Best Cheap Auto Insurance in Pontotoc, TX (2021)

The average Pontotoc, TX auto insurance rates are $326 per month. The minimum auto insurance in Pontotoc is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Pontotoc, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The cheapest auto insurance company in Pontotoc is USAA
  • Average auto insurance rates in Pontotoc, TX for senior drivers are $2,374 per year
  • The most expensive auto insurance company in Pontotoc for teen drivers is Progressive

Pontotoc, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Pontotoc can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pontotoc, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Pontotoc to other Texas cities, including Dallas auto insurance rates, Arlington auto insurance rates, and Corpus Christi auto insurance rates to see how Pontotoc, Texas auto insurance rates stack up.

Before you buy Pontotoc, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pontotoc, Texas auto insurance quotes.

Minimum Auto Insurance in Pontotoc, Texas

Pontotoc, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pontotoc, Texas.

Minimum Required Auto Insurance Coverage in Pontotoc, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Pontotoc, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Pontotoc, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pontotoc, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,578 $3,634 $3,538 $3,538 $9,210 $11,209 $4,458 $4,686
American Family $2,707 $3,021 $2,552 $2,930 $7,350 $9,619 $3,922 $4,475
GEICO $2,506 $2,701 $2,408 $2,716 $5,466 $5,720 $2,713 $2,724
Nationwide $2,213 $2,253 $1,957 $2,074 $6,162 $7,918 $2,588 $2,801
Progressive $3,004 $2,800 $2,659 $2,726 $12,421 $13,718 $3,491 $3,452
State Farm $1,880 $1,880 $1,663 $1,663 $4,336 $5,494 $2,033 $2,097
USAA $1,477 $1,489 $1,408 $1,400 $4,118 $4,497 $1,968 $2,118

Cheap Pontotoc, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Pontotoc, Texas is a challenge. Take a look at the annual teen auto insurance rates in Pontotoc, Texas.

Annual Auto Insurance Rates for Teen Drivers in Pontotoc, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,210 $11,209
American Family $7,350 $9,619
GEICO $5,466 $5,720
Nationwide $6,162 $7,918
Progressive $12,421 $13,718
State Farm $4,336 $5,494
USAA $4,118 $4,497

Cheap Pontotoc, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Pontotoc, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Pontotoc, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,538 $3,538
American Family $2,552 $2,930
GEICO $2,408 $2,716
Nationwide $1,957 $2,074
Progressive $2,659 $2,726
State Farm $1,663 $1,663
USAA $1,408 $1,400

Cheap Pontotoc, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pontotoc, Texas compared to the annual auto insurance rates with a clean record in Pontotoc, Texas.

Annual Pontotoc, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,327 $6,510 $6,761 $4,327
American Family $4,153 $5,326 $4,655 $4,153
GEICO $2,860 $3,776 $3,160 $3,683
Nationwide $3,034 $3,034 $4,489 $3,426
Progressive $4,817 $6,252 $5,637 $5,429
State Farm $2,355 $2,678 $3,136 $2,355
USAA $1,726 $2,539 $2,992 $1,980

Cheap Pontotoc, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Pontotoc, Texas is not easy. Compare the annual rates for DUI auto insurance in Pontotoc, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Pontotoc, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,761
American Family $4,655
GEICO $3,160
Nationwide $4,489
Progressive $5,637
State Farm $3,136
USAA $2,992

Cheap Pontotoc, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Pontotoc, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Pontotoc, Texas

Insurance Company Poor Fair Good
Allstate $6,990 $5,100 $4,354
American Family $6,262 $3,982 $3,472
GEICO $5,204 $2,943 $1,961
Nationwide $4,195 $3,365 $2,927
Progressive $6,246 $5,379 $4,976
State Farm $3,729 $2,318 $1,845
USAA $3,399 $1,957 $1,572

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Cheap Pontotoc, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Pontotoc, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Pontotoc, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Pontotoc, Texas

ZIP Code Average Annual Rates
76869 $5,873

Cheap Pontotoc, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Pontotoc, Texas auto insurance. Find the cheapest annual Pontotoc, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Pontotoc, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,357 $5,606
American Family $4,572 $4,572
GEICO $3,306 $3,433
Nationwide $3,496 $3,496
Progressive $5,534 $5,534
State Farm $2,631 $2,631
USAA $2,280 $2,339

Cheap Pontotoc, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Pontotoc, Texas? Check out the comparison of annual Pontotoc, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pontotoc, Texas

Insurance Company Low Medium High
Allstate $5,388 $5,447 $5,609
American Family $4,275 $4,415 $5,026
GEICO $3,205 $3,330 $3,574
Nationwide $3,769 $3,346 $3,372
Progressive $5,138 $5,488 $5,976
State Farm $2,499 $2,621 $2,772
USAA $2,237 $2,301 $2,391

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Best By Category: Cheapest Auto Insurance in Pontotoc, Texas

Compare the cheapest auto insurance companies in Pontotoc, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Pontotoc, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Pontotoc, Texas Auto Insurance Companies

What auto insurance companies in Pontotoc, Texas are the cheapest? Compare the top Pontotoc, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Pontotoc, Texas

Insurance Company Average Annual Rates
Allstate $5,481
American Family $4,572
GEICO $3,370
Nationwide $3,496
Progressive $5,534
State Farm $2,631
USAA $2,309

Compare Pontotoc, Texas Auto Insurance Quotes

Before you buy Pontotoc, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pontotoc, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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