Best Cheap Auto Insurance in Port Chester, NY (2021)

The average Port Chester, NY auto insurance rates are $404 per month. The minimum auto insurance in Port Chester is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Port Chester, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Port Chester, NY for senior drivers are $2,970 per year
  • The average commute length in Port Chester is 25.2 minutes
  • The cheapest auto insurance company in Port Chester is GEICO

Port Chester, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Port Chester can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Port Chester, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Port Chester to other New York cities, including Syracuse auto insurance rates, Buffalo auto insurance rates, and Schenectady auto insurance rates to see how Port Chester, New York auto insurance rates stack up.

Before you buy Port Chester, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Port Chester, New York auto insurance quotes.

Minimum Auto Insurance in Port Chester, New York

Port Chester, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Port Chester, New York.

Minimum Required Auto Insurance Coverage in Port Chester, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Port Chester, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Port Chester, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Port Chester, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,277 $3,066 $3,081 $3,127 $9,773 $10,508 $3,205 $3,220
GEICO $1,948 $1,877 $1,898 $1,870 $4,223 $6,275 $1,750 $1,803
Liberty Mutual $5,239 $5,239 $4,877 $4,877 $10,203 $14,794 $5,239 $5,569
Nationwide $3,389 $3,389 $3,190 $3,190 $6,238 $9,362 $3,389 $4,371
Progressive $2,864 $2,621 $2,241 $2,295 $9,986 $11,010 $3,681 $3,531
State Farm $3,062 $3,062 $2,687 $2,687 $9,065 $11,167 $3,384 $3,584
Travelers $3,837 $3,843 $3,559 $3,791 $9,483 $11,445 $4,067 $4,215
USAA $2,279 $2,236 $2,073 $2,069 $9,382 $11,143 $2,920 $3,224

Cheap Port Chester, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Port Chester, New York is a challenge. Take a look at the annual teen auto insurance rates in Port Chester, New York.

Annual Auto Insurance Rates for Teen Drivers in Port Chester, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,773 $10,508
GEICO $4,223 $6,275
Liberty Mutual $10,203 $14,794
Nationwide $6,238 $9,362
Progressive $9,986 $11,010
State Farm $9,065 $11,167
Travelers $9,483 $11,445
USAA $9,382 $11,143

Cheap Port Chester, New York Auto Insurance for Seniors

What are senior auto insurance rates in Port Chester, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Port Chester, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,081 $3,127
GEICO $1,898 $1,870
Liberty Mutual $4,877 $4,877
Nationwide $3,190 $3,190
Progressive $2,241 $2,295
State Farm $2,687 $2,687
Travelers $3,559 $3,791
USAA $2,073 $2,069

Cheap Port Chester, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Port Chester, New York compared to the annual auto insurance rates with a clean record in Port Chester, New York.

Annual Port Chester, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,139 $4,139 $6,100 $5,251
GEICO $2,090 $2,280 $4,363 $2,090
Liberty Mutual $5,562 $5,562 $11,332 $5,562
Nationwide $3,456 $3,456 $7,808 $3,538
Progressive $4,639 $4,639 $5,165 $4,671
State Farm $4,596 $4,596 $5,078 $5,078
Travelers $4,666 $5,933 $6,022 $5,501
USAA $3,918 $3,983 $5,779 $3,983

Cheap Port Chester, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Port Chester, New York is not easy. Compare the annual rates for DUI auto insurance in Port Chester, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Port Chester, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,100
GEICO $4,363
Liberty Mutual $11,332
Nationwide $7,808
Progressive $5,165
State Farm $5,078
Travelers $6,022
USAA $5,779

Cheap Port Chester, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Port Chester, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Port Chester, New York

Insurance Company Poor Fair Good
Allstate $7,060 $4,117 $3,545
GEICO $3,391 $2,490 $2,235
Liberty Mutual $9,804 $6,411 $4,800
Nationwide $4,565 $4,565 $4,565
Progressive $7,655 $3,868 $2,814
State Farm $6,826 $4,284 $3,402
Travelers $7,710 $4,775 $4,105
USAA $6,792 $3,430 $3,026

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Cheap Port Chester, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Port Chester, New York can vary. Compare the annual cost of auto insurance by ZIP code in Port Chester, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Port Chester, New York

ZIP Code Average Annual Rates
10573 $4,909

Cheap Port Chester, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Port Chester, New York auto insurance. Find the cheapest annual Port Chester, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Port Chester, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,839 $4,976
GEICO $2,625 $2,786
Liberty Mutual $6,802 $7,208
Nationwide $4,565 $4,565
Progressive $4,779 $4,779
State Farm $4,664 $5,011
Travelers $5,530 $5,530
USAA $4,371 $4,460

Cheap Port Chester, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Port Chester, New York? Check out the comparison of annual Port Chester, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Port Chester, New York

Insurance Company Low Medium High
Allstate $4,598 $4,886 $5,237
GEICO $2,545 $2,695 $2,876
Liberty Mutual $6,678 $6,987 $7,350
Nationwide $4,255 $4,521 $4,917
Progressive $4,503 $4,746 $5,087
State Farm $4,540 $4,869 $5,102
Travelers $5,167 $5,457 $5,966
USAA $4,254 $4,387 $4,607

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Best By Category: Cheapest Auto Insurance in Port Chester, New York

Compare the cheapest auto insurance companies in Port Chester, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Port Chester, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Port Chester, New York Auto Insurance Companies

What auto insurance companies in Port Chester, New York are the cheapest? Compare the top Port Chester, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Port Chester, New York

Insurance Company Average Annual Rates
Allstate $4,907
GEICO $2,705
Liberty Mutual $7,005
Nationwide $4,565
Progressive $4,779
State Farm $4,837
Travelers $5,530
USAA $4,416

What affects auto insurance rates in Port Chester, New York?

There are a lot of reasons why auto insurance rates in Port Chester, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Port Chester, New York. Many local factors may affect your Port Chester auto insurance rates.

Port Chester Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Port Chester, New York commute length is 25.2 minutes according to City-Data.

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Compare Port Chester, New York Auto Insurance Quotes

Before you buy Port Chester, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Port Chester, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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