Best Cheap Auto Insurance in Plains, GA (2021)

The average Plains, GA auto insurance rates are $393 per month. The minimum auto insurance in Plains is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Plains, Georgia, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Plains is GEICO
  • The minimum auto insurance required in Plains, Georgia is 25/50/25
  • The average commute length in Plains is 26.6 minutes

Plains, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Plains can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Plains, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Plains to other Georgia cities, including Sandy Springs auto insurance rates, Albany auto insurance rates, and Alpharetta auto insurance rates to see how Plains, Georgia auto insurance rates stack up.

Before you buy Plains, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Plains, Georgia auto insurance quotes.

Minimum Auto Insurance in Plains, Georgia

Plains, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Plains, Georgia.

Minimum Required Auto Insurance Coverage in Plains, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Plains, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Plains, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Plains, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,757 $2,757 $2,647 $2,647 $6,385 $8,193 $3,080 $3,360
GEICO $1,797 $1,759 $1,726 $1,726 $5,093 $6,078 $2,245 $2,527
Liberty Mutual $5,019 $5,468 $4,115 $4,669 $20,684 $23,096 $5,325 $5,681
Nationwide $4,010 $4,150 $3,940 $4,342 $12,456 $16,087 $4,886 $5,314
Progressive $2,696 $2,539 $2,300 $2,383 $7,489 $8,324 $3,131 $3,303
State Farm $1,960 $1,960 $1,753 $1,753 $5,097 $6,714 $2,146 $2,311
USAA $1,693 $1,691 $1,565 $1,575 $6,034 $7,159 $2,107 $2,329

Cheap Plains, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Plains, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Plains, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Plains, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,385 $8,193
GEICO $5,093 $6,078
Liberty Mutual $20,684 $23,096
Nationwide $12,456 $16,087
Progressive $7,489 $8,324
State Farm $5,097 $6,714
USAA $6,034 $7,159

Cheap Plains, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Plains, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Plains, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,647 $2,647
GEICO $1,726 $1,726
Liberty Mutual $4,115 $4,669
Nationwide $3,940 $4,342
Progressive $2,300 $2,383
State Farm $1,753 $1,753
USAA $1,565 $1,575

Cheap Plains, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Plains, Georgia compared to the annual auto insurance rates with a clean record in Plains, Georgia.

Annual Plains, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,272 $5,093 $4,103 $3,445
GEICO $1,914 $2,418 $4,998 $2,146
Liberty Mutual $7,035 $9,591 $11,032 $9,370
Nationwide $5,298 $6,223 $9,638 $6,434
Progressive $3,231 $5,387 $3,713 $3,752
State Farm $2,707 $3,216 $2,962 $2,962
USAA $2,312 $2,920 $4,271 $2,574

Cheap Plains, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Plains, Georgia is not easy. Compare the annual rates for DUI auto insurance in Plains, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Plains, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,103
GEICO $4,998
Liberty Mutual $11,032
Nationwide $9,638
Progressive $3,713
State Farm $2,962
USAA $4,271

Cheap Plains, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Plains, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Plains, Georgia

Insurance Company Poor Fair Good
Allstate $5,164 $3,581 $3,190
GEICO $3,609 $2,535 $2,463
Liberty Mutual $13,286 $8,119 $6,367
Nationwide $8,230 $6,650 $5,814
Progressive $4,638 $3,881 $3,543
State Farm $4,196 $2,615 $2,074
USAA $3,937 $2,764 $2,357

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Plains, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Plains, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Plains, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Plains, Georgia

ZIP Code Average Annual Rates
31780 $4,538

Cheap Plains, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Plains, Georgia auto insurance. Find the cheapest annual Plains, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Plains, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,887 $4,070
GEICO $2,818 $2,920
Liberty Mutual $9,257 $9,257
Nationwide $6,898 $6,898
Progressive $4,021 $4,021
State Farm $2,962 $2,962
USAA $2,882 $3,157

Cheap Plains, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Plains, Georgia? Check out the comparison of annual Plains, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Plains, Georgia

Insurance Company Low Medium High
Allstate $3,611 $4,029 $4,295
GEICO $2,679 $2,882 $3,046
Liberty Mutual $8,883 $9,207 $9,682
Nationwide $6,793 $7,016 $6,885
Progressive $3,758 $3,970 $4,334
State Farm $2,773 $2,963 $3,149
USAA $2,886 $3,004 $3,168

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Plains, Georgia

Compare the cheapest auto insurance companies in Plains, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Plains, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Plains, Georgia Auto Insurance Companies

What auto insurance companies in Plains, Georgia are the cheapest? Compare the top Plains, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Plains, Georgia

Insurance Company Average Annual Rates
Allstate $3,978
GEICO $2,869
Liberty Mutual $9,257
Nationwide $6,898
Progressive $4,021
State Farm $2,962
USAA $3,019

What affects auto insurance rates in Plains, Georgia?

There are a lot of reasons why auto insurance rates in Plains, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Plains, Georgia. Many local factors may affect your Plains auto insurance rates.

Plains Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Plains, Georgia commute length is 26.6 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Plains, Georgia Auto Insurance Quotes

Before you buy Plains, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Plains, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption