Best Cheap Auto Insurance in Placerville, CO (2021)

The average Placerville, CO auto insurance rates are $307 per month. The minimum auto insurance in Placerville is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Placerville, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Placerville, CO for senior drivers are $2,186 per year
  • The most expensive auto insurance company in Placerville for teen drivers is Allstate
  • The cheapest auto insurance company in Placerville is Liberty Mutual

Placerville, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Placerville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Placerville, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Placerville to other Colorado cities, including Thornton auto insurance rates, Centennial auto insurance rates, and Lakewood auto insurance rates to see how Placerville, Colorado auto insurance rates stack up.

Before you buy Placerville, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Placerville, Colorado auto insurance quotes.

Minimum Auto Insurance in Placerville, Colorado

Placerville, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Placerville, Colorado.

Minimum Required Auto Insurance Coverage in Placerville, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Placerville, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Placerville, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Placerville, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,362 $3,153 $3,007 $3,041 $11,315 $11,849 $3,739 $3,781
American Family $2,423 $2,423 $2,184 $2,184 $5,867 $7,848 $2,423 $2,976
Farmers $2,913 $2,879 $2,653 $2,880 $10,729 $10,679 $3,177 $3,181
GEICO $1,824 $1,969 $1,866 $2,072 $5,555 $5,909 $1,684 $1,737
Liberty Mutual $1,932 $1,927 $1,620 $1,774 $5,278 $5,769 $1,958 $2,013
Nationwide $2,342 $2,393 $2,090 $2,217 $5,853 $7,521 $2,684 $2,907
Progressive $2,455 $2,295 $2,111 $2,109 $8,271 $9,272 $2,780 $2,712
State Farm $1,928 $1,928 $1,720 $1,720 $5,412 $6,871 $2,152 $2,549
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

Cheap Placerville, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Placerville, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Placerville, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Placerville, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,315 $11,849
American Family $5,867 $7,848
Farmers $10,729 $10,679
GEICO $5,555 $5,909
Liberty Mutual $5,278 $5,769
Nationwide $5,853 $7,521
Progressive $8,271 $9,272
State Farm $5,412 $6,871
USAA $5,325 $6,108

Cheap Placerville, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Placerville, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Placerville, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,007 $3,041
American Family $2,184 $2,184
Farmers $2,653 $2,880
GEICO $1,866 $2,072
Liberty Mutual $1,620 $1,774
Nationwide $2,090 $2,217
Progressive $2,111 $2,109
State Farm $1,720 $1,720
USAA $2,042 $2,056

Cheap Placerville, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Placerville, Colorado compared to the annual auto insurance rates with a clean record in Placerville, Colorado.

Annual Placerville, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,626 $5,302 $6,468 $5,228
American Family $2,619 $3,721 $4,854 $2,969
Farmers $4,123 $5,304 $5,240 $4,879
GEICO $2,023 $3,106 $3,517 $2,661
Liberty Mutual $2,423 $2,847 $2,985 $2,880
Nationwide $2,683 $3,679 $4,683 $2,958
Progressive $3,475 $4,806 $3,668 $4,054
State Farm $2,803 $3,267 $3,035 $3,035
USAA $2,344 $2,849 $4,987 $2,642

Cheap Placerville, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Placerville, Colorado is not easy. Compare the annual rates for DUI auto insurance in Placerville, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Placerville, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,468
American Family $4,854
Farmers $5,240
GEICO $3,517
Liberty Mutual $2,985
Nationwide $4,683
Progressive $3,668
State Farm $3,035
USAA $4,987

Cheap Placerville, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Placerville, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Placerville, Colorado

Insurance Company Poor Fair Good
Allstate $6,902 $5,305 $4,011
American Family $4,610 $3,271 $2,742
Farmers $5,715 $4,588 $4,356
GEICO $3,396 $2,827 $2,257
Liberty Mutual $3,997 $2,420 $1,935
Nationwide $4,239 $3,346 $2,918
Progressive $4,550 $3,883 $3,569
State Farm $4,217 $2,707 $2,181
USAA $4,757 $2,700 $2,160

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Cheap Placerville, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Placerville, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Placerville, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Placerville, Colorado

ZIP Code Average Annual Rates
81430 $3,396

Cheap Placerville, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Placerville, Colorado auto insurance. Find the cheapest annual Placerville, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Placerville, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,406 $5,406
American Family $3,466 $3,616
Farmers $4,886 $4,886
GEICO $2,763 $2,890
Liberty Mutual $2,784 $2,784
Nationwide $3,501 $3,501
Progressive $4,001 $4,001
State Farm $2,961 $3,109
USAA $3,115 $3,296

Cheap Placerville, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Placerville, Colorado? Check out the comparison of annual Placerville, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Placerville, Colorado

Insurance Company Low Medium High
Allstate $5,139 $5,389 $5,690
American Family $3,372 $3,615 $3,636
Farmers $4,237 $4,811 $5,611
GEICO $2,623 $2,792 $3,066
Liberty Mutual $2,660 $2,776 $2,915
Nationwide $3,554 $3,498 $3,451
Progressive $3,763 $4,010 $4,229
State Farm $2,854 $3,036 $3,215
USAA $3,077 $3,205 $3,334

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Best By Category: Cheapest Auto Insurance in Placerville, Colorado

Compare the cheapest auto insurance companies in Placerville, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Placerville, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Placerville, Colorado Auto Insurance Companies

What auto insurance companies in Placerville, Colorado are the cheapest? Compare the top Placerville, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Placerville, Colorado

Insurance Company Average Annual Rates
Allstate $5,406
American Family $3,541
Farmers $4,886
GEICO $2,827
Liberty Mutual $2,784
Nationwide $3,501
Progressive $4,001
State Farm $3,035
USAA $3,206

Compare Placerville, Colorado Auto Insurance Quotes

Before you buy Placerville, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Placerville, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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