Best Cheap Auto Insurance in Plymouth, MI (2021)

The average Plymouth, MI auto insurance rates are $832 per month. The minimum auto insurance in Plymouth is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Plymouth, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Plymouth is USAA
  • Average auto insurance rates in Plymouth, MI for senior drivers are $6,594 per year
  • The minimum auto insurance required in Plymouth, Michigan is 20/40/10

Plymouth, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Plymouth can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Plymouth, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Plymouth to other Michigan cities, including Dearborn auto insurance rates, Sterling Heights auto insurance rates, and Lansing auto insurance rates to see how Plymouth, Michigan auto insurance rates stack up.

Before you buy Plymouth, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Plymouth, Michigan auto insurance quotes.

Minimum Auto Insurance in Plymouth, Michigan

Plymouth, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Plymouth, Michigan.

Minimum Required Auto Insurance Coverage in Plymouth, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Plymouth, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Plymouth, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Plymouth, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,953 $16,953 $15,710 $15,710 $42,814 $42,814 $17,873 $17,873
Farmers $5,188 $5,188 $4,804 $4,804 $11,466 $11,466 $5,862 $5,862
GEICO $4,132 $4,132 $4,244 $4,244 $11,977 $11,977 $3,955 $3,955
Liberty Mutual $14,658 $14,658 $14,515 $14,515 $34,173 $34,173 $14,658 $14,658
Nationwide $4,519 $4,519 $4,018 $4,018 $12,073 $12,073 $4,964 $4,964
Progressive $3,332 $3,045 $2,946 $3,346 $12,097 $12,695 $3,861 $3,453
State Farm $6,421 $6,421 $5,937 $5,937 $22,432 $22,432 $7,546 $7,546
Travelers $5,498 $5,498 $4,728 $4,728 $16,536 $16,536 $5,970 $5,970
USAA $2,455 $2,324 $2,313 $2,180 $6,071 $5,773 $2,992 $2,867

Cheap Plymouth, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Plymouth, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Plymouth, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Plymouth, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $42,814 $42,814
Farmers $11,466 $11,466
GEICO $11,977 $11,977
Liberty Mutual $34,173 $34,173
Nationwide $12,073 $12,073
Progressive $12,097 $12,695
State Farm $22,432 $22,432
Travelers $16,536 $16,536
USAA $6,071 $5,773

Cheap Plymouth, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Plymouth, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Plymouth, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,710 $15,710
Farmers $4,804 $4,804
GEICO $4,244 $4,244
Liberty Mutual $14,515 $14,515
Nationwide $4,018 $4,018
Progressive $2,946 $3,346
State Farm $5,937 $5,937
Travelers $4,728 $4,728
USAA $2,313 $2,180

Cheap Plymouth, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Plymouth, Michigan compared to the annual auto insurance rates with a clean record in Plymouth, Michigan.

Annual Plymouth, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,302 $15,095 $51,074 $15,880
Farmers $5,702 $7,355 $7,226 $7,037
GEICO $2,089 $4,519 $13,774 $3,925
Liberty Mutual $13,403 $16,370 $30,911 $17,321
Nationwide $5,466 $7,316 $6,635 $6,157
Progressive $4,708 $6,259 $5,618 $5,804
State Farm $6,728 $8,070 $17,457 $10,081
Travelers $5,527 $7,904 $12,766 $6,536
USAA $2,714 $3,387 $4,430 $2,957

Cheap Plymouth, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Plymouth, Michigan is not easy. Compare the annual rates for DUI auto insurance in Plymouth, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Plymouth, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $51,074
Farmers $7,226
GEICO $13,774
Liberty Mutual $30,911
Nationwide $6,635
Progressive $5,618
State Farm $17,457
Travelers $12,766
USAA $4,430

Cheap Plymouth, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Plymouth, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Plymouth, Michigan

Insurance Company Poor Fair Good
Allstate $35,360 $19,598 $15,055
Farmers $9,891 $5,499 $5,099
GEICO $7,817 $5,743 $4,671
Liberty Mutual $30,840 $17,819 $9,845
Nationwide $8,011 $6,039 $5,130
Progressive $6,491 $5,440 $4,860
State Farm $17,146 $8,692 $5,914
Travelers $8,386 $8,133 $8,031
USAA $5,029 $2,883 $2,203

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Cheap Plymouth, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Plymouth, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Plymouth, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Plymouth, Michigan

ZIP Code Average Annual Rates
48170 $7,038

Cheap Plymouth, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Plymouth, Michigan auto insurance. Find the cheapest annual Plymouth, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Plymouth, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $23,338 $23,338
Farmers $6,830 $6,830
GEICO $5,941 $6,213
Liberty Mutual $18,838 $20,164
Nationwide $6,393 $6,393
Progressive $5,597 $5,597
State Farm $10,312 $10,857
Travelers $8,137 $8,230
USAA $3,334 $3,410

Cheap Plymouth, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Plymouth, Michigan? Check out the comparison of annual Plymouth, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Plymouth, Michigan

Insurance Company Low Medium High
Allstate $22,779 $23,387 $23,846
Farmers $6,594 $6,807 $7,088
GEICO $5,692 $6,026 $6,513
Liberty Mutual $19,038 $19,456 $20,009
Nationwide $6,662 $6,293 $6,226
Progressive $5,419 $5,604 $5,768
State Farm $10,114 $10,642 $10,997
Travelers $8,098 $8,192 $8,260
USAA $3,264 $3,381 $3,470

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Best By Category: Cheapest Auto Insurance in Plymouth, Michigan

Compare the cheapest auto insurance companies in Plymouth, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Plymouth, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Plymouth, Michigan Auto Insurance Companies

What auto insurance companies in Plymouth, Michigan are the cheapest? Compare the top Plymouth, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Plymouth, Michigan

Insurance Company Average Annual Rates
Allstate $23,337
Farmers $6,830
GEICO $6,077
Liberty Mutual $19,501
Nationwide $6,393
Progressive $5,597
State Farm $10,584
Travelers $8,183
USAA $3,372

What affects auto insurance rates in Plymouth, Michigan?

There are a lot of reasons why auto insurance rates in Plymouth, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Plymouth, Michigan. Many local factors may affect your Plymouth auto insurance rates.

Plymouth Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Plymouth, Michigan auto theft statistics, there have been 11 auto thefts in the city.

Plymouth Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Plymouth, Michigan commute length is 25.7 minutes according to City-Data.

Plymouth Traffic

How does Plymouth, Michigan rank for traffic? According to Inrix Plymouth, Michigan is the 280th most congested worldwide.

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Compare Plymouth, Michigan Auto Insurance Quotes

Before you buy Plymouth, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Plymouth, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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