Best Cheap Auto Insurance in Pine, CO (2021)

The average Pine, CO auto insurance rates are $357 per month. The minimum auto insurance in Pine is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Pine, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Pine, Colorado is 25/50/15
  • The average commute length in Pine is 28.1 minutes
  • The cheapest auto insurance company in Pine is Liberty Mutual

Pine, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Pine can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pine, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Pine to other Colorado cities, including Thornton auto insurance rates, Denver auto insurance rates, and Colorado Springs auto insurance rates to see how Pine, Colorado auto insurance rates stack up.

Before you buy Pine, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pine, Colorado auto insurance quotes.

Minimum Auto Insurance in Pine, Colorado

Pine, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pine, Colorado.

Minimum Required Auto Insurance Coverage in Pine, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Pine, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Pine, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pine, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,773 $3,520 $3,383 $3,420 $13,341 $14,016 $4,167 $4,197
American Family $2,772 $2,772 $2,498 $2,498 $6,730 $9,031 $2,772 $3,398
Farmers $3,257 $3,235 $2,954 $3,189 $12,261 $12,343 $3,572 $3,608
GEICO $2,305 $2,534 $2,465 $2,823 $7,361 $7,783 $2,104 $2,133
Liberty Mutual $1,779 $1,717 $1,492 $1,644 $5,679 $6,228 $1,811 $1,852
Nationwide $2,847 $2,898 $2,543 $2,689 $7,290 $9,334 $3,284 $3,550
Progressive $2,782 $2,591 $2,417 $2,404 $9,833 $11,029 $3,150 $3,064
State Farm $2,515 $2,515 $2,245 $2,245 $7,074 $8,989 $2,809 $3,324
USAA $2,227 $2,216 $2,133 $2,129 $5,662 $6,472 $2,862 $3,102

Cheap Pine, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Pine, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Pine, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Pine, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,341 $14,016
American Family $6,730 $9,031
Farmers $12,261 $12,343
GEICO $7,361 $7,783
Liberty Mutual $5,679 $6,228
Nationwide $7,290 $9,334
Progressive $9,833 $11,029
State Farm $7,074 $8,989
USAA $5,662 $6,472

Cheap Pine, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Pine, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Pine, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,383 $3,420
American Family $2,498 $2,498
Farmers $2,954 $3,189
GEICO $2,465 $2,823
Liberty Mutual $1,492 $1,644
Nationwide $2,543 $2,689
Progressive $2,417 $2,404
State Farm $2,245 $2,245
USAA $2,133 $2,129

Cheap Pine, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pine, Colorado compared to the annual auto insurance rates with a clean record in Pine, Colorado.

Annual Pine, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,287 $6,098 $7,510 $6,014
American Family $3,006 $4,244 $5,578 $3,408
Farmers $4,692 $6,025 $5,946 $5,546
GEICO $2,580 $4,045 $4,760 $3,369
Liberty Mutual $2,440 $2,845 $2,950 $2,867
Nationwide $3,302 $4,525 $5,753 $3,638
Progressive $4,027 $5,659 $4,252 $4,697
State Farm $3,661 $4,268 $3,965 $3,965
USAA $2,444 $2,990 $5,212 $2,755

Cheap Pine, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Pine, Colorado is not easy. Compare the annual rates for DUI auto insurance in Pine, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Pine, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,510
American Family $5,578
Farmers $5,946
GEICO $4,760
Liberty Mutual $2,950
Nationwide $5,753
Progressive $4,252
State Farm $3,965
USAA $5,212

Cheap Pine, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Pine, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Pine, Colorado

Insurance Company Poor Fair Good
Allstate $7,943 $6,122 $4,616
American Family $5,277 $3,752 $3,147
Farmers $6,463 $5,227 $4,967
GEICO $4,441 $3,688 $2,936
Liberty Mutual $3,962 $2,431 $1,934
Nationwide $5,207 $4,120 $3,586
Progressive $5,287 $4,524 $4,165
State Farm $5,511 $3,536 $2,847
USAA $4,944 $2,833 $2,274

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Cheap Pine, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Pine, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Pine, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Pine, Colorado

ZIP Code Average Annual Rates
80470 $3,965

Cheap Pine, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Pine, Colorado auto insurance. Find the cheapest annual Pine, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Pine, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,227 $6,227
American Family $3,972 $4,146
Farmers $5,552 $5,552
GEICO $3,612 $3,765
Liberty Mutual $2,775 $2,775
Nationwide $4,304 $4,304
Progressive $4,659 $4,659
State Farm $3,867 $4,062
USAA $3,255 $3,445

Cheap Pine, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Pine, Colorado? Check out the comparison of annual Pine, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pine, Colorado

Insurance Company Low Medium High
Allstate $5,929 $6,209 $6,543
American Family $3,851 $4,142 $4,185
Farmers $4,826 $5,465 $6,366
GEICO $3,290 $3,616 $4,160
Liberty Mutual $2,628 $2,767 $2,931
Nationwide $4,316 $4,309 $4,289
Progressive $4,333 $4,672 $4,972
State Farm $3,724 $3,967 $4,202
USAA $3,189 $3,351 $3,511

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Best By Category: Cheapest Auto Insurance in Pine, Colorado

Compare the cheapest auto insurance companies in Pine, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Pine, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Pine, Colorado Auto Insurance Companies

What auto insurance companies in Pine, Colorado are the cheapest? Compare the top Pine, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Pine, Colorado

Insurance Company Average Annual Rates
Allstate $6,227
American Family $4,059
Farmers $5,552
GEICO $3,689
Liberty Mutual $2,775
Nationwide $4,304
Progressive $4,659
State Farm $3,965
USAA $3,350

What affects auto insurance rates in Pine, Colorado?

There are a lot of reasons why auto insurance rates in Pine, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Pine, Colorado. Many local factors may affect your Pine auto insurance rates.

Pine Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Pine, Colorado commute length is 28.1 minutes according to City-Data.

Pine Traffic

How does Pine, Colorado rank for traffic? According to Inrix Pine, Colorado is the 987th most congested worldwide.

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Compare Pine, Colorado Auto Insurance Quotes

Before you buy Pine, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pine, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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