Best Cheap Auto Insurance in Pinetops, NC (2021)

The average Pinetops, NC auto insurance rates are $305 per month. The minimum auto insurance in Pinetops is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Pinetops, North Carolina, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Pinetops, NC for senior drivers are $2,771 per year
  • The most expensive auto insurance company in Pinetops for teen drivers is Allstate
  • The cheapest auto insurance company in Pinetops is Liberty Mutual

Pinetops, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Pinetops can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pinetops, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Pinetops to other North Carolina cities, including Wilmington auto insurance rates, High Point auto insurance rates, and Cary auto insurance rates to see how Pinetops, North Carolina auto insurance rates stack up.

Before you buy Pinetops, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pinetops, North Carolina auto insurance quotes.

Minimum Auto Insurance in Pinetops, North Carolina

Pinetops, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pinetops, North Carolina.

Minimum Required Auto Insurance Coverage in Pinetops, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Pinetops, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Pinetops, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pinetops, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,603 $5,603 $4,605 $4,605 $13,289 $13,289 $5,714 $5,714
GEICO $3,026 $2,962 $2,987 $2,926 $5,881 $5,826 $2,606 $2,588
Liberty Mutual $1,929 $1,929 $1,996 $1,996 $3,338 $3,338 $1,929 $1,929
Nationwide $2,654 $2,654 $2,654 $2,654 $4,402 $4,402 $2,654 $2,654
Progressive $1,976 $1,976 $1,785 $1,785 $4,367 $4,367 $2,185 $2,185
State Farm $3,003 $3,003 $2,595 $2,595 $4,416 $4,416 $3,714 $3,714
Travelers $2,826 $2,826 $2,804 $2,804 $4,678 $4,678 $2,901 $2,901

Cheap Pinetops, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Pinetops, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Pinetops, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Pinetops, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,289 $13,289
GEICO $5,881 $5,826
Liberty Mutual $3,338 $3,338
Nationwide $4,402 $4,402
Progressive $4,367 $4,367
State Farm $4,416 $4,416
Travelers $4,678 $4,678

Cheap Pinetops, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Pinetops, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Pinetops, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,605 $4,605
GEICO $2,987 $2,926
Liberty Mutual $1,996 $1,996
Nationwide $2,654 $2,654
Progressive $1,785 $1,785
State Farm $2,595 $2,595
Travelers $2,804 $2,804

Cheap Pinetops, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pinetops, North Carolina compared to the annual auto insurance rates with a clean record in Pinetops, North Carolina.

Annual Pinetops, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,942 $6,950 $12,977 $5,343
GEICO $2,106 $3,004 $6,515 $2,775
Liberty Mutual $1,362 $1,754 $4,322 $1,754
Nationwide $1,806 $2,344 $5,870 $2,344
Progressive $1,215 $1,778 $5,595 $1,725
State Farm $1,852 $2,643 $6,590 $2,643
Travelers $1,914 $2,587 $6,188 $2,520

Cheap Pinetops, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Pinetops, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Pinetops, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Pinetops, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $12,977
GEICO $6,515
Liberty Mutual $4,322
Nationwide $5,870
Progressive $5,595
State Farm $6,590
Travelers $6,188

Cheap Pinetops, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Pinetops, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Pinetops, North Carolina

Insurance Company Poor Fair Good
Allstate $9,931 $6,381 $5,597
GEICO $3,925 $3,581 $3,294
Liberty Mutual $2,298 $2,298 $2,298
Nationwide $3,091 $3,091 $3,091
Progressive $2,901 $2,523 $2,311
State Farm $4,828 $3,080 $2,388
Travelers $3,549 $3,208 $3,151

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Cheap Pinetops, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Pinetops, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Pinetops, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Pinetops, North Carolina

ZIP Code Average Annual Rates
27864 $3,312

Cheap Pinetops, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Pinetops, North Carolina auto insurance. Find the cheapest annual Pinetops, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Pinetops, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,303 $7,303
GEICO $3,600 $3,600
Liberty Mutual $2,298 $2,298
Nationwide $3,091 $3,091
Progressive $2,578 $2,578
State Farm $3,406 $3,458
Travelers $3,302 $3,302

Cheap Pinetops, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Pinetops, North Carolina? Check out the comparison of annual Pinetops, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pinetops, North Carolina

Insurance Company Low Medium High
Allstate $7,011 $7,276 $7,622
GEICO $3,431 $3,589 $3,780
Liberty Mutual $2,187 $2,284 $2,423
Nationwide $2,962 $3,077 $3,234
Progressive $2,449 $2,564 $2,721
State Farm $3,287 $3,416 $3,593
Travelers $3,163 $3,286 $3,459

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Best By Category: Cheapest Auto Insurance in Pinetops, North Carolina

Compare the cheapest auto insurance companies in Pinetops, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Pinetops, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Pinetops, North Carolina Auto Insurance Companies

What auto insurance companies in Pinetops, North Carolina are the cheapest? Compare the top Pinetops, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Pinetops, North Carolina

Insurance Company Average Annual Rates
Allstate $7,303
GEICO $3,600
Liberty Mutual $2,298
Nationwide $3,091
Progressive $2,578
State Farm $3,432
Travelers $3,302

What affects auto insurance rates in Pinetops, North Carolina?

There are a lot of reasons why auto insurance rates in Pinetops, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Pinetops, North Carolina. Many local factors may affect your Pinetops auto insurance rates.

Pinetops Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Pinetops, North Carolina commute length is 24.0 minutes according to City-Data.

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Compare Pinetops, North Carolina Auto Insurance Quotes

Before you buy Pinetops, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pinetops, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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