Best Cheap Auto Insurance in Portage, MI (2021)

The average Portage, MI auto insurance rates are $720 per month. The minimum auto insurance in Portage is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Portage, Michigan, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Portage for teen drivers is Allstate
  • The cheapest auto insurance company in Portage is USAA
  • The average commute length in Portage is 19.8 minutes

Portage, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Portage can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Portage, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Portage to other Michigan cities, including Ann Arbor auto insurance rates, Grand Rapids auto insurance rates, and Troy auto insurance rates to see how Portage, Michigan auto insurance rates stack up.

Before you buy Portage, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Portage, Michigan auto insurance quotes.

Minimum Auto Insurance in Portage, Michigan

Portage, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Portage, Michigan.

Minimum Required Auto Insurance Coverage in Portage, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Portage, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Portage, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Portage, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $15,762 $15,762 $14,626 $14,626 $39,270 $39,270 $16,609 $16,609
Farmers $4,017 $4,017 $3,747 $3,747 $9,019 $9,019 $4,520 $4,520
GEICO $3,650 $3,650 $3,743 $3,743 $10,493 $10,493 $3,494 $3,494
Liberty Mutual $12,566 $12,566 $12,442 $12,442 $29,406 $29,406 $12,566 $12,566
Nationwide $3,458 $3,458 $3,088 $3,088 $8,968 $8,968 $3,782 $3,782
Progressive $2,544 $2,372 $2,262 $2,504 $9,380 $10,040 $2,951 $2,750
State Farm $5,353 $5,353 $4,954 $4,954 $18,731 $18,731 $6,293 $6,293
Travelers $5,051 $5,051 $4,337 $4,337 $15,214 $15,214 $5,485 $5,485
USAA $2,359 $2,259 $2,215 $2,105 $5,935 $5,722 $2,904 $2,821

Cheap Portage, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Portage, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Portage, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Portage, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $39,270 $39,270
Farmers $9,019 $9,019
GEICO $10,493 $10,493
Liberty Mutual $29,406 $29,406
Nationwide $8,968 $8,968
Progressive $9,380 $10,040
State Farm $18,731 $18,731
Travelers $15,214 $15,214
USAA $5,935 $5,722

Cheap Portage, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Portage, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Portage, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $14,626 $14,626
Farmers $3,747 $3,747
GEICO $3,743 $3,743
Liberty Mutual $12,442 $12,442
Nationwide $3,088 $3,088
Progressive $2,262 $2,504
State Farm $4,954 $4,954
Travelers $4,337 $4,337
USAA $2,215 $2,105

Cheap Portage, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Portage, Michigan compared to the annual auto insurance rates with a clean record in Portage, Michigan.

Annual Portage, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,520 $14,041 $46,995 $14,710
Farmers $4,474 $5,702 $5,627 $5,500
GEICO $1,860 $3,982 $12,074 $3,464
Liberty Mutual $11,589 $14,091 $26,374 $14,925
Nationwide $4,146 $5,493 $5,004 $4,653
Progressive $3,710 $4,836 $4,348 $4,507
State Farm $5,600 $6,725 $14,596 $8,411
Travelers $5,078 $7,262 $11,746 $6,001
USAA $2,650 $3,299 $4,323 $2,889

Cheap Portage, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Portage, Michigan is not easy. Compare the annual rates for DUI auto insurance in Portage, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Portage, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $46,995
Farmers $5,627
GEICO $12,074
Liberty Mutual $26,374
Nationwide $5,004
Progressive $4,348
State Farm $14,596
Travelers $11,746
USAA $4,323

Cheap Portage, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Portage, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Portage, Michigan

Insurance Company Poor Fair Good
Allstate $32,733 $18,111 $13,856
Farmers $7,009 $4,662 $4,306
GEICO $6,868 $5,053 $4,114
Liberty Mutual $26,470 $15,301 $8,464
Nationwide $6,010 $4,563 $3,899
Progressive $4,993 $4,229 $3,829
State Farm $14,291 $7,259 $4,948
Travelers $7,707 $7,476 $7,383
USAA $4,911 $2,803 $2,157

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Portage, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Portage, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Portage, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Portage, Michigan

ZIP Code Average Annual Rates
49002 $6,126
49024 $6,130

Cheap Portage, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Portage, Michigan auto insurance. Find the cheapest annual Portage, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Portage, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $21,567 $21,567
Farmers $5,326 $5,326
GEICO $5,225 $5,464
Liberty Mutual $16,172 $17,317
Nationwide $4,824 $4,824
Progressive $4,350 $4,350
State Farm $8,609 $9,057
Travelers $7,479 $7,565
USAA $3,254 $3,327

Cheap Portage, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Portage, Michigan? Check out the comparison of annual Portage, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Portage, Michigan

Insurance Company Low Medium High
Allstate $21,019 $21,616 $22,065
Farmers $5,203 $5,315 $5,458
GEICO $5,002 $5,299 $5,734
Liberty Mutual $16,339 $16,706 $17,190
Nationwide $5,029 $4,747 $4,696
Progressive $4,223 $4,355 $4,472
State Farm $8,455 $8,879 $9,165
Travelers $7,443 $7,530 $7,593
USAA $3,198 $3,297 $3,375

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Portage, Michigan

Compare the cheapest auto insurance companies in Portage, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Portage, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Portage, Michigan Auto Insurance Companies

What auto insurance companies in Portage, Michigan are the cheapest? Compare the top Portage, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Portage, Michigan

Insurance Company Average Annual Rates
Allstate $21,567
Farmers $5,326
GEICO $5,345
Liberty Mutual $16,745
Nationwide $4,824
Progressive $4,350
State Farm $8,833
Travelers $7,522
USAA $3,290

What affects auto insurance rates in Portage, Michigan?

There are a lot of reasons why auto insurance rates in Portage, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Portage, Michigan. Many local factors may affect your Portage auto insurance rates.

Portage Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Portage, Michigan auto theft statistics, there have been 75 auto thefts in the city.

Portage Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Portage, Michigan commute length is 19.8 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Portage, Michigan Auto Insurance Quotes

Before you buy Portage, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Portage, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption