Best Cheap Auto Insurance in Point Pleasant, WV (2021)

The average Point Pleasant, WV auto insurance rates are $331 per month. The minimum auto insurance in Point Pleasant is at least 25/50/25 in coverage to comply with West Virginia auto insurance laws. To find the best cheap auto insurance in Point Pleasant, West Virginia, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The average commute length in Point Pleasant is 18.6 minutes
  • The minimum auto insurance required in Point Pleasant, West Virginia is 25/50/25
  • The most expensive auto insurance company in Point Pleasant for teen drivers is Liberty Mutual

Point Pleasant, West Virginia auto insurance requirements are 25/50/25 according to West Virginia auto insurance laws. Finding cheap auto insurance in Point Pleasant can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Point Pleasant, West Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Point Pleasant to other West Virginia cities, including Wheeling auto insurance rates, Morgan auto insurance rates, and Clarksburg auto insurance rates to see how Point Pleasant, West Virginia auto insurance rates stack up.

Before you buy Point Pleasant, West Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Point Pleasant, West Virginia auto insurance quotes.

Minimum Auto Insurance in Point Pleasant, West Virginia

Point Pleasant, West Virginia auto insurance laws require that you have at least the West Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Point Pleasant, West Virginia.

Minimum Required Auto Insurance Coverage in Point Pleasant, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Point Pleasant, West Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Point Pleasant, West Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Point Pleasant, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,851 $2,665 $2,545 $2,554 $9,792 $10,207 $3,177 $3,186
GEICO $2,820 $2,783 $2,689 $2,607 $6,842 $8,256 $2,714 $2,829
Liberty Mutual $3,754 $4,077 $3,016 $3,673 $14,074 $15,883 $3,885 $4,277
Nationwide $2,092 $2,127 $1,901 $1,997 $5,412 $6,867 $2,358 $2,529
Progressive $2,201 $2,127 $2,020 $2,024 $9,344 $10,515 $2,647 $2,739
State Farm $1,641 $1,641 $1,462 $1,462 $3,529 $4,563 $1,926 $1,535
USAA $1,813 $1,792 $1,679 $1,701 $5,920 $6,562 $2,350 $2,535

Cheap Point Pleasant, West Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Point Pleasant, West Virginia is a challenge. Take a look at the annual teen auto insurance rates in Point Pleasant, West Virginia.

Annual Auto Insurance Rates for Teen Drivers in Point Pleasant, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,792 $10,207
GEICO $6,842 $8,256
Liberty Mutual $14,074 $15,883
Nationwide $5,412 $6,867
Progressive $9,344 $10,515
State Farm $3,529 $4,563
USAA $5,920 $6,562

Cheap Point Pleasant, West Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Point Pleasant, West Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Point Pleasant, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,545 $2,554
GEICO $2,689 $2,607
Liberty Mutual $3,016 $3,673
Nationwide $1,901 $1,997
Progressive $2,020 $2,024
State Farm $1,462 $1,462
USAA $1,679 $1,701

Cheap Point Pleasant, West Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Point Pleasant, West Virginia compared to the annual auto insurance rates with a clean record in Point Pleasant, West Virginia.

Annual Point Pleasant, West Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,944 $4,646 $5,459 $4,439
GEICO $2,427 $3,919 $6,819 $2,605
Liberty Mutual $5,398 $6,804 $7,535 $6,583
Nationwide $2,518 $3,371 $3,941 $2,810
Progressive $3,573 $4,767 $4,272 $4,197
State Farm $2,053 $2,387 $2,220 $2,220
USAA $2,396 $2,828 $4,033 $2,919

Cheap Point Pleasant, West Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Point Pleasant, West Virginia is not easy. Compare the annual rates for DUI auto insurance in Point Pleasant, West Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Point Pleasant, West Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,459
GEICO $6,819
Liberty Mutual $7,535
Nationwide $3,941
Progressive $4,272
State Farm $2,220
USAA $4,033

Cheap Point Pleasant, West Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Point Pleasant, West Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Point Pleasant, West Virginia

Insurance Company Poor Fair Good
Allstate $5,616 $4,447 $3,803
GEICO $4,755 $3,865 $3,208
Liberty Mutual $9,415 $5,779 $4,545
Nationwide $3,600 $3,039 $2,842
Progressive $4,719 $4,091 $3,796
State Farm $3,190 $1,944 $1,526
USAA $4,493 $2,578 $2,061

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Cheap Point Pleasant, West Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Point Pleasant, West Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Point Pleasant, West Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Point Pleasant, West Virginia

ZIP Code Average Annual Rates
25550 $3,931

Cheap Point Pleasant, West Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Point Pleasant, West Virginia auto insurance. Find the cheapest annual Point Pleasant, West Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Point Pleasant, West Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,622 $4,622
GEICO $3,900 $3,985
Liberty Mutual $6,580 $6,580
Nationwide $3,160 $3,160
Progressive $4,202 $4,202
State Farm $2,161 $2,279
USAA $3,008 $3,080

Cheap Point Pleasant, West Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Point Pleasant, West Virginia? Check out the comparison of annual Point Pleasant, West Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Point Pleasant, West Virginia

Insurance Company Low Medium High
Allstate $4,438 $4,613 $4,815
GEICO $3,728 $3,952 $4,148
Liberty Mutual $6,259 $6,565 $6,916
Nationwide $3,096 $3,147 $3,237
Progressive $4,048 $4,161 $4,396
State Farm $2,091 $2,213 $2,355
USAA $2,934 $3,039 $3,159

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Best By Category: Cheapest Auto Insurance in Point Pleasant, West Virginia

Compare the cheapest auto insurance companies in Point Pleasant, West Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Point Pleasant, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Point Pleasant, West Virginia Auto Insurance Companies

What auto insurance companies in Point Pleasant, West Virginia are the cheapest? Compare the top Point Pleasant, West Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Point Pleasant, West Virginia

Insurance Company Average Annual Rates
Allstate $4,622
GEICO $3,942
Liberty Mutual $6,580
Nationwide $3,160
Progressive $4,202
State Farm $2,220
USAA $3,044

What affects auto insurance rates in Point Pleasant, West Virginia?

There are a lot of reasons why auto insurance rates in Point Pleasant, West Virginia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Point Pleasant, West Virginia. Many local factors may affect your Point Pleasant auto insurance rates.

Point Pleasant Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Point Pleasant, West Virginia commute length is 18.6 minutes according to City-Data.

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Compare Point Pleasant, West Virginia Auto Insurance Quotes

Before you buy Point Pleasant, West Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Point Pleasant, West Virginia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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