Best Cheap Auto Insurance in Portland, CT (2021)

The average Portland, CT auto insurance rates are $377 per month. The minimum auto insurance in Portland is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Portland, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Portland, Connecticut is 25/50/20
  • The average commute length in Portland is 24.5 minutes
  • The cheapest auto insurance company in Portland is State Farm

Portland, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Portland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Portland, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Portland to other Connecticut cities, including New Britain auto insurance rates, New Haven auto insurance rates, and Meriden auto insurance rates to see how Portland, Connecticut auto insurance rates stack up.

Before you buy Portland, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Portland, Connecticut auto insurance quotes.

Minimum Auto Insurance in Portland, Connecticut

Portland, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Portland, Connecticut.

Minimum Required Auto Insurance Coverage in Portland, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Portland, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Portland, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Portland, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,673 $3,631 $3,384 $3,625 $11,286 $13,336 $3,840 $4,030
GEICO $2,098 $2,104 $1,946 $1,962 $4,835 $5,722 $2,024 $1,966
Liberty Mutual $3,575 $3,888 $2,749 $3,389 $17,945 $20,226 $3,618 $3,949
Nationwide $2,246 $2,272 $2,021 $2,119 $6,195 $7,851 $2,603 $2,796
Progressive $2,884 $2,688 $2,460 $2,562 $12,058 $13,364 $3,296 $3,693
State Farm $1,638 $1,638 $1,506 $1,506 $4,921 $6,180 $1,838 $2,108
Travelers $1,679 $1,704 $1,674 $1,667 $12,737 $20,474 $1,827 $2,060
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

Cheap Portland, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Portland, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Portland, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Portland, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,286 $13,336
GEICO $4,835 $5,722
Liberty Mutual $17,945 $20,226
Nationwide $6,195 $7,851
Progressive $12,058 $13,364
State Farm $4,921 $6,180
Travelers $12,737 $20,474
USAA $5,822 $6,120

Cheap Portland, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Portland, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Portland, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,384 $3,625
GEICO $1,946 $1,962
Liberty Mutual $2,749 $3,389
Nationwide $2,021 $2,119
Progressive $2,460 $2,562
State Farm $1,506 $1,506
Travelers $1,674 $1,667
USAA $1,727 $1,706

Cheap Portland, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Portland, Connecticut compared to the annual auto insurance rates with a clean record in Portland, Connecticut.

Annual Portland, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,974 $6,154 $7,301 $4,974
GEICO $1,789 $2,345 $4,998 $2,196
Liberty Mutual $6,494 $8,135 $8,055 $6,985
Nationwide $2,865 $3,729 $4,267 $3,190
Progressive $4,580 $6,663 $4,817 $5,442
State Farm $2,485 $2,727 $2,727 $2,727
Travelers $4,411 $4,777 $6,948 $5,774
USAA $2,343 $2,941 $4,435 $2,343

Cheap Portland, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Portland, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Portland, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Portland, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,301
GEICO $4,998
Liberty Mutual $8,055
Nationwide $4,267
Progressive $4,817
State Farm $2,727
Travelers $6,948
USAA $4,435

Cheap Portland, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Portland, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Portland, Connecticut

Insurance Company Poor Fair Good
Allstate $7,439 $5,638 $4,475
GEICO $4,118 $2,485 $1,893
Liberty Mutual $10,536 $6,561 $5,155
Nationwide $4,651 $3,122 $2,765
Progressive $5,851 $5,248 $5,027
State Farm $3,705 $2,378 $1,917
Travelers $6,219 $5,182 $5,032
USAA $3,987 $2,690 $2,369

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Cheap Portland, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Portland, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Portland, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Portland, Connecticut

ZIP Code Average Annual Rates
6480 $4,565

Cheap Portland, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Portland, Connecticut auto insurance. Find the cheapest annual Portland, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Portland, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,851 $5,851
GEICO $2,789 $2,875
Liberty Mutual $7,417 $7,417
Nationwide $3,513 $3,513
Progressive $5,376 $5,376
State Farm $2,602 $2,732
Travelers $5,478 $5,478
USAA $2,979 $3,051

Cheap Portland, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Portland, Connecticut? Check out the comparison of annual Portland, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Portland, Connecticut

Insurance Company Low Medium High
Allstate $5,523 $5,844 $6,185
GEICO $2,630 $2,799 $3,068
Liberty Mutual $7,125 $7,361 $7,767
Nationwide $3,576 $3,537 $3,426
Progressive $5,010 $5,330 $5,787
State Farm $2,504 $2,671 $2,826
Travelers $5,092 $5,442 $5,900
USAA $2,826 $3,018 $3,202

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Best By Category: Cheapest Auto Insurance in Portland, Connecticut

Compare the cheapest auto insurance companies in Portland, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Portland, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Portland, Connecticut Auto Insurance Companies

What auto insurance companies in Portland, Connecticut are the cheapest? Compare the top Portland, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Portland, Connecticut

Insurance Company Average Annual Rates
Allstate $5,851
GEICO $2,832
Liberty Mutual $7,417
Nationwide $3,513
Progressive $5,376
State Farm $2,667
Travelers $5,478
USAA $3,015

What affects auto insurance rates in Portland, Connecticut?

There are a lot of reasons why auto insurance rates in Portland, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Portland, Connecticut. Many local factors may affect your Portland auto insurance rates.

Portland Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Portland, Connecticut commute length is 24.5 minutes according to City-Data.

Portland Traffic

How does Portland, Connecticut rank for traffic? According to Inrix Portland, Connecticut is the 115th most congested worldwide.

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Compare Portland, Connecticut Auto Insurance Quotes

Before you buy Portland, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Portland, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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