Best Cheap Auto Insurance in Polkton, NC (2021)

The average Polkton, NC auto insurance rates are $314 per month. The minimum auto insurance in Polkton is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Polkton, North Carolina, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Polkton is Liberty Mutual
  • The most expensive auto insurance company in Polkton for teen drivers is Allstate
  • The minimum auto insurance required in Polkton, North Carolina is 30/60/25

Polkton, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Polkton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Polkton, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Polkton to other North Carolina cities, including Cary auto insurance rates, High Point auto insurance rates, and Winston-Salem auto insurance rates to see how Polkton, North Carolina auto insurance rates stack up.

Before you buy Polkton, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Polkton, North Carolina auto insurance quotes.

Minimum Auto Insurance in Polkton, North Carolina

Polkton, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Polkton, North Carolina.

Minimum Required Auto Insurance Coverage in Polkton, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Polkton, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Polkton, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Polkton, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,402 $6,402 $5,252 $5,252 $15,440 $15,440 $6,528 $6,528
GEICO $2,629 $2,584 $2,590 $2,547 $4,648 $4,609 $2,331 $2,319
Liberty Mutual $2,048 $2,048 $2,120 $2,120 $3,633 $3,633 $2,048 $2,048
Nationwide $2,626 $2,626 $2,626 $2,626 $4,456 $4,456 $2,626 $2,626
Progressive $2,054 $2,054 $1,877 $1,877 $4,695 $4,695 $2,269 $2,269
State Farm $2,819 $2,819 $2,438 $2,438 $4,163 $4,163 $3,484 $3,484
Travelers $2,958 $2,958 $2,935 $2,935 $4,999 $4,999 $3,035 $3,035

Cheap Polkton, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Polkton, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Polkton, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Polkton, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,440 $15,440
GEICO $4,648 $4,609
Liberty Mutual $3,633 $3,633
Nationwide $4,456 $4,456
Progressive $4,695 $4,695
State Farm $4,163 $4,163
Travelers $4,999 $4,999

Cheap Polkton, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Polkton, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Polkton, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,252 $5,252
GEICO $2,590 $2,547
Liberty Mutual $2,120 $2,120
Nationwide $2,626 $2,626
Progressive $1,877 $1,877
State Farm $2,438 $2,438
Travelers $2,935 $2,935

Cheap Polkton, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Polkton, North Carolina compared to the annual auto insurance rates with a clean record in Polkton, North Carolina.

Annual Polkton, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,555 $8,002 $14,906 $6,160
GEICO $1,533 $2,342 $6,073 $2,180
Liberty Mutual $1,467 $1,883 $4,616 $1,883
Nationwide $1,815 $2,346 $5,826 $2,346
Progressive $1,295 $1,887 $5,885 $1,828
State Farm $1,723 $2,486 $6,209 $2,486
Travelers $1,982 $2,751 $6,545 $2,649

Cheap Polkton, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Polkton, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Polkton, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Polkton, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $14,906
GEICO $6,073
Liberty Mutual $4,616
Nationwide $5,826
Progressive $5,885
State Farm $6,209
Travelers $6,545

Cheap Polkton, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Polkton, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Polkton, North Carolina

Insurance Company Poor Fair Good
Allstate $11,385 $7,376 $6,456
GEICO $3,264 $3,018 $2,814
Liberty Mutual $2,462 $2,462 $2,462
Nationwide $3,084 $3,084 $3,084
Progressive $3,055 $2,658 $2,458
State Farm $4,532 $2,897 $2,250
Travelers $3,762 $3,383 $3,300

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Cheap Polkton, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Polkton, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Polkton, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Polkton, North Carolina

ZIP Code Average Annual Rates
28135 $3,417

Cheap Polkton, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Polkton, North Carolina auto insurance. Find the cheapest annual Polkton, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Polkton, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $8,406 $8,406
GEICO $3,032 $3,032
Liberty Mutual $2,462 $2,462
Nationwide $3,084 $3,084
Progressive $2,724 $2,724
State Farm $3,213 $3,240
Travelers $3,482 $3,482

Cheap Polkton, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Polkton, North Carolina? Check out the comparison of annual Polkton, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Polkton, North Carolina

Insurance Company Low Medium High
Allstate $8,114 $8,374 $8,728
GEICO $2,892 $3,020 $3,184
Liberty Mutual $2,339 $2,447 $2,601
Nationwide $2,957 $3,068 $3,226
Progressive $2,579 $2,708 $2,885
State Farm $3,087 $3,210 $3,382
Travelers $3,328 $3,463 $3,654

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Best By Category: Cheapest Auto Insurance in Polkton, North Carolina

Compare the cheapest auto insurance companies in Polkton, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Polkton, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Polkton, North Carolina Auto Insurance Companies

What auto insurance companies in Polkton, North Carolina are the cheapest? Compare the top Polkton, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Polkton, North Carolina

Insurance Company Average Annual Rates
Allstate $8,406
GEICO $3,032
Liberty Mutual $2,462
Nationwide $3,084
Progressive $2,724
State Farm $3,226
Travelers $3,482

What affects auto insurance rates in Polkton, North Carolina?

There are a lot of reasons why auto insurance rates in Polkton, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Polkton, North Carolina. Many local factors may affect your Polkton auto insurance rates.

Polkton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Polkton, North Carolina commute length is 32.1 minutes according to City-Data.

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Compare Polkton, North Carolina Auto Insurance Quotes

Before you buy Polkton, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Polkton, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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