Best Cheap Auto Insurance in Post Falls, ID (2021)

The average Post Falls, ID auto insurance rates are $228 per month. The minimum auto insurance in Post Falls is at least 25/50/15 in coverage to comply with Idaho auto insurance laws. To find the best cheap auto insurance in Post Falls, Idaho, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Post Falls is State Farm
  • The minimum auto insurance required in Post Falls, Idaho is 25/50/15
  • The average commute length in Post Falls is 21.2 minutes

Post Falls, Idaho auto insurance requirements are 25/50/15 according to Idaho auto insurance laws. Finding cheap auto insurance in Post Falls can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Post Falls, Idaho, including driving record, credit, commute time, and more.

Compare auto insurance in Post Falls to other Idaho cities, including Coeur d’Alene auto insurance rates, Caldwell auto insurance rates, and Pocatello auto insurance rates to see how Post Falls, Idaho auto insurance rates stack up.

Before you buy Post Falls, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Post Falls, Idaho auto insurance quotes.

Minimum Auto Insurance in Post Falls, Idaho

Post Falls, Idaho auto insurance laws require that you have at least the Idaho minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Post Falls, Idaho.

Minimum Required Auto Insurance Coverage in Post Falls, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Post Falls, Idaho Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Post Falls, Idaho are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Post Falls, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,962 $1,955 $1,710 $1,773 $6,959 $8,014 $2,192 $2,314
American Family $2,066 $2,066 $1,836 $1,836 $7,336 $9,550 $2,066 $2,590
Farmers $1,359 $1,349 $1,199 $1,272 $6,644 $6,868 $1,561 $1,638
GEICO $2,083 $2,056 $1,982 $1,925 $4,492 $5,585 $2,840 $2,176
Liberty Mutual $1,336 $1,440 $1,082 $1,209 $4,382 $4,872 $1,413 $1,485
Nationwide $1,807 $1,845 $1,633 $1,731 $4,504 $5,526 $2,123 $2,284
State Farm $1,166 $1,166 $1,056 $1,056 $3,533 $4,457 $1,317 $1,517
Travelers $1,319 $1,339 $1,331 $1,325 $6,577 $10,412 $1,405 $1,600
USAA $1,178 $1,173 $1,152 $1,132 $3,937 $4,411 $1,564 $1,683

Cheap Post Falls, Idaho Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Post Falls, Idaho is a challenge. Take a look at the annual teen auto insurance rates in Post Falls, Idaho.

Annual Auto Insurance Rates for Teen Drivers in Post Falls, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,959 $8,014
American Family $7,336 $9,550
Farmers $6,644 $6,868
GEICO $4,492 $5,585
Liberty Mutual $4,382 $4,872
Nationwide $4,504 $5,526
State Farm $3,533 $4,457
Travelers $6,577 $10,412
USAA $3,937 $4,411

Cheap Post Falls, Idaho Auto Insurance for Seniors

What are senior auto insurance rates in Post Falls, Idaho? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Post Falls, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,710 $1,773
American Family $1,836 $1,836
Farmers $1,199 $1,272
GEICO $1,982 $1,925
Liberty Mutual $1,082 $1,209
Nationwide $1,633 $1,731
State Farm $1,056 $1,056
Travelers $1,331 $1,325
USAA $1,152 $1,132

Cheap Post Falls, Idaho Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Post Falls, Idaho compared to the annual auto insurance rates with a clean record in Post Falls, Idaho.

Annual Post Falls, Idaho Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,791 $3,488 $3,873 $3,288
American Family $2,892 $4,091 $4,415 $3,275
Farmers $2,385 $3,026 $2,839 $2,694
GEICO $1,782 $2,836 $3,955 $2,996
Liberty Mutual $1,790 $2,243 $2,305 $2,271
Nationwide $2,059 $2,660 $3,699 $2,308
State Farm $1,737 $2,080 $1,908 $1,908
Travelers $1,949 $2,779 $4,817 $3,109
USAA $1,452 $2,079 $2,824 $1,761

Cheap Post Falls, Idaho Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Post Falls, Idaho is not easy. Compare the annual rates for DUI auto insurance in Post Falls, Idaho to find the best deal.

Annual Auto Insurance Rates After a DUI in Post Falls, Idaho

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,873
American Family $4,415
Farmers $2,839
GEICO $3,955
Liberty Mutual $2,305
Nationwide $3,699
State Farm $1,908
Travelers $4,817
USAA $2,824

Cheap Post Falls, Idaho Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Post Falls, Idaho annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Post Falls, Idaho

Insurance Company Poor Fair Good
Allstate $4,425 $3,015 $2,640
American Family $4,737 $3,381 $2,887
Farmers $3,085 $2,620 $2,503
GEICO $3,516 $2,808 $2,353
Liberty Mutual $3,059 $1,895 $1,503
Nationwide $3,194 $2,586 $2,265
State Farm $2,681 $1,695 $1,349
Travelers $3,619 $3,048 $2,823
USAA $2,960 $1,731 $1,395

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Cheap Post Falls, Idaho Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Post Falls, Idaho can vary. Compare the annual cost of auto insurance by ZIP code in Post Falls, Idaho to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Post Falls, Idaho

ZIP Code Average Annual Rates
83854 $2,732

Cheap Post Falls, Idaho Auto Insurance Rates By Commute

Commute length and annual mileage affect Post Falls, Idaho auto insurance. Find the cheapest annual Post Falls, Idaho auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Post Falls, Idaho

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,360 $3,360
American Family $3,592 $3,744
Farmers $2,736 $2,736
GEICO $2,843 $2,942
Liberty Mutual $2,152 $2,152
Nationwide $2,682 $2,682
State Farm $1,862 $1,955
Travelers $3,163 $3,163
USAA $2,005 $2,053

Cheap Post Falls, Idaho Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Post Falls, Idaho? Check out the comparison of annual Post Falls, Idaho auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Post Falls, Idaho

Insurance Company Low Medium High
Allstate $3,237 $3,354 $3,490
American Family $3,667 $3,850 $3,487
Farmers $2,592 $2,703 $2,914
GEICO $2,733 $2,888 $3,057
Liberty Mutual $2,022 $2,149 $2,286
Nationwide $2,627 $2,819 $2,599
State Farm $1,792 $1,913 $2,020
Travelers $3,109 $3,210 $3,170
USAA $1,968 $2,025 $2,093

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Best By Category: Cheapest Auto Insurance in Post Falls, Idaho

Compare the cheapest auto insurance companies in Post Falls, Idaho in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Post Falls, Idaho

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Post Falls, Idaho Auto Insurance Companies

What auto insurance companies in Post Falls, Idaho are the cheapest? Compare the top Post Falls, Idaho auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Post Falls, Idaho

Insurance Company Average Annual Rates
Allstate $3,360
American Family $3,668
Farmers $2,736
GEICO $2,892
Liberty Mutual $2,152
Nationwide $2,682
State Farm $1,908
Travelers $3,163
USAA $2,029

What affects auto insurance rates in Post Falls, Idaho?

There are a lot of reasons why auto insurance rates in Post Falls, Idaho are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Post Falls, Idaho. Many local factors may affect your Post Falls auto insurance rates.

Post Falls Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Post Falls, Idaho auto theft statistics, there have been 29 auto thefts in the city.

Post Falls Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Post Falls, Idaho commute length is 21.2 minutes according to City-Data.

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Compare Post Falls, Idaho Auto Insurance Quotes

Before you buy Post Falls, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Post Falls, Idaho auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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