Best Cheap Auto Insurance in Port Arthur, TX (2021)

The average Port Arthur, TX auto insurance rates are $373 per month. The minimum auto insurance in Port Arthur is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Port Arthur, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The minimum auto insurance required in Port Arthur, Texas is 30/60/25
  • Average auto insurance rates in Port Arthur, TX for senior drivers are $2,692 per year
  • The average commute length in Port Arthur is 24.1 minutes

Port Arthur, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Port Arthur can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Port Arthur, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Port Arthur to other Texas cities, including Houston auto insurance rates, Plano auto insurance rates, and Laredo auto insurance rates to see how Port Arthur, Texas auto insurance rates stack up.

Before you buy Port Arthur, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Port Arthur, Texas auto insurance quotes.

Minimum Auto Insurance in Port Arthur, Texas

Port Arthur, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Port Arthur, Texas.

Minimum Required Auto Insurance Coverage in Port Arthur, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Port Arthur, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Port Arthur, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Port Arthur, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,641 $3,667 $3,593 $3,593 $9,647 $11,626 $4,494 $4,673
American Family $3,322 $3,719 $3,150 $3,630 $9,354 $12,328 $4,884 $5,606
GEICO $2,884 $3,144 $2,817 $3,249 $6,496 $6,722 $3,130 $3,099
Nationwide $2,719 $2,761 $2,400 $2,538 $7,884 $10,108 $3,212 $3,473
Progressive $2,883 $2,715 $2,566 $2,614 $12,336 $13,747 $3,404 $3,429
State Farm $2,318 $2,318 $2,071 $2,071 $5,631 $7,186 $2,526 $2,597
USAA $1,783 $1,783 $1,713 $1,689 $5,113 $5,532 $2,372 $2,518

Cheap Port Arthur, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Port Arthur, Texas is a challenge. Take a look at the annual teen auto insurance rates in Port Arthur, Texas.

Annual Auto Insurance Rates for Teen Drivers in Port Arthur, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,647 $11,626
American Family $9,354 $12,328
GEICO $6,496 $6,722
Nationwide $7,884 $10,108
Progressive $12,336 $13,747
State Farm $5,631 $7,186
USAA $5,113 $5,532

Cheap Port Arthur, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Port Arthur, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Port Arthur, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,593 $3,593
American Family $3,150 $3,630
GEICO $2,817 $3,249
Nationwide $2,400 $2,538
Progressive $2,566 $2,614
State Farm $2,071 $2,071
USAA $1,713 $1,689

Cheap Port Arthur, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Port Arthur, Texas compared to the annual auto insurance rates with a clean record in Port Arthur, Texas.

Annual Port Arthur, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,344 $6,744 $7,034 $4,344
American Family $5,203 $6,731 $5,859 $5,203
GEICO $3,340 $4,459 $3,666 $4,307
Nationwide $3,804 $3,804 $5,642 $4,298
Progressive $4,752 $6,184 $5,559 $5,352
State Farm $2,957 $3,405 $4,039 $2,957
USAA $2,085 $3,104 $3,666 $2,396

Cheap Port Arthur, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Port Arthur, Texas is not easy. Compare the annual rates for DUI auto insurance in Port Arthur, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Port Arthur, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,034
American Family $5,859
GEICO $3,666
Nationwide $5,642
Progressive $5,559
State Farm $4,039
USAA $3,666

Cheap Port Arthur, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Port Arthur, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Port Arthur, Texas

Insurance Company Poor Fair Good
Allstate $7,134 $5,232 $4,484
American Family $7,875 $5,003 $4,369
GEICO $6,110 $3,439 $2,279
Nationwide $5,268 $4,228 $3,665
Progressive $6,142 $5,316 $4,927
State Farm $4,721 $2,946 $2,352
USAA $4,109 $2,396 $1,933

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Cheap Port Arthur, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Port Arthur, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Port Arthur, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Port Arthur, Texas

ZIP Code Average Annual Rates
77640 $6,709
77642 $6,700

Cheap Port Arthur, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Port Arthur, Texas auto insurance. Find the cheapest annual Port Arthur, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Port Arthur, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,477 $5,756
American Family $5,749 $5,749
GEICO $3,870 $4,016
Nationwide $4,387 $4,387
Progressive $5,462 $5,462
State Farm $3,339 $3,339
USAA $2,777 $2,848

Cheap Port Arthur, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Port Arthur, Texas? Check out the comparison of annual Port Arthur, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Port Arthur, Texas

Insurance Company Low Medium High
Allstate $5,484 $5,567 $5,799
American Family $5,363 $5,532 $6,352
GEICO $3,701 $3,882 $4,246
Nationwide $4,708 $4,197 $4,255
Progressive $5,158 $5,431 $5,796
State Farm $3,145 $3,326 $3,548
USAA $2,702 $2,800 $2,937

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Best By Category: Cheapest Auto Insurance in Port Arthur, Texas

Compare the cheapest auto insurance companies in Port Arthur, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Port Arthur, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Port Arthur, Texas Auto Insurance Companies

What auto insurance companies in Port Arthur, Texas are the cheapest? Compare the top Port Arthur, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Port Arthur, Texas

Insurance Company Average Annual Rates
Allstate $5,617
American Family $5,749
GEICO $3,943
Nationwide $4,387
Progressive $5,462
State Farm $3,339
USAA $2,813

What affects auto insurance rates in Port Arthur, Texas?

There are a lot of reasons why auto insurance rates in Port Arthur, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Port Arthur, Texas. Many local factors may affect your Port Arthur auto insurance rates.

Port Arthur Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Port Arthur, Texas auto theft statistics, there have been 134 auto thefts in the city.

Port Arthur Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Port Arthur, Texas commute length is 24.1 minutes according to City-Data.

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Compare Port Arthur, Texas Auto Insurance Quotes

Before you buy Port Arthur, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Port Arthur, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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