Best Cheap Auto Insurance in Porter, TX (2021)

The average Porter, TX auto insurance rates are $358 per month. The minimum auto insurance in Porter is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Porter, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Porter, Texas is 30/60/25
  • The average commute length in Porter is 28.4 minutes
  • The cheapest auto insurance company in Porter is USAA

Porter, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Porter can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Porter, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Porter to other Texas cities, including Laredo auto insurance rates, Plano auto insurance rates, and San Antonio auto insurance rates to see how Porter, Texas auto insurance rates stack up.

Before you buy Porter, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Porter, Texas auto insurance quotes.

Minimum Auto Insurance in Porter, Texas

Porter, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Porter, Texas.

Minimum Required Auto Insurance Coverage in Porter, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Porter, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Porter, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Porter, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,501 $3,520 $3,452 $3,452 $9,413 $11,330 $4,323 $4,487
American Family $3,543 $3,998 $3,413 $3,963 $10,401 $13,561 $5,298 $6,058
GEICO $2,713 $2,948 $2,645 $3,041 $6,023 $6,209 $2,936 $2,900
Nationwide $2,485 $2,524 $2,194 $2,321 $7,183 $9,213 $2,934 $3,173
Progressive $2,567 $2,428 $2,295 $2,333 $11,100 $12,387 $3,043 $3,080
State Farm $2,201 $2,201 $1,963 $1,963 $5,361 $6,846 $2,400 $2,470
USAA $1,640 $1,646 $1,572 $1,557 $4,627 $5,025 $2,183 $2,331

Cheap Porter, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Porter, Texas is a challenge. Take a look at the annual teen auto insurance rates in Porter, Texas.

Annual Auto Insurance Rates for Teen Drivers in Porter, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,413 $11,330
American Family $10,401 $13,561
GEICO $6,023 $6,209
Nationwide $7,183 $9,213
Progressive $11,100 $12,387
State Farm $5,361 $6,846
USAA $4,627 $5,025

Cheap Porter, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Porter, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Porter, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,452 $3,452
American Family $3,413 $3,963
GEICO $2,645 $3,041
Nationwide $2,194 $2,321
Progressive $2,295 $2,333
State Farm $1,963 $1,963
USAA $1,572 $1,557

Cheap Porter, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Porter, Texas compared to the annual auto insurance rates with a clean record in Porter, Texas.

Annual Porter, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,176 $6,547 $6,839 $4,176
American Family $5,676 $7,359 $6,408 $5,676
GEICO $3,116 $4,140 $3,429 $4,022
Nationwide $3,471 $3,471 $5,150 $3,922
Progressive $4,270 $5,556 $4,985 $4,805
State Farm $2,812 $3,238 $3,840 $2,812
USAA $1,914 $2,834 $3,344 $2,198

Cheap Porter, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Porter, Texas is not easy. Compare the annual rates for DUI auto insurance in Porter, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Porter, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,839
American Family $6,408
GEICO $3,429
Nationwide $5,150
Progressive $4,985
State Farm $3,840
USAA $3,344

Cheap Porter, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Porter, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Porter, Texas

Insurance Company Poor Fair Good
Allstate $6,897 $5,065 $4,343
American Family $8,488 $5,535 $4,816
GEICO $5,690 $3,209 $2,131
Nationwide $4,800 $3,860 $3,350
Progressive $5,500 $4,777 $4,435
State Farm $4,499 $2,799 $2,229
USAA $3,767 $2,188 $1,763

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Cheap Porter, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Porter, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Porter, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Porter, Texas

ZIP Code Average Annual Rates
77365 $6,426

Cheap Porter, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Porter, Texas auto insurance. Find the cheapest annual Porter, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Porter, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,298 $5,571
American Family $6,280 $6,280
GEICO $3,607 $3,746
Nationwide $4,003 $4,003
Progressive $4,904 $4,904
State Farm $3,176 $3,176
USAA $2,540 $2,605

Cheap Porter, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Porter, Texas? Check out the comparison of annual Porter, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Porter, Texas

Insurance Company Low Medium High
Allstate $5,308 $5,387 $5,609
American Family $5,783 $6,001 $7,055
GEICO $3,446 $3,618 $3,966
Nationwide $4,309 $3,832 $3,869
Progressive $4,660 $4,881 $5,170
State Farm $3,005 $3,167 $3,355
USAA $2,477 $2,561 $2,680

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Best By Category: Cheapest Auto Insurance in Porter, Texas

Compare the cheapest auto insurance companies in Porter, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Porter, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Porter, Texas Auto Insurance Companies

What auto insurance companies in Porter, Texas are the cheapest? Compare the top Porter, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Porter, Texas

Insurance Company Average Annual Rates
Allstate $5,435
American Family $6,280
GEICO $3,677
Nationwide $4,003
Progressive $4,904
State Farm $3,176
USAA $2,573

What affects auto insurance rates in Porter, Texas?

There are a lot of reasons why auto insurance rates in Porter, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Porter, Texas. Many local factors may affect your Porter auto insurance rates.

Porter Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Porter, Texas commute length is 28.4 minutes according to City-Data.

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Compare Porter, Texas Auto Insurance Quotes

Before you buy Porter, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Porter, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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