Best Cheap Auto Insurance in Port Orange, FL (2021)

The average Port Orange, FL auto insurance rates are $330 per month. The minimum auto insurance in Port Orange is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Port Orange, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Port Orange, FL for senior drivers are $2,402 per year
  • The cheapest auto insurance company in Port Orange is USAA
  • The average commute length in Port Orange is 22.0 minutes

Port Orange, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Port Orange can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Port Orange, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Port Orange to other Florida cities, including St. Petersburg auto insurance rates, Jacksonville auto insurance rates, and Orlando auto insurance rates to see how Port Orange, Florida auto insurance rates stack up.

Before you buy Port Orange, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Port Orange, Florida auto insurance quotes.

Minimum Auto Insurance in Port Orange, Florida

Port Orange, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Port Orange, Florida.

Minimum Required Auto Insurance Coverage in Port Orange, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Port Orange, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Port Orange, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Port Orange, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,894 $3,762 $3,415 $3,489 $13,701 $15,014 $3,929 $4,006
GEICO $2,671 $2,685 $2,501 $2,501 $4,733 $5,943 $2,941 $2,990
Liberty Mutual $3,276 $3,276 $3,006 $3,006 $6,868 $10,554 $3,276 $4,425
Nationwide $2,447 $2,417 $2,190 $2,264 $5,823 $7,167 $2,690 $2,799
Progressive $3,204 $3,024 $2,763 $2,949 $8,890 $9,662 $3,842 $3,657
State Farm $1,607 $1,607 $1,461 $1,461 $4,636 $5,914 $1,780 $1,909
USAA $1,411 $1,386 $1,319 $1,307 $4,823 $5,602 $1,760 $1,899

Cheap Port Orange, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Port Orange, Florida is a challenge. Take a look at the annual teen auto insurance rates in Port Orange, Florida.

Annual Auto Insurance Rates for Teen Drivers in Port Orange, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,701 $15,014
GEICO $4,733 $5,943
Liberty Mutual $6,868 $10,554
Nationwide $5,823 $7,167
Progressive $8,890 $9,662
State Farm $4,636 $5,914
USAA $4,823 $5,602

Cheap Port Orange, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Port Orange, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Port Orange, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,415 $3,489
GEICO $2,501 $2,501
Liberty Mutual $3,006 $3,006
Nationwide $2,190 $2,264
Progressive $2,763 $2,949
State Farm $1,461 $1,461
USAA $1,319 $1,307

Cheap Port Orange, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Port Orange, Florida compared to the annual auto insurance rates with a clean record in Port Orange, Florida.

Annual Port Orange, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,514 $6,596 $7,364 $6,131
GEICO $2,369 $3,009 $4,444 $3,661
Liberty Mutual $3,404 $4,412 $6,389 $4,638
Nationwide $2,975 $3,258 $4,367 $3,298
Progressive $3,766 $5,531 $4,673 $5,025
State Farm $2,332 $2,762 $2,547 $2,547
USAA $1,908 $2,356 $3,487 $2,001

Cheap Port Orange, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Port Orange, Florida is not easy. Compare the annual rates for DUI auto insurance in Port Orange, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Port Orange, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,364
GEICO $4,444
Liberty Mutual $6,389
Nationwide $4,367
Progressive $4,673
State Farm $2,547
USAA $3,487

Cheap Port Orange, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Port Orange, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Port Orange, Florida

Insurance Company Poor Fair Good
Allstate $8,923 $5,667 $4,614
GEICO $4,878 $2,979 $2,255
Liberty Mutual $6,055 $4,456 $3,621
Nationwide $4,338 $3,194 $2,892
Progressive $6,207 $4,387 $3,653
State Farm $3,469 $2,288 $1,884
USAA $3,955 $1,944 $1,416

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Cheap Port Orange, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Port Orange, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Port Orange, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Port Orange, Florida

ZIP Code Average Annual Rates
32128 $3,051
32129 $3,051

Cheap Port Orange, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Port Orange, Florida auto insurance. Find the cheapest annual Port Orange, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Port Orange, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,218 $6,585
GEICO $3,354 $3,387
Liberty Mutual $4,560 $4,861
Nationwide $3,475 $3,475
Progressive $4,749 $4,749
State Farm $2,462 $2,632
USAA $2,411 $2,466

Cheap Port Orange, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Port Orange, Florida? Check out the comparison of annual Port Orange, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Port Orange, Florida

Insurance Company Low Medium High
Allstate $4,888 $6,745 $7,571
GEICO $2,721 $3,495 $3,896
Liberty Mutual $4,290 $4,787 $5,054
Nationwide $2,745 $3,612 $4,067
Progressive $3,955 $4,862 $5,430
State Farm $2,172 $2,609 $2,860
USAA $2,103 $2,526 $2,686

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Best By Category: Cheapest Auto Insurance in Port Orange, Florida

Compare the cheapest auto insurance companies in Port Orange, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Port Orange, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Port Orange, Florida Auto Insurance Companies

What auto insurance companies in Port Orange, Florida are the cheapest? Compare the top Port Orange, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Port Orange, Florida

Insurance Company Average Annual Rates
Allstate $6,401
GEICO $3,371
Liberty Mutual $4,711
Nationwide $3,475
Progressive $4,749
State Farm $2,547
USAA $2,438

What affects auto insurance rates in Port Orange, Florida?

There are a lot of reasons why auto insurance rates in Port Orange, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Port Orange, Florida. Many local factors may affect your Port Orange auto insurance rates.

Port Orange Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Port Orange, Florida auto theft statistics, there have been 65 auto thefts in the city.

Port Orange Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Port Orange, Florida commute length is 22.0 minutes according to City-Data.

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Compare Port Orange, Florida Auto Insurance Quotes

Before you buy Port Orange, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Port Orange, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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