Best Cheap Auto Insurance in Port Royal, KY (2021)

The average Port Royal, KY auto insurance rates are $377 per month. The minimum auto insurance in Port Royal is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Port Royal, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Port Royal, Kentucky is 25/50/25
  • Average auto insurance rates in Port Royal, KY for senior drivers are $2,491 per year
  • The cheapest auto insurance company in Port Royal is USAA

Port Royal, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Port Royal can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Port Royal, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Port Royal to other Kentucky cities, including Owensboro auto insurance rates, Nicholasville auto insurance rates, and George auto insurance rates to see how Port Royal, Kentucky auto insurance rates stack up.

Before you buy Port Royal, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Port Royal, Kentucky auto insurance quotes.

Minimum Auto Insurance in Port Royal, Kentucky

Port Royal, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Port Royal, Kentucky.

Minimum Required Auto Insurance Coverage in Port Royal, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Port Royal, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Port Royal, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Port Royal, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,202 $3,166 $2,891 $3,085 $12,014 $13,507 $3,548 $3,751
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,842 $3,075 $2,390 $2,663 $12,522 $13,858 $2,995 $3,150
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $2,274 $2,177 $2,027 $2,041 $10,819 $12,267 $2,827 $2,910
State Farm $2,054 $2,054 $1,828 $1,828 $5,779 $7,218 $2,295 $2,526
Travelers $2,292 $2,332 $2,255 $2,258 $11,081 $17,783 $2,397 $2,764
USAA $1,849 $1,850 $1,670 $1,696 $4,960 $5,220 $2,333 $2,552

Cheap Port Royal, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Port Royal, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Port Royal, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Port Royal, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,014 $13,507
GEICO $7,170 $8,568
Liberty Mutual $12,522 $13,858
Nationwide $7,450 $9,339
Progressive $10,819 $12,267
State Farm $5,779 $7,218
Travelers $11,081 $17,783
USAA $4,960 $5,220

Cheap Port Royal, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Port Royal, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Port Royal, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,891 $3,085
GEICO $3,742 $3,389
Liberty Mutual $2,390 $2,663
Nationwide $2,972 $3,117
Progressive $2,027 $2,041
State Farm $1,828 $1,828
Travelers $2,255 $2,258
USAA $1,670 $1,696

Cheap Port Royal, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Port Royal, Kentucky compared to the annual auto insurance rates with a clean record in Port Royal, Kentucky.

Annual Port Royal, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,672 $6,110 $6,523 $5,277
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,521 $6,983 $5,429 $4,814
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $3,863 $5,696 $4,410 $4,702
State Farm $2,929 $3,466 $3,198 $3,198
Travelers $4,702 $4,837 $6,998 $5,044
USAA $2,084 $2,947 $3,525 $2,510

Cheap Port Royal, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Port Royal, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Port Royal, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Port Royal, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,523
GEICO $7,199
Liberty Mutual $5,429
Nationwide $6,064
Progressive $4,410
State Farm $3,198
Travelers $6,998
USAA $3,525

Cheap Port Royal, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Port Royal, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Port Royal, Kentucky

Insurance Company Poor Fair Good
Allstate $7,464 $5,167 $4,306
GEICO $7,256 $3,623 $2,361
Liberty Mutual $7,784 $4,773 $3,754
Nationwide $5,647 $4,437 $3,858
Progressive $5,231 $4,543 $4,229
State Farm $4,633 $2,789 $2,171
Travelers $6,018 $5,094 $5,074
USAA $4,110 $2,308 $1,882

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Cheap Port Royal, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Port Royal, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Port Royal, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Port Royal, Kentucky

ZIP Code Average Annual Rates
40058 $4,063

Cheap Port Royal, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Port Royal, Kentucky auto insurance. Find the cheapest annual Port Royal, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Port Royal, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,646 $5,646
GEICO $4,371 $4,456
Liberty Mutual $5,437 $5,437
Nationwide $4,647 $4,647
Progressive $4,668 $4,668
State Farm $3,114 $3,281
Travelers $5,395 $5,395
USAA $2,664 $2,869

Cheap Port Royal, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Port Royal, Kentucky? Check out the comparison of annual Port Royal, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Port Royal, Kentucky

Insurance Company Low Medium High
Allstate $5,271 $5,625 $6,041
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,232 $5,410 $5,668
Nationwide $4,735 $4,596 $4,611
Progressive $4,346 $4,616 $5,041
State Farm $3,028 $3,197 $3,367
Travelers $5,120 $5,420 $5,646
USAA $2,639 $2,760 $2,900

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Best By Category: Cheapest Auto Insurance in Port Royal, Kentucky

Compare the cheapest auto insurance companies in Port Royal, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Port Royal, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Port Royal, Kentucky Auto Insurance Companies

What auto insurance companies in Port Royal, Kentucky are the cheapest? Compare the top Port Royal, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Port Royal, Kentucky

Insurance Company Average Annual Rates
Allstate $5,646
GEICO $4,413
Liberty Mutual $5,437
Nationwide $4,647
Progressive $4,668
State Farm $3,198
Travelers $5,395
USAA $2,766

Compare Port Royal, Kentucky Auto Insurance Quotes

Before you buy Port Royal, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Port Royal, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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