack up.

Before you buy Potosi, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Potosi, Missouri auto insurance quotes.

Minimum Auto Insurance in Potosi, Missouri

Potosi, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Potosi, Missouri.

Minimum Required Auto Insurance Coverage in Potosi, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Potosi, Missouri Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Potosi, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Potosi, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,984 $2,890 $2,679 $2,766 $8,255 $8,918 $2,864 $2,961
American Family $2,146 $2,146 $1,913 $1,913 $5,927 $7,699 $2,146 $2,505
Farmers $2,465 $2,460 $2,199 $2,327 $10,274 $10,651 $2,826 $2,968
GEICO $1,936 $2,196 $1,493 $1,937 $6,230 $6,645 $1,743 $1,763
Liberty Mutual $2,759 $2,989 $2,267 $2,541 $9,779 $10,860 $2,908 $3,104
Nationwide $1,476 $1,507 $1,320 $1,398 $3,784 $4,845 $1,688 $1,825
Progressive $2,312 $2,148 $1,893 $1,949 $7,728 $8,701 $2,832 $2,919
State Farm $1,890 $1,890 $1,689 $1,689 $5,443 $6,840 $2,124 $2,439
USAA $1,503 $1,488 $1,359 $1,379 $4,499 $5,488 $1,862 $2,065

Cheap Potosi, Missouri Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Potosi, Missouri is a challenge. Take a look at the annual teen auto insurance rates in Potosi, Missouri.

Annual Auto Insurance Rates for Teen Drivers in Potosi, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,255 $8,918
American Family $5,927 $7,699
Farmers $10,274 $10,651
GEICO $6,230 $6,645
Liberty Mutual $9,779 $10,860
Nationwide $3,784 $4,845
Progressive $7,728 $8,701
State Farm $5,443 $6,840
USAA $4,499 $5,488

Cheap Potosi, Missouri Auto Insurance for Seniors

What are senior auto insurance rates in Potosi, Missouri? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Potosi, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,679 $2,766
American Family $1,913 $1,913
Farmers $2,199 $2,327
GEICO $1,493 $1,937
Liberty Mutual $2,267 $2,541
Nationwide $1,320 $1,398
Progressive $1,893 $1,949
State Farm $1,689 $1,689
USAA $1,359 $1,379

Cheap Potosi, Missouri Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Potosi, Missouri compared to the annual auto insurance rates with a clean record in Potosi, Missouri.

Annual Potosi, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,682 $4,153 $5,159 $4,165
American Family $2,460 $3,562 $4,361 $2,814
Farmers $3,903 $4,864 $4,755 $4,562
GEICO $2,296 $3,026 $4,141 $2,509
Liberty Mutual $3,368 $4,855 $4,998 $5,383
Nationwide $1,751 $2,249 $3,005 $1,917
Progressive $3,277 $4,444 $3,651 $3,869
State Farm $2,758 $3,243 $3,000 $3,000
USAA $1,960 $2,389 $3,328 $2,146

Cheap Potosi, Missouri Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Potosi, Missouri is not easy. Compare the annual rates for DUI auto insurance in Potosi, Missouri to find the best deal.

Annual Auto Insurance Rates After a DUI in Potosi, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,159
American Family $4,361
Farmers $4,755
GEICO $4,141
Liberty Mutual $4,998
Nationwide $3,005
Progressive $3,651
State Farm $3,000
USAA $3,328

Cheap Potosi, Missouri Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Potosi, Missouri annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Potosi, Missouri

Insurance Company Poor Fair Good
Allstate $5,928 $3,802 $3,139
American Family $4,311 $3,032 $2,555
Farmers $5,164 $4,305 $4,094
GEICO $4,134 $2,692 $2,153
Liberty Mutual $6,679 $4,074 $3,201
Nationwide $2,630 $2,173 $1,889
Progressive $4,404 $3,653 $3,374
State Farm $4,114 $2,683 $2,204
USAA $4,080 $1,912 $1,375

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Cheap Potosi, Missouri Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Potosi, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in Potosi, Missouri to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Potosi, Missouri

ZIP Code Average Annual Rates
63664 $2,867

Cheap Potosi, Missouri Auto Insurance Rates By Commute

Commute length and annual mileage affect Potosi, Missouri auto insurance. Find the cheapest annual Potosi, Missouri auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Potosi, Missouri

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,289 $4,289
American Family $3,267 $3,332
Farmers $4,521 $4,521
GEICO $2,939 $3,047
Liberty Mutual $4,651 $4,651
Nationwide $2,230 $2,230
Progressive $3,810 $3,810
State Farm $2,929 $3,071
USAA $2,367 $2,544

Cheap Potosi, Missouri Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Potosi, Missouri? Check out the comparison of annual Potosi, Missouri auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Potosi, Missouri

Insurance Company Low Medium High
Allstate $4,121 $4,280 $4,467
American Family $3,193 $3,403 $3,302
Farmers $4,236 $4,476 $4,851
GEICO $2,812 $3,011 $3,156
Liberty Mutual $4,389 $4,671 $4,893
Nationwide $2,095 $2,253 $2,344
Progressive $3,421 $3,815 $4,195
State Farm $2,828 $3,007 $3,166
USAA $2,344 $2,446 $2,576

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Best By Category: Cheapest Auto Insurance in Potosi, Missouri

Compare the cheapest auto insurance companies in Potosi, Missouri in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Potosi, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest Potosi, Missouri Auto Insurance Companies

What auto insurance companies in Potosi, Missouri are the cheapest? Compare the top Potosi, Missouri auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Potosi, Missouri

Insurance Company Average Annual Rates
Allstate $4,289
American Family $3,299
Farmers $4,521
GEICO $2,993
Liberty Mutual $4,651
Nationwide $2,231
Progressive $3,810
State Farm $3,000
USAA $2,456

What affects auto insurance rates in Potosi, Missouri?

There are a lot of reasons why auto insurance rates in Potosi, Missouri are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Potosi, Missouri. Many local factors may affect your Potosi auto insurance rates.

Potosi Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Potosi, Missouri commute length is 21.7 minutes according to City-Data.

Potosi Traffic

How does Potosi, Missouri rank for traffic? According to Inrix Potosi, Missouri is the 106th most congested worldwide.

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Compare Potosi, Missouri Auto Insurance Quotes

Before you buy Potosi, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Potosi, Missouri auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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