Best Cheap Auto Insurance in Port Hope, MI (2021)

The average Port Hope, MI auto insurance rates are $831 per month. The minimum auto insurance in Port Hope is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Port Hope, Michigan, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Port Hope for teen drivers is Allstate
  • The cheapest auto insurance company in Port Hope is USAA
  • Average auto insurance rates in Port Hope, MI for senior drivers are $6,612 per year

Port Hope, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Port Hope can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Port Hope, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Port Hope to other Michigan cities, including Sterling Heights auto insurance rates, Livonia auto insurance rates, and Warren auto insurance rates to see how Port Hope, Michigan auto insurance rates stack up.

Before you buy Port Hope, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Port Hope, Michigan auto insurance quotes.

Minimum Auto Insurance in Port Hope, Michigan

Port Hope, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Port Hope, Michigan.

Minimum Required Auto Insurance Coverage in Port Hope, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Port Hope, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Port Hope, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Port Hope, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,403 $16,403 $15,223 $15,223 $41,052 $41,052 $17,286 $17,286
Farmers $4,751 $4,751 $4,437 $4,437 $10,265 $10,265 $5,326 $5,326
GEICO $4,053 $4,053 $4,092 $4,092 $10,981 $10,981 $3,872 $3,872
Liberty Mutual $15,122 $15,122 $14,972 $14,972 $35,654 $35,654 $15,122 $15,122
Nationwide $5,340 $5,340 $4,738 $4,738 $14,203 $14,203 $5,863 $5,863
Progressive $3,309 $3,080 $2,908 $3,262 $11,670 $12,361 $3,857 $3,552
State Farm $6,439 $6,439 $5,928 $5,928 $21,850 $21,850 $7,534 $7,534
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,634 $2,490 $2,477 $2,339 $6,327 $5,988 $3,199 $3,061

Cheap Port Hope, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Port Hope, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Port Hope, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Port Hope, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,052 $41,052
Farmers $10,265 $10,265
GEICO $10,981 $10,981
Liberty Mutual $35,654 $35,654
Nationwide $14,203 $14,203
Progressive $11,670 $12,361
State Farm $21,850 $21,850
Travelers $16,180 $16,180
USAA $6,327 $5,988

Cheap Port Hope, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Port Hope, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Port Hope, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,223 $15,223
Farmers $4,437 $4,437
GEICO $4,092 $4,092
Liberty Mutual $14,972 $14,972
Nationwide $4,738 $4,738
Progressive $2,908 $3,262
State Farm $5,928 $5,928
Travelers $4,626 $4,626
USAA $2,477 $2,339

Cheap Port Hope, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Port Hope, Michigan compared to the annual auto insurance rates with a clean record in Port Hope, Michigan.

Annual Port Hope, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,909 $14,579 $49,169 $15,308
Farmers $5,218 $6,625 $6,551 $6,386
GEICO $2,074 $4,284 $12,870 $3,770
Liberty Mutual $14,122 $17,053 $31,609 $18,086
Nationwide $6,424 $8,633 $7,832 $7,255
Progressive $4,646 $6,119 $5,517 $5,717
State Farm $6,794 $8,061 $16,932 $9,962
Travelers $5,416 $7,736 $12,473 $6,404
USAA $2,870 $3,576 $4,685 $3,126

Cheap Port Hope, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Port Hope, Michigan is not easy. Compare the annual rates for DUI auto insurance in Port Hope, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Port Hope, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,169
Farmers $6,551
GEICO $12,870
Liberty Mutual $31,609
Nationwide $7,832
Progressive $5,517
State Farm $16,932
Travelers $12,473
USAA $4,685

Cheap Port Hope, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Port Hope, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Port Hope, Michigan

Insurance Company Poor Fair Good
Allstate $34,102 $18,892 $14,479
Farmers $8,258 $5,375 $4,951
GEICO $7,392 $5,435 $4,422
Liberty Mutual $31,984 $18,471 $10,198
Nationwide $9,490 $7,103 $6,015
Progressive $6,383 $5,333 $4,783
State Farm $16,914 $8,571 $5,829
Travelers $8,206 $7,958 $7,858
USAA $5,334 $3,046 $2,314

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Cheap Port Hope, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Port Hope, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Port Hope, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Port Hope, Michigan

ZIP Code Average Annual Rates
48468 $7,041

Cheap Port Hope, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Port Hope, Michigan auto insurance. Find the cheapest annual Port Hope, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Port Hope, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,491 $22,491
Farmers $6,195 $6,195
GEICO $5,615 $5,884
Liberty Mutual $19,520 $20,916
Nationwide $7,536 $7,536
Progressive $5,500 $5,500
State Farm $10,158 $10,718
Travelers $7,961 $8,053
USAA $3,523 $3,606

Cheap Port Hope, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Port Hope, Michigan? Check out the comparison of annual Port Hope, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Port Hope, Michigan

Insurance Company Low Medium High
Allstate $21,873 $22,546 $23,054
Farmers $6,029 $6,179 $6,376
GEICO $5,390 $5,701 $6,157
Liberty Mutual $19,733 $20,169 $20,752
Nationwide $7,885 $7,409 $7,314
Progressive $5,322 $5,507 $5,670
State Farm $9,940 $10,499 $10,874
Travelers $7,920 $8,016 $8,086
USAA $3,458 $3,573 $3,662

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Best By Category: Cheapest Auto Insurance in Port Hope, Michigan

Compare the cheapest auto insurance companies in Port Hope, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Port Hope, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Port Hope, Michigan Auto Insurance Companies

What auto insurance companies in Port Hope, Michigan are the cheapest? Compare the top Port Hope, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Port Hope, Michigan

Insurance Company Average Annual Rates
Allstate $22,491
Farmers $6,195
GEICO $5,750
Liberty Mutual $20,218
Nationwide $7,536
Progressive $5,500
State Farm $10,438
Travelers $8,007
USAA $3,565

What affects auto insurance rates in Port Hope, Michigan?

There are a lot of reasons why auto insurance rates in Port Hope, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Port Hope, Michigan. Many local factors may affect your Port Hope auto insurance rates.

Port Hope Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Port Hope, Michigan commute length is 25.4 minutes according to City-Data.

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Compare Port Hope, Michigan Auto Insurance Quotes

Before you buy Port Hope, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Port Hope, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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