Best Cheap Auto Insurance in Pineville, KY (2021)

The average Pineville, KY auto insurance rates are $492 per month. The minimum auto insurance in Pineville is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Pineville, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Pineville, KY for senior drivers are $3,229 per year
  • The average commute length in Pineville is 18.3 minutes
  • The minimum auto insurance required in Pineville, Kentucky is 25/50/25

Pineville, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Pineville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pineville, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Pineville to other Kentucky cities, including George auto insurance rates, Richmond auto insurance rates, and Elizabeth auto insurance rates to see how Pineville, Kentucky auto insurance rates stack up.

Before you buy Pineville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pineville, Kentucky auto insurance quotes.

Minimum Auto Insurance in Pineville, Kentucky

Pineville, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pineville, Kentucky.

Minimum Required Auto Insurance Coverage in Pineville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Pineville, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Pineville, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pineville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,150 $6,055 $5,645 $6,003 $23,119 $25,575 $6,669 $6,963
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $3,117 $3,395 $2,667 $3,003 $11,984 $13,294 $3,234 $3,337
Nationwide $4,087 $4,069 $3,677 $3,839 $9,302 $11,583 $4,653 $4,867
Progressive $2,838 $2,684 $2,569 $2,565 $14,426 $16,392 $3,528 $3,585
State Farm $2,193 $2,193 $1,962 $1,962 $6,108 $7,728 $2,431 $2,690
Travelers $3,336 $3,401 $3,265 $3,276 $16,472 $26,548 $3,488 $4,068
USAA $1,980 $1,981 $1,788 $1,815 $5,320 $5,600 $2,499 $2,733

Cheap Pineville, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Pineville, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Pineville, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Pineville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $23,119 $25,575
GEICO $7,942 $9,404
Liberty Mutual $11,984 $13,294
Nationwide $9,302 $11,583
Progressive $14,426 $16,392
State Farm $6,108 $7,728
Travelers $16,472 $26,548
USAA $5,320 $5,600

Cheap Pineville, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Pineville, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Pineville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,645 $6,003
GEICO $4,003 $3,626
Liberty Mutual $2,667 $3,003
Nationwide $3,677 $3,839
Progressive $2,569 $2,565
State Farm $1,962 $1,962
Travelers $3,265 $3,276
USAA $1,788 $1,815

Cheap Pineville, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pineville, Kentucky compared to the annual auto insurance rates with a clean record in Pineville, Kentucky.

Annual Pineville, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,904 $11,641 $12,474 $10,071
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,601 $7,054 $5,478 $4,881
Nationwide $4,532 $5,931 $7,562 $5,014
Progressive $5,009 $7,484 $5,709 $6,091
State Farm $3,138 $3,678 $3,408 $3,408
Travelers $6,944 $7,149 $10,380 $7,455
USAA $2,232 $3,158 $3,778 $2,690

Cheap Pineville, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Pineville, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Pineville, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Pineville, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $12,474
GEICO $7,717
Liberty Mutual $5,478
Nationwide $7,562
Progressive $5,709
State Farm $3,408
Travelers $10,380
USAA $3,778

Cheap Pineville, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Pineville, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Pineville, Kentucky

Insurance Company Poor Fair Good
Allstate $14,520 $9,766 $8,031
GEICO $7,842 $3,915 $2,550
Liberty Mutual $7,883 $4,820 $3,808
Nationwide $7,021 $5,495 $4,763
Progressive $6,766 $5,924 $5,530
State Farm $4,876 $2,990 $2,358
Travelers $8,919 $7,528 $7,499
USAA $4,407 $2,472 $2,014

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Cheap Pineville, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Pineville, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Pineville, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Pineville, Kentucky

ZIP Code Average Annual Rates
40977 $5,373

Cheap Pineville, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Pineville, Kentucky auto insurance. Find the cheapest annual Pineville, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Pineville, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $10,772 $10,772
GEICO $4,724 $4,814
Liberty Mutual $5,504 $5,504
Nationwide $5,760 $5,760
Progressive $6,073 $6,073
State Farm $3,327 $3,490
Travelers $7,982 $7,982
USAA $2,855 $3,074

Cheap Pineville, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Pineville, Kentucky? Check out the comparison of annual Pineville, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pineville, Kentucky

Insurance Company Low Medium High
Allstate $9,316 $10,682 $12,319
GEICO $4,439 $4,761 $5,108
Liberty Mutual $5,139 $5,456 $5,915
Nationwide $5,806 $5,676 $5,797
Progressive $5,484 $5,950 $6,786
State Farm $3,171 $3,395 $3,659
Travelers $7,599 $8,019 $8,327
USAA $2,828 $2,958 $3,108

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Best By Category: Cheapest Auto Insurance in Pineville, Kentucky

Compare the cheapest auto insurance companies in Pineville, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Pineville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Pineville, Kentucky Auto Insurance Companies

What auto insurance companies in Pineville, Kentucky are the cheapest? Compare the top Pineville, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Pineville, Kentucky

Insurance Company Average Annual Rates
Allstate $10,772
GEICO $4,769
Liberty Mutual $5,504
Nationwide $5,760
Progressive $6,073
State Farm $3,408
Travelers $7,982
USAA $2,964

What affects auto insurance rates in Pineville, Kentucky?

There are a lot of reasons why auto insurance rates in Pineville, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Pineville, Kentucky. Many local factors may affect your Pineville auto insurance rates.

Pineville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Pineville, Kentucky commute length is 18.3 minutes according to City-Data.

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Compare Pineville, Kentucky Auto Insurance Quotes

Before you buy Pineville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pineville, Kentucky auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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