Best Cheap Auto Insurance in Portland, IN (2021)

The average Portland, IN auto insurance rates are $255 per month. The minimum auto insurance in Portland is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Portland, Indiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Portland, Indiana is 25/50/25
  • The most expensive auto insurance company in Portland for teen drivers is Liberty Mutual
  • The average commute length in Portland is 13.9 minutes

Portland, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Portland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Portland, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Portland to other Indiana cities, including Fort Wayne auto insurance rates, Bloomington auto insurance rates, and Gary auto insurance rates to see how Portland, Indiana auto insurance rates stack up.

Before you buy Portland, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Portland, Indiana auto insurance quotes.

Minimum Auto Insurance in Portland, Indiana

Portland, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Portland, Indiana.

Minimum Required Auto Insurance Coverage in Portland, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Portland, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Portland, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Portland, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,436 $2,498 $2,138 $2,341 $7,431 $9,378 $2,480 $2,693
American Family $2,016 $2,016 $1,815 $1,815 $5,542 $8,024 $2,016 $2,487
Farmers $1,428 $1,410 $1,222 $1,372 $7,630 $8,124 $1,880 $2,035
GEICO $1,421 $1,418 $1,334 $1,389 $4,188 $3,889 $1,625 $1,432
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,423 $1,456 $1,252 $1,335 $4,069 $5,279 $1,662 $1,816
Progressive $1,480 $1,401 $1,341 $1,347 $8,723 $9,843 $1,858 $1,907
State Farm $1,386 $1,386 $1,235 $1,235 $4,223 $5,404 $1,533 $1,710
Travelers $1,117 $1,138 $1,042 $1,045 $6,808 $10,804 $1,177 $1,369
USAA $993 $979 $918 $928 $2,738 $3,074 $1,341 $1,440

Cheap Portland, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Portland, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Portland, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Portland, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,431 $9,378
American Family $5,542 $8,024
Farmers $7,630 $8,124
GEICO $4,188 $3,889
Liberty Mutual $8,383 $12,656
Nationwide $4,069 $5,279
Progressive $8,723 $9,843
State Farm $4,223 $5,404
Travelers $6,808 $10,804
USAA $2,738 $3,074

Cheap Portland, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Portland, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Portland, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,138 $2,341
American Family $1,815 $1,815
Farmers $1,222 $1,372
GEICO $1,334 $1,389
Liberty Mutual $3,522 $3,522
Nationwide $1,252 $1,335
Progressive $1,341 $1,347
State Farm $1,235 $1,235
Travelers $1,042 $1,045
USAA $918 $928

Cheap Portland, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Portland, Indiana compared to the annual auto insurance rates with a clean record in Portland, Indiana.

Annual Portland, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,137 $4,601 $4,237 $3,723
American Family $2,215 $3,546 $4,467 $2,638
Farmers $2,805 $3,276 $3,372 $3,098
GEICO $1,372 $2,152 $2,924 $1,900
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $1,971 $2,531 $2,428 $2,216
Progressive $2,620 $4,564 $3,126 $3,640
State Farm $2,210 $2,425 $2,210 $2,210
Travelers $2,604 $3,213 $3,640 $2,793
USAA $1,174 $1,665 $1,913 $1,453

Cheap Portland, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Portland, Indiana is not easy. Compare the annual rates for DUI auto insurance in Portland, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Portland, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,237
American Family $4,467
Farmers $3,372
GEICO $2,924
Liberty Mutual $8,085
Nationwide $2,428
Progressive $3,126
State Farm $2,210
Travelers $3,640
USAA $1,913

Cheap Portland, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Portland, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Portland, Indiana

Insurance Company Poor Fair Good
Allstate $4,870 $3,616 $3,287
American Family $4,398 $2,858 $2,394
Farmers $3,663 $2,985 $2,765
GEICO $2,509 $2,087 $1,665
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,600 $2,201 $2,059
Progressive $3,848 $3,405 $3,209
State Farm $3,299 $1,968 $1,526
Travelers $3,410 $2,890 $2,887
USAA $2,099 $1,377 $1,178

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Cheap Portland, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Portland, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Portland, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Portland, Indiana

ZIP Code Average Annual Rates
47371 $2,974

Cheap Portland, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Portland, Indiana auto insurance. Find the cheapest annual Portland, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Portland, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,924 $3,924
American Family $3,178 $3,255
Farmers $3,138 $3,138
GEICO $2,049 $2,125
Liberty Mutual $5,455 $5,752
Nationwide $2,287 $2,287
Progressive $3,488 $3,488
State Farm $2,200 $2,328
Travelers $3,062 $3,062
USAA $1,531 $1,572

Cheap Portland, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Portland, Indiana? Check out the comparison of annual Portland, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Portland, Indiana

Insurance Company Low Medium High
Allstate $3,731 $3,910 $4,133
American Family $3,186 $3,324 $3,140
Farmers $3,030 $3,131 $3,252
GEICO $1,945 $2,081 $2,235
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,325 $2,268 $2,267
Progressive $3,315 $3,439 $3,709
State Farm $2,161 $2,263 $2,368
Travelers $2,996 $3,091 $3,100
USAA $1,504 $1,548 $1,602

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Best By Category: Cheapest Auto Insurance in Portland, Indiana

Compare the cheapest auto insurance companies in Portland, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Portland, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Portland, Indiana Auto Insurance Companies

What auto insurance companies in Portland, Indiana are the cheapest? Compare the top Portland, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Portland, Indiana

Insurance Company Average Annual Rates
Allstate $3,924
American Family $3,217
Farmers $3,138
GEICO $2,087
Liberty Mutual $5,604
Nationwide $2,287
Progressive $3,488
State Farm $2,264
Travelers $3,062
USAA $1,551

What affects auto insurance rates in Portland, Indiana?

There are a lot of reasons why auto insurance rates in Portland, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Portland, Indiana. Many local factors may affect your Portland auto insurance rates.

Portland Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Portland, Indiana auto theft statistics, there have been 5 auto thefts in the city.

Portland Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Portland, Indiana commute length is 13.9 minutes according to City-Data.

Portland Traffic

How does Portland, Indiana rank for traffic? According to Inrix Portland, Indiana is the 115th most congested worldwide.

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Compare Portland, Indiana Auto Insurance Quotes

Before you buy Portland, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Portland, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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