Best Cheap Auto Insurance in Pinehurst, TX (2021)

The average Pinehurst, TX auto insurance rates are $362 per month. The minimum auto insurance in Pinehurst is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Pinehurst, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The cheapest auto insurance company in Pinehurst is USAA
  • The most expensive auto insurance company in Pinehurst for teen drivers is American Family
  • The minimum auto insurance required in Pinehurst, Texas is 30/60/25

Pinehurst, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Pinehurst can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pinehurst, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Pinehurst to other Texas cities, including Austin auto insurance rates, Fort Worth auto insurance rates, and Dallas auto insurance rates to see how Pinehurst, Texas auto insurance rates stack up.

Before you buy Pinehurst, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pinehurst, Texas auto insurance quotes.

Minimum Auto Insurance in Pinehurst, Texas

Pinehurst, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pinehurst, Texas.

Minimum Required Auto Insurance Coverage in Pinehurst, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Pinehurst, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Pinehurst, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pinehurst, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,378 $3,398 $3,333 $3,333 $9,120 $10,976 $4,174 $4,333
American Family $3,618 $4,086 $3,482 $4,048 $10,608 $13,790 $5,411 $6,176
GEICO $2,661 $2,894 $2,593 $2,986 $5,986 $6,157 $2,886 $2,852
Nationwide $2,651 $2,691 $2,337 $2,473 $7,729 $9,918 $3,136 $3,393
Progressive $2,496 $2,364 $2,232 $2,268 $10,770 $12,034 $2,962 $3,005
State Farm $2,250 $2,250 $2,008 $2,008 $5,499 $7,026 $2,454 $2,527
USAA $1,757 $1,761 $1,683 $1,663 $5,034 $5,463 $2,345 $2,501

Cheap Pinehurst, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Pinehurst, Texas is a challenge. Take a look at the annual teen auto insurance rates in Pinehurst, Texas.

Annual Auto Insurance Rates for Teen Drivers in Pinehurst, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,120 $10,976
American Family $10,608 $13,790
GEICO $5,986 $6,157
Nationwide $7,729 $9,918
Progressive $10,770 $12,034
State Farm $5,499 $7,026
USAA $5,034 $5,463

Cheap Pinehurst, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Pinehurst, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Pinehurst, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,333 $3,333
American Family $3,482 $4,048
GEICO $2,593 $2,986
Nationwide $2,337 $2,473
Progressive $2,232 $2,268
State Farm $2,008 $2,008
USAA $1,683 $1,663

Cheap Pinehurst, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pinehurst, Texas compared to the annual auto insurance rates with a clean record in Pinehurst, Texas.

Annual Pinehurst, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,039 $6,324 $6,620 $4,039
American Family $5,792 $7,494 $6,532 $5,792
GEICO $3,073 $4,097 $3,377 $3,960
Nationwide $3,717 $3,717 $5,527 $4,203
Progressive $4,151 $5,398 $4,847 $4,669
State Farm $2,879 $3,317 $3,936 $2,879
USAA $2,060 $3,058 $3,618 $2,367

Cheap Pinehurst, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Pinehurst, Texas is not easy. Compare the annual rates for DUI auto insurance in Pinehurst, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Pinehurst, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,620
American Family $6,532
GEICO $3,377
Nationwide $5,527
Progressive $4,847
State Farm $3,936
USAA $3,618

Cheap Pinehurst, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Pinehurst, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Pinehurst, Texas

Insurance Company Poor Fair Good
Allstate $6,667 $4,900 $4,200
American Family $8,634 $5,657 $4,917
GEICO $5,611 $3,166 $2,104
Nationwide $5,146 $4,138 $3,590
Progressive $5,347 $4,643 $4,309
State Farm $4,608 $2,867 $2,283
USAA $4,068 $2,359 $1,900

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Cheap Pinehurst, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Pinehurst, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Pinehurst, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Pinehurst, Texas

ZIP Code Average Annual Rates
77362 $6,493

Cheap Pinehurst, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Pinehurst, Texas auto insurance. Find the cheapest annual Pinehurst, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Pinehurst, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,127 $5,384
American Family $6,402 $6,402
GEICO $3,561 $3,693
Nationwide $4,291 $4,291
Progressive $4,766 $4,766
State Farm $3,253 $3,253
USAA $2,741 $2,811

Cheap Pinehurst, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Pinehurst, Texas? Check out the comparison of annual Pinehurst, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pinehurst, Texas

Insurance Company Low Medium High
Allstate $5,132 $5,209 $5,425
American Family $5,883 $6,117 $7,207
GEICO $3,408 $3,577 $3,896
Nationwide $4,617 $4,108 $4,148
Progressive $4,532 $4,745 $5,022
State Farm $3,082 $3,246 $3,430
USAA $2,676 $2,764 $2,888

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Best By Category: Cheapest Auto Insurance in Pinehurst, Texas

Compare the cheapest auto insurance companies in Pinehurst, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Pinehurst, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Pinehurst, Texas Auto Insurance Companies

What auto insurance companies in Pinehurst, Texas are the cheapest? Compare the top Pinehurst, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Pinehurst, Texas

Insurance Company Average Annual Rates
Allstate $5,256
American Family $6,402
GEICO $3,627
Nationwide $4,291
Progressive $4,766
State Farm $3,253
USAA $2,776

What affects auto insurance rates in Pinehurst, Texas?

There are a lot of reasons why auto insurance rates in Pinehurst, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Pinehurst, Texas. Many local factors may affect your Pinehurst auto insurance rates.

Pinehurst Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Pinehurst, Texas auto theft statistics, there have been 5 auto thefts in the city.

Pinehurst Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Pinehurst, Texas commute length is 18.6 minutes according to City-Data.

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Compare Pinehurst, Texas Auto Insurance Quotes

Before you buy Pinehurst, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pinehurst, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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