Best Cheap Auto Insurance in Port Neches, TX (2021)

The average Port Neches, TX auto insurance rates are $348 per month. The minimum auto insurance in Port Neches is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Port Neches, Texas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Port Neches is USAA
  • Average auto insurance rates in Port Neches, TX for senior drivers are $2,527 per year
  • The most expensive auto insurance company in Port Neches for teen drivers is Progressive

Port Neches, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Port Neches can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Port Neches, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Port Neches to other Texas cities, including Dallas auto insurance rates, Corpus Christi auto insurance rates, and El Paso auto insurance rates to see how Port Neches, Texas auto insurance rates stack up.

Before you buy Port Neches, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Port Neches, Texas auto insurance quotes.

Minimum Auto Insurance in Port Neches, Texas

Port Neches, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Port Neches, Texas.

Minimum Required Auto Insurance Coverage in Port Neches, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Port Neches, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Port Neches, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Port Neches, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,583 $3,608 $3,535 $3,535 $9,544 $11,505 $4,427 $4,603
American Family $2,821 $3,152 $2,672 $3,071 $7,787 $10,211 $4,112 $4,701
GEICO $2,597 $2,831 $2,552 $2,946 $5,801 $5,974 $2,810 $2,767
Nationwide $2,719 $2,761 $2,400 $2,538 $7,884 $10,108 $3,212 $3,473
Progressive $2,572 $2,429 $2,291 $2,332 $10,870 $12,136 $3,036 $3,066
State Farm $2,297 $2,297 $2,054 $2,054 $5,613 $7,170 $2,505 $2,575
USAA $1,783 $1,783 $1,713 $1,689 $5,113 $5,532 $2,372 $2,518

Cheap Port Neches, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Port Neches, Texas is a challenge. Take a look at the annual teen auto insurance rates in Port Neches, Texas.

Annual Auto Insurance Rates for Teen Drivers in Port Neches, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,544 $11,505
American Family $7,787 $10,211
GEICO $5,801 $5,974
Nationwide $7,884 $10,108
Progressive $10,870 $12,136
State Farm $5,613 $7,170
USAA $5,113 $5,532

Cheap Port Neches, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Port Neches, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Port Neches, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,535 $3,535
American Family $2,672 $3,071
GEICO $2,552 $2,946
Nationwide $2,400 $2,538
Progressive $2,291 $2,332
State Farm $2,054 $2,054
USAA $1,713 $1,689

Cheap Port Neches, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Port Neches, Texas compared to the annual auto insurance rates with a clean record in Port Neches, Texas.

Annual Port Neches, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,279 $6,662 $6,950 $4,279
American Family $4,366 $5,625 $4,907 $4,366
GEICO $2,997 $3,994 $3,287 $3,861
Nationwide $3,804 $3,804 $5,642 $4,298
Progressive $4,217 $5,474 $4,931 $4,744
State Farm $2,937 $3,386 $4,022 $2,937
USAA $2,085 $3,104 $3,666 $2,396

Cheap Port Neches, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Port Neches, Texas is not easy. Compare the annual rates for DUI auto insurance in Port Neches, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Port Neches, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,950
American Family $4,907
GEICO $3,287
Nationwide $5,642
Progressive $4,931
State Farm $4,022
USAA $3,666

Cheap Port Neches, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Port Neches, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Port Neches, Texas

Insurance Company Poor Fair Good
Allstate $7,040 $5,164 $4,425
American Family $6,593 $4,196 $3,659
GEICO $5,465 $3,086 $2,053
Nationwide $5,268 $4,228 $3,665
Progressive $5,450 $4,711 $4,364
State Farm $4,693 $2,930 $2,339
USAA $4,109 $2,396 $1,933

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Port Neches, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Port Neches, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Port Neches, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Port Neches, Texas

ZIP Code Average Annual Rates
77651 $6,237

Cheap Port Neches, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Port Neches, Texas auto insurance. Find the cheapest annual Port Neches, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Port Neches, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,405 $5,681
American Family $4,816 $4,816
GEICO $3,470 $3,599
Nationwide $4,387 $4,387
Progressive $4,842 $4,842
State Farm $3,321 $3,321
USAA $2,777 $2,848

Cheap Port Neches, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Port Neches, Texas? Check out the comparison of annual Port Neches, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Port Neches, Texas

Insurance Company Low Medium High
Allstate $5,416 $5,495 $5,717
American Family $4,490 $4,633 $5,324
GEICO $3,306 $3,476 $3,822
Nationwide $4,708 $4,197 $4,255
Progressive $4,565 $4,816 $5,144
State Farm $3,126 $3,307 $3,529
USAA $2,702 $2,800 $2,937

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Port Neches, Texas

Compare the cheapest auto insurance companies in Port Neches, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Port Neches, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Port Neches, Texas Auto Insurance Companies

What auto insurance companies in Port Neches, Texas are the cheapest? Compare the top Port Neches, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Port Neches, Texas

Insurance Company Average Annual Rates
Allstate $5,543
American Family $4,816
GEICO $3,535
Nationwide $4,387
Progressive $4,842
State Farm $3,321
USAA $2,813

What affects auto insurance rates in Port Neches, Texas?

There are a lot of reasons why auto insurance rates in Port Neches, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Port Neches, Texas. Many local factors may affect your Port Neches auto insurance rates.

Port Neches Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Port Neches, Texas auto theft statistics, there have been 15 auto thefts in the city.

Port Neches Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Port Neches, Texas commute length is 18.0 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Port Neches, Texas Auto Insurance Quotes

Before you buy Port Neches, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Port Neches, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption