Best Cheap Auto Insurance in Plain, WI (2021)

The average Plain, WI auto insurance rates are $240 per month. The minimum auto insurance in Plain is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Plain, Wisconsin, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • Average auto insurance rates in Plain, WI for senior drivers are $1,611 per year
  • The minimum auto insurance required in Plain, Wisconsin is 25/50/10
  • The average commute length in Plain is 26.3 minutes

Plain, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Plain can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Plain, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Plain to other Wisconsin cities, including Janesville auto insurance rates, Racine auto insurance rates, and Eau Claire auto insurance rates to see how Plain, Wisconsin auto insurance rates stack up.

Before you buy Plain, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Plain, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Plain, Wisconsin

Plain, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Plain, Wisconsin.

Minimum Required Auto Insurance Coverage in Plain, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Plain, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Plain, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Plain, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,132 $2,250 $1,966 $2,172 $6,757 $8,655 $2,169 $2,355
American Family $1,027 $1,077 $958 $968 $2,864 $3,171 $1,213 $1,295
Farmers $1,854 $1,852 $1,649 $1,745 $8,523 $8,799 $2,098 $2,196
GEICO $1,149 $1,273 $1,195 $1,371 $3,860 $4,166 $1,063 $1,095
Liberty Mutual $1,502 $1,642 $1,218 $1,385 $4,848 $5,442 $1,597 $1,734
Nationwide $3,811 $4,009 $3,147 $3,317 $7,730 $11,827 $4,628 $5,506
Progressive $1,872 $1,793 $1,533 $1,592 $6,874 $7,774 $2,247 $2,430
State Farm $1,342 $1,342 $1,183 $1,183 $3,705 $4,690 $1,510 $1,725
USAA $1,322 $1,320 $1,196 $1,219 $3,357 $3,899 $1,717 $1,886

Cheap Plain, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Plain, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Plain, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Plain, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,757 $8,655
American Family $2,864 $3,171
Farmers $8,523 $8,799
GEICO $3,860 $4,166
Liberty Mutual $4,848 $5,442
Nationwide $7,730 $11,827
Progressive $6,874 $7,774
State Farm $3,705 $4,690
USAA $3,357 $3,899

Cheap Plain, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Plain, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Plain, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,966 $2,172
American Family $958 $968
Farmers $1,649 $1,745
GEICO $1,195 $1,371
Liberty Mutual $1,218 $1,385
Nationwide $3,147 $3,317
Progressive $1,533 $1,592
State Farm $1,183 $1,183
USAA $1,196 $1,219

Cheap Plain, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Plain, Wisconsin compared to the annual auto insurance rates with a clean record in Plain, Wisconsin.

Annual Plain, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,918 $3,990 $3,723 $3,598
American Family $1,503 $1,595 $1,595 $1,595
Farmers $3,129 $3,945 $3,739 $3,544
GEICO $1,310 $2,129 $2,449 $1,698
Liberty Mutual $1,859 $2,622 $2,730 $2,474
Nationwide $4,647 $5,376 $6,589 $5,376
Progressive $2,994 $3,610 $3,103 $3,351
State Farm $1,925 $2,244 $2,085 $2,085
USAA $1,560 $1,964 $2,656 $1,779

Cheap Plain, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Plain, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Plain, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Plain, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,723
American Family $1,595
Farmers $3,739
GEICO $2,449
Liberty Mutual $2,730
Nationwide $6,589
Progressive $3,103
State Farm $2,085
USAA $2,656

Cheap Plain, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Plain, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Plain, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,667 $3,214 $2,790
American Family $2,099 $1,389 $1,228
Farmers $4,067 $3,425 $3,276
GEICO $2,486 $1,776 $1,428
Liberty Mutual $3,495 $2,105 $1,664
Nationwide $6,180 $5,155 $5,155
Progressive $3,730 $3,146 $2,917
State Farm $3,110 $1,785 $1,359
USAA $3,068 $1,613 $1,287

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Cheap Plain, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Plain, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Plain, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Plain, Wisconsin

ZIP Code Average Annual Rates
53577 $2,804

Cheap Plain, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Plain, Wisconsin auto insurance. Find the cheapest annual Plain, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Plain, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,472 $3,642
American Family $1,545 $1,598
Farmers $3,589 $3,589
GEICO $1,860 $1,933
Liberty Mutual $2,421 $2,421
Nationwide $5,497 $5,497
Progressive $3,264 $3,264
State Farm $2,035 $2,135
USAA $1,964 $2,015

Cheap Plain, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Plain, Wisconsin? Check out the comparison of annual Plain, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Plain, Wisconsin

Insurance Company Low Medium High
Allstate $3,413 $3,549 $3,709
American Family $1,559 $1,586 $1,570
Farmers $3,327 $3,564 $3,877
GEICO $1,779 $1,897 $2,014
Liberty Mutual $2,236 $2,443 $2,585
Nationwide $5,349 $5,493 $5,648
Progressive $3,076 $3,289 $3,429
State Farm $1,986 $2,090 $2,179
USAA $1,921 $1,991 $2,057

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Best By Category: Cheapest Auto Insurance in Plain, Wisconsin

Compare the cheapest auto insurance companies in Plain, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Plain, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Plain, Wisconsin Auto Insurance Companies

What auto insurance companies in Plain, Wisconsin are the cheapest? Compare the top Plain, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Plain, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,557
American Family $1,572
Farmers $3,589
GEICO $1,897
Liberty Mutual $2,421
Nationwide $5,497
Progressive $3,264
State Farm $2,085
USAA $1,990

What affects auto insurance rates in Plain, Wisconsin?

There are a lot of reasons why auto insurance rates in Plain, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Plain, Wisconsin. Many local factors may affect your Plain auto insurance rates.

Plain Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Plain, Wisconsin commute length is 26.3 minutes according to City-Data.

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Compare Plain, Wisconsin Auto Insurance Quotes

Before you buy Plain, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Plain, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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