Best Cheap Auto Insurance in Portage, UT (2021)

The average Portage, UT auto insurance rates are $293 per month. The minimum auto insurance in Portage is at least 25/65/15 in coverage to comply with Utah auto insurance laws. To find the best cheap auto insurance in Portage, Utah, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Portage, UT for senior drivers are $1,920 per year
  • The average commute length in Portage is 38.3 minutes
  • The cheapest auto insurance company in Portage is USAA

Portage, Utah auto insurance requirements are 25/65/15 according to Utah auto insurance laws. Finding cheap auto insurance in Portage can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Portage, Utah, including driving record, credit, commute time, and more.

Compare auto insurance in Portage to other Utah cities, including Salt Lake City auto insurance rates, Layton auto insurance rates, and South Jordan auto insurance rates to see how Portage, Utah auto insurance rates stack up.

Before you buy Portage, Utah auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Portage, Utah auto insurance quotes.

Minimum Auto Insurance in Portage, Utah

Portage, Utah auto insurance laws require that you have at least the Utah minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Portage, Utah.

Minimum Required Auto Insurance Coverage in Portage, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Portage, Utah Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Portage, Utah are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Portage, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,100 $1,951 $1,905 $1,905 $6,383 $7,106 $2,233 $2,220
American Family $1,979 $1,979 $1,815 $1,815 $7,096 $9,328 $1,979 $2,345
Farmers $2,203 $2,178 $1,945 $2,069 $9,369 $9,665 $2,499 $2,587
GEICO $1,888 $2,097 $2,066 $2,393 $5,587 $5,959 $1,639 $1,647
Liberty Mutual $2,381 $2,563 $1,972 $2,198 $9,313 $10,346 $2,512 $2,669
Nationwide $1,864 $1,887 $1,666 $1,755 $5,056 $6,433 $2,153 $2,308
Progressive $2,007 $1,869 $1,644 $1,750 $8,148 $9,061 $2,322 $2,435
State Farm $2,805 $2,805 $2,551 $2,551 $8,586 $10,674 $3,182 $3,643
USAA $1,428 $1,403 $1,281 $1,280 $5,005 $5,868 $1,740 $1,901

Cheap Portage, Utah Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Portage, Utah is a challenge. Take a look at the annual teen auto insurance rates in Portage, Utah.

Annual Auto Insurance Rates for Teen Drivers in Portage, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,383 $7,106
American Family $7,096 $9,328
Farmers $9,369 $9,665
GEICO $5,587 $5,959
Liberty Mutual $9,313 $10,346
Nationwide $5,056 $6,433
Progressive $8,148 $9,061
State Farm $8,586 $10,674
USAA $5,005 $5,868

Cheap Portage, Utah Auto Insurance for Seniors

What are senior auto insurance rates in Portage, Utah? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Portage, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,905 $1,905
American Family $1,815 $1,815
Farmers $1,945 $2,069
GEICO $2,066 $2,393
Liberty Mutual $1,972 $2,198
Nationwide $1,666 $1,755
Progressive $1,644 $1,750
State Farm $2,551 $2,551
USAA $1,281 $1,280

Cheap Portage, Utah Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Portage, Utah compared to the annual auto insurance rates with a clean record in Portage, Utah.

Annual Portage, Utah Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,734 $3,288 $3,807 $3,071
American Family $2,928 $3,646 $4,307 $3,286
Farmers $3,459 $4,498 $4,368 $3,933
GEICO $2,117 $3,282 $3,784 $2,455
Liberty Mutual $3,327 $4,559 $4,910 $4,180
Nationwide $2,296 $3,088 $3,617 $2,560
Progressive $3,096 $4,665 $3,237 $3,621
State Farm $4,181 $5,018 $4,600 $4,600
USAA $1,958 $2,471 $3,331 $2,193

Cheap Portage, Utah Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Portage, Utah is not easy. Compare the annual rates for DUI auto insurance in Portage, Utah to find the best deal.

Annual Auto Insurance Rates After a DUI in Portage, Utah

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,807
American Family $4,307
Farmers $4,368
GEICO $3,784
Liberty Mutual $4,910
Nationwide $3,617
Progressive $3,237
State Farm $4,600
USAA $3,331

Cheap Portage, Utah Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Portage, Utah annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Portage, Utah

Insurance Company Poor Fair Good
Allstate $4,316 $2,892 $2,468
American Family $4,451 $3,337 $2,838
Farmers $4,643 $3,872 $3,679
GEICO $4,433 $2,456 $1,839
Liberty Mutual $6,053 $3,733 $2,947
Nationwide $3,575 $2,706 $2,389
Progressive $4,135 $3,539 $3,290
State Farm $7,486 $3,767 $2,545
USAA $3,571 $2,273 $1,621

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Cheap Portage, Utah Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Portage, Utah can vary. Compare the annual cost of auto insurance by ZIP code in Portage, Utah to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Portage, Utah

ZIP Code Average Annual Rates
84331 $3,513

Cheap Portage, Utah Auto Insurance Rates By Commute

Commute length and annual mileage affect Portage, Utah auto insurance. Find the cheapest annual Portage, Utah auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Portage, Utah

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,225 $3,225
American Family $3,539 $3,544
Farmers $4,064 $4,064
GEICO $2,859 $2,960
Liberty Mutual $4,175 $4,314
Nationwide $2,890 $2,890
Progressive $3,655 $3,655
State Farm $4,483 $4,716
USAA $2,461 $2,516

Cheap Portage, Utah Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Portage, Utah? Check out the comparison of annual Portage, Utah auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Portage, Utah

Insurance Company Low Medium High
Allstate $3,075 $3,218 $3,382
American Family $3,455 $3,588 $3,582
Farmers $3,728 $4,009 $4,456
GEICO $2,705 $2,898 $3,125
Liberty Mutual $4,032 $4,228 $4,473
Nationwide $3,169 $2,746 $2,756
Progressive $3,356 $3,537 $4,071
State Farm $4,314 $4,612 $4,873
USAA $2,389 $2,489 $2,587

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Best By Category: Cheapest Auto Insurance in Portage, Utah

Compare the cheapest auto insurance companies in Portage, Utah in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Portage, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Portage, Utah Auto Insurance Companies

What auto insurance companies in Portage, Utah are the cheapest? Compare the top Portage, Utah auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Portage, Utah

Insurance Company Average Annual Rates
Allstate $3,225
American Family $3,542
Farmers $4,064
GEICO $2,910
Liberty Mutual $4,244
Nationwide $2,890
Progressive $3,655
State Farm $4,600
USAA $2,488

What affects auto insurance rates in Portage, Utah?

There are a lot of reasons why auto insurance rates in Portage, Utah are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Portage, Utah. Many local factors may affect your Portage auto insurance rates.

Portage Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Portage, Utah commute length is 38.3 minutes according to City-Data.

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Compare Portage, Utah Auto Insurance Quotes

Before you buy Portage, Utah auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Portage, Utah auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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