Best Cheap Auto Insurance in Pocahontas, IA (2021)

The average Pocahontas, IA auto insurance rates are $243 per month. The minimum auto insurance in Pocahontas is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Pocahontas, Iowa, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • The cheapest auto insurance company in Pocahontas is USAA
  • The minimum auto insurance required in Pocahontas, Iowa is 20/40/15
  • The most expensive auto insurance company in Pocahontas for teen drivers is Travelers

Pocahontas, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Pocahontas can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pocahontas, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Pocahontas to other Iowa cities, including Council Bluffs auto insurance rates, Ames auto insurance rates, and Cedar Rapids auto insurance rates to see how Pocahontas, Iowa auto insurance rates stack up.

Before you buy Pocahontas, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pocahontas, Iowa auto insurance quotes.

Minimum Auto Insurance in Pocahontas, Iowa

Pocahontas, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pocahontas, Iowa.

Minimum Required Auto Insurance Coverage in Pocahontas, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Pocahontas, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Pocahontas, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pocahontas, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,147 $2,060 $1,907 $1,942 $6,283 $7,078 $2,338 $2,404
American Family $1,935 $1,935 $1,731 $1,731 $5,179 $7,255 $1,935 $2,329
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,175 $2,363 $1,911 $2,323 $10,438 $11,753 $2,464 $2,720
Nationwide $1,640 $1,682 $1,464 $1,560 $3,780 $4,882 $1,858 $2,019
Progressive $1,397 $1,336 $1,153 $1,201 $3,509 $3,951 $1,673 $1,799
State Farm $1,371 $1,371 $1,206 $1,206 $3,745 $4,743 $1,542 $1,759
Travelers $2,472 $2,525 $2,392 $2,405 $10,990 $17,640 $2,566 $3,036
USAA $1,169 $1,184 $1,073 $1,096 $3,110 $3,307 $1,402 $1,549

Cheap Pocahontas, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Pocahontas, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Pocahontas, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Pocahontas, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,283 $7,078
American Family $5,179 $7,255
Farmers $4,449 $4,739
GEICO $4,142 $3,866
Liberty Mutual $10,438 $11,753
Nationwide $3,780 $4,882
Progressive $3,509 $3,951
State Farm $3,745 $4,743
Travelers $10,990 $17,640
USAA $3,110 $3,307

Cheap Pocahontas, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Pocahontas, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Pocahontas, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,907 $1,942
American Family $1,731 $1,731
Farmers $1,324 $1,444
GEICO $1,620 $1,483
Liberty Mutual $1,911 $2,323
Nationwide $1,464 $1,560
Progressive $1,153 $1,201
State Farm $1,206 $1,206
Travelers $2,392 $2,405
USAA $1,073 $1,096

Cheap Pocahontas, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pocahontas, Iowa compared to the annual auto insurance rates with a clean record in Pocahontas, Iowa.

Annual Pocahontas, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,775 $3,368 $3,831 $3,106
American Family $2,168 $3,176 $4,121 $2,549
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,903 $4,827 $4,926 $4,418
Nationwide $1,713 $2,454 $3,340 $1,936
Progressive $1,609 $2,643 $1,748 $2,010
State Farm $1,958 $2,277 $2,118 $2,118
Travelers $4,022 $5,346 $7,156 $5,490
USAA $1,329 $1,780 $2,313 $1,524

Cheap Pocahontas, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Pocahontas, Iowa is not easy. Compare the annual rates for DUI auto insurance in Pocahontas, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Pocahontas, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,831
American Family $4,121
Farmers $2,558
GEICO $3,058
Liberty Mutual $4,926
Nationwide $3,340
Progressive $1,748
State Farm $2,118
Travelers $7,156
USAA $2,313

Cheap Pocahontas, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Pocahontas, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Pocahontas, Iowa

Insurance Company Poor Fair Good
Allstate $3,910 $3,108 $2,792
American Family $3,829 $2,814 $2,367
Farmers $2,736 $2,270 $2,151
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,450 $3,976 $3,129
Nationwide $2,864 $2,248 $1,970
Progressive $2,358 $1,914 $1,736
State Farm $3,016 $1,866 $1,472
Travelers $6,190 $5,284 $5,036
USAA $2,283 $1,568 $1,358

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Cheap Pocahontas, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Pocahontas, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Pocahontas, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Pocahontas, Iowa

ZIP Code Average Annual Rates
50574 $2,458

Cheap Pocahontas, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Pocahontas, Iowa auto insurance. Find the cheapest annual Pocahontas, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Pocahontas, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,191 $3,348
American Family $2,968 $3,039
Farmers $2,386 $2,386
GEICO $2,195 $2,285
Liberty Mutual $4,518 $4,518
Nationwide $2,361 $2,361
Progressive $2,002 $2,002
State Farm $2,067 $2,169
Travelers $5,503 $5,503
USAA $1,673 $1,800

Cheap Pocahontas, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Pocahontas, Iowa? Check out the comparison of annual Pocahontas, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pocahontas, Iowa

Insurance Company Low Medium High
Allstate $3,139 $3,275 $3,396
American Family $3,013 $3,171 $2,826
Farmers $2,288 $2,393 $2,476
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,336 $4,509 $4,710
Nationwide $2,455 $2,351 $2,276
Progressive $1,869 $2,011 $2,127
State Farm $2,014 $2,130 $2,210
Travelers $5,143 $5,589 $5,778
USAA $1,644 $1,742 $1,823

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Best By Category: Cheapest Auto Insurance in Pocahontas, Iowa

Compare the cheapest auto insurance companies in Pocahontas, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Pocahontas, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Pocahontas, Iowa Auto Insurance Companies

What auto insurance companies in Pocahontas, Iowa are the cheapest? Compare the top Pocahontas, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Pocahontas, Iowa

Insurance Company Average Annual Rates
Allstate $3,270
American Family $3,003
Farmers $2,386
GEICO $2,240
Liberty Mutual $4,518
Nationwide $2,361
Progressive $2,002
State Farm $2,118
Travelers $5,503
USAA $1,736

What affects auto insurance rates in Pocahontas, Iowa?

There are a lot of reasons why auto insurance rates in Pocahontas, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Pocahontas, Iowa. Many local factors may affect your Pocahontas auto insurance rates.

Pocahontas Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Pocahontas, Iowa commute length is 13.6 minutes according to City-Data.

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Compare Pocahontas, Iowa Auto Insurance Quotes

Before you buy Pocahontas, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pocahontas, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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