Best Cheap Auto Insurance in Pinetop, AZ (2021)

The average Pinetop, AZ auto insurance rates are $279 per month. The minimum auto insurance in Pinetop is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Pinetop, Arizona, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Pinetop is 25.9 minutes
  • The cheapest auto insurance company in Pinetop is GEICO
  • Average auto insurance rates in Pinetop, AZ for senior drivers are $1,933 per year

Pinetop, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Pinetop can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pinetop, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Pinetop to other Arizona cities, including Phoenix auto insurance rates, Mesa auto insurance rates, and Surprise auto insurance rates to see how Pinetop, Arizona auto insurance rates stack up.

Before you buy Pinetop, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pinetop, Arizona auto insurance quotes.

Minimum Auto Insurance in Pinetop, Arizona

Pinetop, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pinetop, Arizona.

Minimum Required Auto Insurance Coverage in Pinetop, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Pinetop, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Pinetop, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pinetop, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,968 $2,968 $2,895 $2,895 $6,581 $8,561 $3,337 $3,636
American Family $2,489 $2,489 $2,286 $2,286 $6,517 $8,463 $2,489 $2,934
Farmers $1,984 $1,974 $1,770 $1,879 $8,190 $8,456 $2,249 $2,336
GEICO $1,355 $1,504 $1,135 $1,429 $3,787 $4,000 $1,240 $1,230
Nationwide $2,190 $2,235 $1,958 $2,076 $5,350 $6,858 $2,522 $2,727
Progressive $1,848 $1,624 $1,659 $1,576 $7,527 $8,410 $1,993 $1,992
State Farm $2,516 $2,516 $2,204 $2,204 $7,704 $9,672 $2,709 $3,435
Travelers $1,719 $1,806 $1,587 $1,684 $4,898 $6,095 $1,821 $1,913
USAA $1,746 $1,753 $1,626 $1,650 $6,524 $7,491 $2,304 $2,476

Cheap Pinetop, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Pinetop, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Pinetop, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Pinetop, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,581 $8,561
American Family $6,517 $8,463
Farmers $8,190 $8,456
GEICO $3,787 $4,000
Nationwide $5,350 $6,858
Progressive $7,527 $8,410
State Farm $7,704 $9,672
Travelers $4,898 $6,095
USAA $6,524 $7,491

Cheap Pinetop, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Pinetop, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Pinetop, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,895 $2,895
American Family $2,286 $2,286
Farmers $1,770 $1,879
GEICO $1,135 $1,429
Nationwide $1,958 $2,076
Progressive $1,659 $1,576
State Farm $2,204 $2,204
Travelers $1,587 $1,684
USAA $1,626 $1,650

Cheap Pinetop, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pinetop, Arizona compared to the annual auto insurance rates with a clean record in Pinetop, Arizona.

Annual Pinetop, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,384 $4,276 $4,872 $4,388
American Family $2,642 $4,161 $5,104 $3,071
Farmers $3,043 $3,923 $3,827 $3,627
GEICO $1,534 $2,057 $2,714 $1,534
Nationwide $2,742 $2,881 $4,268 $3,068
Progressive $2,939 $3,859 $3,103 $3,413
State Farm $3,754 $4,486 $4,120 $4,120
Travelers $2,157 $2,806 $3,109 $2,690
USAA $2,326 $3,329 $4,394 $2,737

Cheap Pinetop, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Pinetop, Arizona is not easy. Compare the annual rates for DUI auto insurance in Pinetop, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Pinetop, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,872
American Family $5,104
Farmers $3,827
GEICO $2,714
Nationwide $4,268
Progressive $3,103
State Farm $4,120
Travelers $3,109
USAA $4,394

Cheap Pinetop, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Pinetop, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Pinetop, Arizona

Insurance Company Poor Fair Good
Allstate $5,422 $3,855 $3,414
American Family $4,710 $3,504 $3,019
Farmers $4,117 $3,433 $3,265
GEICO $2,687 $1,768 $1,425
Nationwide $3,896 $3,103 $2,719
Progressive $3,717 $3,242 $3,027
State Farm $7,590 $2,934 $1,836
Travelers $3,277 $2,672 $2,122
USAA $4,211 $2,936 $2,441

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Cheap Pinetop, Arizona Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Pinetop, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Pinetop, Arizona to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Pinetop, Arizona

ZIP Code Average Annual Rates
85935 $3,316

Cheap Pinetop, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Pinetop, Arizona auto insurance. Find the cheapest annual Pinetop, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Pinetop, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,230 $4,230
American Family $3,708 $3,781
Farmers $3,605 $3,605
GEICO $1,925 $1,994
Nationwide $3,240 $3,240
Progressive $3,329 $3,329
State Farm $4,019 $4,221
Travelers $2,690 $2,690
USAA $3,162 $3,231

Cheap Pinetop, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Pinetop, Arizona? Check out the comparison of annual Pinetop, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pinetop, Arizona

Insurance Company Low Medium High
Allstate $3,985 $4,251 $4,455
American Family $3,609 $3,864 $3,759
Farmers $3,160 $3,639 $4,016
GEICO $1,669 $1,984 $2,227
Nationwide $3,145 $3,265 $3,309
Progressive $2,974 $3,383 $3,629
State Farm $3,753 $4,188 $4,420
Travelers $2,435 $2,728 $2,908
USAA $2,951 $3,239 $3,399

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Best By Category: Cheapest Auto Insurance in Pinetop, Arizona

Compare the cheapest auto insurance companies in Pinetop, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Pinetop, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Pinetop, Arizona Auto Insurance Companies

What auto insurance companies in Pinetop, Arizona are the cheapest? Compare the top Pinetop, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Pinetop, Arizona

Insurance Company Average Annual Rates
Allstate $4,230
American Family $3,744
Farmers $3,605
GEICO $1,960
Nationwide $3,240
Progressive $3,329
State Farm $4,120
Travelers $2,690
USAA $3,196

What affects auto insurance rates in Pinetop, Arizona?

There are a lot of reasons why auto insurance rates in Pinetop, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Pinetop, Arizona. Many local factors may affect your Pinetop auto insurance rates.

Pinetop Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Pinetop, Arizona commute length is 25.9 minutes according to City-Data.

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Compare Pinetop, Arizona Auto Insurance Quotes

Before you buy Pinetop, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pinetop, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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