Best Cheap Auto Insurance in Pine Knot, KY (2021)

The average Pine Knot, KY auto insurance rates are $413 per month. The minimum auto insurance in Pine Knot is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Pine Knot, Kentucky, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Pine Knot, KY for senior drivers are $2,734 per year
  • The most expensive auto insurance company in Pine Knot for teen drivers is Travelers
  • The minimum auto insurance required in Pine Knot, Kentucky is 25/50/25

Pine Knot, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Pine Knot can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pine Knot, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Pine Knot to other Kentucky cities, including Hopkinsville auto insurance rates, Florence auto insurance rates, and Covington auto insurance rates to see how Pine Knot, Kentucky auto insurance rates stack up.

Before you buy Pine Knot, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pine Knot, Kentucky auto insurance quotes.

Minimum Auto Insurance in Pine Knot, Kentucky

Pine Knot, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pine Knot, Kentucky.

Minimum Required Auto Insurance Coverage in Pine Knot, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Pine Knot, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Pine Knot, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pine Knot, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,136 $3,104 $2,839 $3,026 $11,592 $12,993 $3,469 $3,662
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $2,875 $3,109 $2,461 $2,738 $12,359 $13,622 $2,991 $3,085
Nationwide $4,087 $4,069 $3,677 $3,839 $9,302 $11,583 $4,653 $4,867
Progressive $2,428 $2,304 $2,182 $2,189 $11,957 $13,549 $3,014 $3,075
State Farm $2,325 $2,325 $2,080 $2,080 $6,526 $8,262 $2,579 $2,855
Travelers $2,707 $2,758 $2,652 $2,662 $13,276 $21,507 $2,823 $3,271
USAA $2,029 $2,027 $1,836 $1,860 $5,522 $5,798 $2,561 $2,798

Cheap Pine Knot, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Pine Knot, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Pine Knot, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Pine Knot, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,592 $12,993
GEICO $7,942 $9,404
Liberty Mutual $12,359 $13,622
Nationwide $9,302 $11,583
Progressive $11,957 $13,549
State Farm $6,526 $8,262
Travelers $13,276 $21,507
USAA $5,522 $5,798

Cheap Pine Knot, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Pine Knot, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Pine Knot, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,839 $3,026
GEICO $4,003 $3,626
Liberty Mutual $2,461 $2,738
Nationwide $3,677 $3,839
Progressive $2,182 $2,189
State Farm $2,080 $2,080
Travelers $2,652 $2,662
USAA $1,836 $1,860

Cheap Pine Knot, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pine Knot, Kentucky compared to the annual auto insurance rates with a clean record in Pine Knot, Kentucky.

Annual Pine Knot, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,547 $5,923 $6,315 $5,125
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,489 $6,947 $5,395 $4,789
Nationwide $4,532 $5,931 $7,562 $5,014
Progressive $4,203 $6,240 $4,795 $5,110
State Farm $3,338 $3,919 $3,629 $3,629
Travelers $5,629 $5,792 $8,374 $6,033
USAA $2,296 $3,251 $3,900 $2,768

Cheap Pine Knot, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Pine Knot, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Pine Knot, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Pine Knot, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,315
GEICO $7,717
Liberty Mutual $5,395
Nationwide $7,562
Progressive $4,795
State Farm $3,629
Travelers $8,374
USAA $3,900

Cheap Pine Knot, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Pine Knot, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Pine Knot, Kentucky

Insurance Company Poor Fair Good
Allstate $7,256 $5,006 $4,171
GEICO $7,842 $3,915 $2,550
Liberty Mutual $7,732 $4,750 $3,733
Nationwide $7,021 $5,495 $4,763
Progressive $5,683 $4,958 $4,620
State Farm $5,198 $3,182 $2,507
Travelers $7,207 $6,093 $6,071
USAA $4,532 $2,550 $2,080

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Pine Knot, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Pine Knot, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Pine Knot, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Pine Knot, Kentucky

ZIP Code Average Annual Rates
42635 $4,473

Cheap Pine Knot, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Pine Knot, Kentucky auto insurance. Find the cheapest annual Pine Knot, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Pine Knot, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,478 $5,478
GEICO $4,724 $4,814
Liberty Mutual $5,405 $5,405
Nationwide $5,760 $5,760
Progressive $5,087 $5,087
State Farm $3,541 $3,716
Travelers $6,457 $6,457
USAA $2,940 $3,167

Cheap Pine Knot, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Pine Knot, Kentucky? Check out the comparison of annual Pine Knot, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pine Knot, Kentucky

Insurance Company Low Medium High
Allstate $5,055 $5,454 $5,924
GEICO $4,439 $4,761 $5,108
Liberty Mutual $5,139 $5,368 $5,707
Nationwide $5,806 $5,676 $5,797
Progressive $4,684 $5,013 $5,564
State Farm $3,377 $3,616 $3,893
Travelers $6,100 $6,479 $6,793
USAA $2,904 $3,046 $3,211

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Pine Knot, Kentucky

Compare the cheapest auto insurance companies in Pine Knot, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Pine Knot, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Pine Knot, Kentucky Auto Insurance Companies

What auto insurance companies in Pine Knot, Kentucky are the cheapest? Compare the top Pine Knot, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Pine Knot, Kentucky

Insurance Company Average Annual Rates
Allstate $5,478
GEICO $4,769
Liberty Mutual $5,405
Nationwide $5,760
Progressive $5,087
State Farm $3,629
Travelers $6,457
USAA $3,054

What affects auto insurance rates in Pine Knot, Kentucky?

There are a lot of reasons why auto insurance rates in Pine Knot, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Pine Knot, Kentucky. Many local factors may affect your Pine Knot auto insurance rates.

Pine Knot Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Pine Knot, Kentucky commute length is 35.6 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Pine Knot, Kentucky Auto Insurance Quotes

Before you buy Pine Knot, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pine Knot, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption