Best Cheap Auto Insurance in Plano, IL (2021)

The average Plano, IL auto insurance rates are $264 per month. The minimum auto insurance in Plano is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Plano, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Plano for teen drivers is Farmers
  • Average auto insurance rates in Plano, IL for senior drivers are $1,793 per year
  • The minimum auto insurance required in Plano, Illinois is 25/50/20

Plano, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Plano can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Plano, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Plano to other Illinois cities, including Joliet auto insurance rates, Springfield auto insurance rates, and Aurora auto insurance rates to see how Plano, Illinois auto insurance rates stack up.

Before you buy Plano, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Plano, Illinois auto insurance quotes.

Minimum Auto Insurance in Plano, Illinois

Plano, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Plano, Illinois.

Minimum Required Auto Insurance Coverage in Plano, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Plano, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Plano, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Plano, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,186 $3,200 $3,343 $3,343 $8,407 $10,930 $3,834 $4,145
American Family $2,423 $2,423 $2,223 $2,223 $6,940 $9,585 $2,423 $3,133
Farmers $2,391 $2,388 $2,117 $2,244 $10,529 $10,976 $2,735 $2,853
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,427 $1,537 $1,180 $1,317 $4,989 $5,546 $1,493 $1,574
Nationwide $1,682 $1,706 $1,503 $1,585 $4,616 $5,894 $1,959 $2,114
Progressive $1,884 $1,766 $1,558 $1,636 $7,067 $7,910 $2,240 $2,414
State Farm $1,534 $1,534 $1,384 $1,384 $4,583 $5,793 $1,738 $2,010
Travelers $1,499 $1,579 $1,384 $1,473 $4,484 $5,660 $1,584 $1,667
USAA $1,524 $1,542 $1,420 $1,389 $4,992 $5,487 $2,000 $2,184

Cheap Plano, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Plano, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Plano, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Plano, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,407 $10,930
American Family $6,940 $9,585
Farmers $10,529 $10,976
GEICO $4,524 $4,715
Liberty Mutual $4,989 $5,546
Nationwide $4,616 $5,894
Progressive $7,067 $7,910
State Farm $4,583 $5,793
Travelers $4,484 $5,660
USAA $4,992 $5,487

Cheap Plano, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Plano, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Plano, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,343 $3,343
American Family $2,223 $2,223
Farmers $2,117 $2,244
GEICO $1,429 $1,724
Liberty Mutual $1,180 $1,317
Nationwide $1,503 $1,585
Progressive $1,558 $1,636
State Farm $1,384 $1,384
Travelers $1,384 $1,473
USAA $1,420 $1,389

Cheap Plano, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Plano, Illinois compared to the annual auto insurance rates with a clean record in Plano, Illinois.

Annual Plano, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,557 $6,164 $5,742 $4,730
American Family $2,883 $4,088 $5,444 $3,270
Farmers $3,820 $4,936 $4,813 $4,547
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,978 $2,826 $2,476 $2,251
Nationwide $2,133 $2,743 $3,213 $2,441
Progressive $2,722 $4,063 $3,018 $3,434
State Farm $2,268 $2,722 $2,495 $2,495
Travelers $1,920 $2,521 $2,815 $2,408
USAA $1,827 $2,636 $3,601 $2,205

Cheap Plano, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Plano, Illinois is not easy. Compare the annual rates for DUI auto insurance in Plano, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Plano, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,742
American Family $5,444
Farmers $4,813
GEICO $3,243
Liberty Mutual $2,476
Nationwide $3,213
Progressive $3,018
State Farm $2,495
Travelers $2,815
USAA $3,601

Cheap Plano, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Plano, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Plano, Illinois

Insurance Company Poor Fair Good
Allstate $6,421 $4,652 $4,072
American Family $5,207 $3,551 $3,006
Farmers $5,137 $4,331 $4,119
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,367 $2,108 $1,673
Nationwide $3,134 $2,540 $2,224
Progressive $3,767 $3,200 $2,961
State Farm $3,626 $2,173 $1,686
Travelers $2,938 $2,382 $1,929
USAA $3,410 $2,351 $1,941

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Cheap Plano, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Plano, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Plano, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Plano, Illinois

ZIP Code Average Annual Rates
60545 $3,131

Cheap Plano, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Plano, Illinois auto insurance. Find the cheapest annual Plano, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Plano, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,048 $5,048
American Family $3,871 $3,972
Farmers $4,529 $4,529
GEICO $2,338 $2,425
Liberty Mutual $2,383 $2,383
Nationwide $2,632 $2,632
Progressive $3,310 $3,310
State Farm $2,432 $2,558
Travelers $2,322 $2,511
USAA $2,495 $2,639

Cheap Plano, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Plano, Illinois? Check out the comparison of annual Plano, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Plano, Illinois

Insurance Company Low Medium High
Allstate $4,891 $5,044 $5,210
American Family $3,776 $4,065 $3,924
Farmers $4,301 $4,418 $4,868
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,254 $2,378 $2,517
Nationwide $2,596 $2,658 $2,643
Progressive $3,024 $3,292 $3,612
State Farm $2,350 $2,499 $2,636
Travelers $2,258 $2,413 $2,577
USAA $2,389 $2,565 $2,748

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Best By Category: Cheapest Auto Insurance in Plano, Illinois

Compare the cheapest auto insurance companies in Plano, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Plano, Illinois

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

The Cheapest Plano, Illinois Auto Insurance Companies

What auto insurance companies in Plano, Illinois are the cheapest? Compare the top Plano, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Plano, Illinois

Insurance Company Average Annual Rates
Allstate $5,048
American Family $3,922
Farmers $4,529
GEICO $2,382
Liberty Mutual $2,383
Nationwide $2,632
Progressive $3,310
State Farm $2,495
Travelers $2,416
USAA $2,567

What affects auto insurance rates in Plano, Illinois?

There are a lot of reasons why auto insurance rates in Plano, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Plano, Illinois. Many local factors may affect your Plano auto insurance rates.

Plano Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Plano, Illinois commute length is 33.1 minutes according to City-Data.

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Compare Plano, Illinois Auto Insurance Quotes

Before you buy Plano, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Plano, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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