Best Cheap Auto Insurance in Pioneer, LA (2021)

The average Pioneer, LA auto insurance rates are $426 per month. The minimum auto insurance in Pioneer is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Pioneer, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Pioneer is State Farm
  • The minimum auto insurance required in Pioneer, Louisiana is 15/30/25
  • The most expensive auto insurance company in Pioneer for teen drivers is Progressive

Pioneer, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Pioneer can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pioneer, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Pioneer to other Louisiana cities, including Lafayette auto insurance rates, Kenner auto insurance rates, and Lake Charles auto insurance rates to see how Pioneer, Louisiana auto insurance rates stack up.

Before you buy Pioneer, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pioneer, Louisiana auto insurance quotes.

Minimum Auto Insurance in Pioneer, Louisiana

Pioneer, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pioneer, Louisiana.

Minimum Required Auto Insurance Coverage in Pioneer, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Pioneer, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Pioneer, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pioneer, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,011 $4,011 $4,136 $4,136 $8,830 $11,169 $4,439 $4,817
GEICO $3,022 $3,476 $3,558 $4,299 $11,332 $12,047 $2,931 $2,882
Progressive $3,611 $3,376 $3,022 $3,253 $14,695 $16,357 $4,155 $4,300
State Farm $2,393 $2,393 $2,173 $2,173 $6,841 $8,608 $2,663 $2,983
USAA $2,490 $2,453 $2,411 $2,400 $7,454 $8,779 $3,080 $3,386

Cheap Pioneer, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Pioneer, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Pioneer, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Pioneer, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,830 $11,169
GEICO $11,332 $12,047
Progressive $14,695 $16,357
State Farm $6,841 $8,608
USAA $7,454 $8,779

Cheap Pioneer, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Pioneer, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Pioneer, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,136 $4,136
GEICO $3,558 $4,299
Progressive $3,022 $3,253
State Farm $2,173 $2,173
USAA $2,411 $2,400

Cheap Pioneer, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pioneer, Louisiana compared to the annual auto insurance rates with a clean record in Pioneer, Louisiana.

Annual Pioneer, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,514 $6,860 $6,109 $5,291
GEICO $3,710 $5,985 $7,313 $4,766
Progressive $5,490 $7,393 $7,077 $6,425
State Farm $3,483 $4,074 $3,778 $3,778
USAA $3,092 $4,284 $5,161 $3,690

Cheap Pioneer, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Pioneer, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Pioneer, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Pioneer, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,109
GEICO $7,313
Progressive $7,077
State Farm $3,778
USAA $5,161

Cheap Pioneer, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Pioneer, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Pioneer, Louisiana

Insurance Company Poor Fair Good
Allstate $7,497 $5,125 $4,458
GEICO $6,474 $5,619 $4,237
Progressive $7,447 $6,391 $5,951
State Farm $5,247 $3,370 $2,718
USAA $5,616 $3,574 $2,980

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Cheap Pioneer, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Pioneer, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Pioneer, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Pioneer, Louisiana

ZIP Code Average Annual Rates
71266 $4,789

Cheap Pioneer, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Pioneer, Louisiana auto insurance. Find the cheapest annual Pioneer, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Pioneer, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,694 $5,694
GEICO $5,339 $5,547
Progressive $6,596 $6,596
State Farm $3,681 $3,875
USAA $3,933 $4,180

Cheap Pioneer, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Pioneer, Louisiana? Check out the comparison of annual Pioneer, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pioneer, Louisiana

Insurance Company Low Medium High
Allstate $4,968 $5,795 $6,318
GEICO $4,628 $5,462 $6,240
Progressive $5,635 $6,548 $7,607
State Farm $3,326 $3,770 $4,239
USAA $3,573 $4,112 $4,484

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Best By Category: Cheapest Auto Insurance in Pioneer, Louisiana

Compare the cheapest auto insurance companies in Pioneer, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Pioneer, Louisiana

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Pioneer, Louisiana Auto Insurance Companies

What auto insurance companies in Pioneer, Louisiana are the cheapest? Compare the top Pioneer, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Pioneer, Louisiana

Insurance Company Average Annual Rates
Allstate $5,694
GEICO $5,443
Progressive $6,596
State Farm $3,778
USAA $4,056

What affects auto insurance rates in Pioneer, Louisiana?

There are a lot of reasons why auto insurance rates in Pioneer, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Pioneer, Louisiana. Many local factors may affect your Pioneer auto insurance rates.

Pioneer Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Pioneer, Louisiana commute length is 31.1 minutes according to City-Data.

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Compare Pioneer, Louisiana Auto Insurance Quotes

Before you buy Pioneer, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pioneer, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

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