Best Cheap Auto Insurance in Port Lavaca, TX (2021)

The average Port Lavaca, TX auto insurance rates are $329 per month. The minimum auto insurance in Port Lavaca is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Port Lavaca, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Port Lavaca, TX for senior drivers are $2,388 per year
  • The most expensive auto insurance company in Port Lavaca for teen drivers is Progressive
  • The minimum auto insurance required in Port Lavaca, Texas is 30/60/25

Port Lavaca, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Port Lavaca can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Port Lavaca, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Port Lavaca to other Texas cities, including El Paso auto insurance rates, Fort Worth auto insurance rates, and San Antonio auto insurance rates to see how Port Lavaca, Texas auto insurance rates stack up.

Before you buy Port Lavaca, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Port Lavaca, Texas auto insurance quotes.

Minimum Auto Insurance in Port Lavaca, Texas

Port Lavaca, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Port Lavaca, Texas.

Minimum Required Auto Insurance Coverage in Port Lavaca, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Port Lavaca, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Port Lavaca, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Port Lavaca, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,428 $3,462 $3,385 $3,385 $8,957 $10,823 $4,238 $4,422
American Family $3,216 $3,610 $3,062 $3,538 $9,109 $11,902 $4,740 $5,417
GEICO $2,160 $2,338 $2,111 $2,406 $4,680 $4,847 $2,326 $2,304
Nationwide $2,837 $2,882 $2,508 $2,654 $8,017 $10,292 $3,332 $3,605
Progressive $2,353 $2,233 $2,101 $2,139 $9,957 $11,095 $2,785 $2,818
State Farm $1,801 $1,801 $1,602 $1,602 $4,294 $5,468 $1,956 $2,016
USAA $1,537 $1,550 $1,469 $1,465 $4,261 $4,648 $2,050 $2,205

Cheap Port Lavaca, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Port Lavaca, Texas is a challenge. Take a look at the annual teen auto insurance rates in Port Lavaca, Texas.

Annual Auto Insurance Rates for Teen Drivers in Port Lavaca, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,957 $10,823
American Family $9,109 $11,902
GEICO $4,680 $4,847
Nationwide $8,017 $10,292
Progressive $9,957 $11,095
State Farm $4,294 $5,468
USAA $4,261 $4,648

Cheap Port Lavaca, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Port Lavaca, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Port Lavaca, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,385 $3,385
American Family $3,062 $3,538
GEICO $2,111 $2,406
Nationwide $2,508 $2,654
Progressive $2,101 $2,139
State Farm $1,602 $1,602
USAA $1,469 $1,465

Cheap Port Lavaca, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Port Lavaca, Texas compared to the annual auto insurance rates with a clean record in Port Lavaca, Texas.

Annual Port Lavaca, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,105 $6,288 $6,551 $4,105
American Family $5,063 $6,493 $5,679 $5,063
GEICO $2,462 $3,251 $2,708 $3,164
Nationwide $3,917 $3,917 $5,804 $4,425
Progressive $3,867 $5,010 $4,511 $4,352
State Farm $2,283 $2,616 $3,088 $2,283
USAA $1,791 $2,639 $3,107 $2,055

Cheap Port Lavaca, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Port Lavaca, Texas is not easy. Compare the annual rates for DUI auto insurance in Port Lavaca, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Port Lavaca, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,551
American Family $5,679
GEICO $2,708
Nationwide $5,804
Progressive $4,511
State Farm $3,088
USAA $3,107

Cheap Port Lavaca, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Port Lavaca, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Port Lavaca, Texas

Insurance Company Poor Fair Good
Allstate $6,695 $4,900 $4,193
American Family $7,576 $4,882 $4,265
GEICO $4,456 $2,534 $1,699
Nationwide $5,435 $4,346 $3,768
Progressive $4,981 $4,318 $4,006
State Farm $3,634 $2,264 $1,805
USAA $3,517 $2,037 $1,641

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Cheap Port Lavaca, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Port Lavaca, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Port Lavaca, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Port Lavaca, Texas

ZIP Code Average Annual Rates
77979 $5,909

Cheap Port Lavaca, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Port Lavaca, Texas auto insurance. Find the cheapest annual Port Lavaca, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Port Lavaca, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,138 $5,387
American Family $5,574 $5,574
GEICO $2,843 $2,950
Nationwide $4,516 $4,516
Progressive $4,435 $4,435
State Farm $2,568 $2,568
USAA $2,368 $2,429

Cheap Port Lavaca, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Port Lavaca, Texas? Check out the comparison of annual Port Lavaca, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Port Lavaca, Texas

Insurance Company Low Medium High
Allstate $5,141 $5,217 $5,430
American Family $5,136 $5,337 $6,250
GEICO $2,723 $2,851 $3,115
Nationwide $4,810 $4,320 $4,418
Progressive $4,212 $4,414 $4,678
State Farm $2,433 $2,560 $2,709
USAA $2,312 $2,387 $2,495

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Best By Category: Cheapest Auto Insurance in Port Lavaca, Texas

Compare the cheapest auto insurance companies in Port Lavaca, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Port Lavaca, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Port Lavaca, Texas Auto Insurance Companies

What auto insurance companies in Port Lavaca, Texas are the cheapest? Compare the top Port Lavaca, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Port Lavaca, Texas

Insurance Company Average Annual Rates
Allstate $5,263
American Family $5,574
GEICO $2,896
Nationwide $4,516
Progressive $4,435
State Farm $2,568
USAA $2,398

What affects auto insurance rates in Port Lavaca, Texas?

There are a lot of reasons why auto insurance rates in Port Lavaca, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Port Lavaca, Texas. Many local factors may affect your Port Lavaca auto insurance rates.

Port Lavaca Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Port Lavaca, Texas commute length is 15.6 minutes according to City-Data.

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Compare Port Lavaca, Texas Auto Insurance Quotes

Before you buy Port Lavaca, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Port Lavaca, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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