Best Cheap Auto Insurance in Pinckney, MI (2021)

The average Pinckney, MI auto insurance rates are $782 per month. The minimum auto insurance in Pinckney is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Pinckney, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Pinckney for teen drivers is Allstate
  • The minimum auto insurance required in Pinckney, Michigan is 20/40/10
  • Average auto insurance rates in Pinckney, MI for senior drivers are $6,200 per year

Pinckney, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Pinckney can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pinckney, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Pinckney to other Michigan cities, including Livonia auto insurance rates, Sterling Heights auto insurance rates, and Troy auto insurance rates to see how Pinckney, Michigan auto insurance rates stack up.

Before you buy Pinckney, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pinckney, Michigan auto insurance quotes.

Minimum Auto Insurance in Pinckney, Michigan

Pinckney, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pinckney, Michigan.

Minimum Required Auto Insurance Coverage in Pinckney, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Pinckney, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Pinckney, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pinckney, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $17,625 $17,625 $16,376 $16,376 $43,732 $43,732 $18,567 $18,567
Farmers $3,988 $3,988 $3,723 $3,723 $8,965 $8,965 $4,485 $4,485
GEICO $3,906 $3,906 $4,021 $4,021 $11,483 $11,483 $3,742 $3,742
Liberty Mutual $13,502 $13,502 $13,369 $13,369 $31,726 $31,726 $13,502 $13,502
Nationwide $2,976 $2,976 $2,672 $2,672 $7,397 $7,397 $3,238 $3,238
Progressive $2,921 $2,712 $2,589 $2,882 $10,931 $11,688 $3,398 $3,147
State Farm $6,430 $6,430 $5,941 $5,941 $22,414 $22,414 $7,555 $7,555
Travelers $5,498 $5,498 $4,728 $4,728 $16,536 $16,536 $5,970 $5,970
USAA $2,447 $2,331 $2,300 $2,179 $6,076 $5,818 $2,998 $2,894

Cheap Pinckney, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Pinckney, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Pinckney, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Pinckney, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,732 $43,732
Farmers $8,965 $8,965
GEICO $11,483 $11,483
Liberty Mutual $31,726 $31,726
Nationwide $7,397 $7,397
Progressive $10,931 $11,688
State Farm $22,414 $22,414
Travelers $16,536 $16,536
USAA $6,076 $5,818

Cheap Pinckney, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Pinckney, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Pinckney, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $16,376 $16,376
Farmers $3,723 $3,723
GEICO $4,021 $4,021
Liberty Mutual $13,369 $13,369
Nationwide $2,672 $2,672
Progressive $2,589 $2,882
State Farm $5,941 $5,941
Travelers $4,728 $4,728
USAA $2,300 $2,179

Cheap Pinckney, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pinckney, Michigan compared to the annual auto insurance rates with a clean record in Pinckney, Michigan.

Annual Pinckney, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,669 $15,607 $52,647 $16,377
Farmers $4,445 $5,665 $5,590 $5,462
GEICO $1,982 $4,306 $13,132 $3,733
Liberty Mutual $12,534 $15,189 $28,276 $16,099
Nationwide $3,508 $4,622 $4,222 $3,929
Progressive $4,275 $5,609 $5,032 $5,218
State Farm $6,744 $8,080 $17,432 $10,084
Travelers $5,527 $7,904 $12,766 $6,536
USAA $2,722 $3,392 $4,442 $2,967

Cheap Pinckney, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Pinckney, Michigan is not easy. Compare the annual rates for DUI auto insurance in Pinckney, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Pinckney, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $52,647
Farmers $5,590
GEICO $13,132
Liberty Mutual $28,276
Nationwide $4,222
Progressive $5,032
State Farm $17,432
Travelers $12,766
USAA $4,442

Cheap Pinckney, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Pinckney, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Pinckney, Michigan

Insurance Company Poor Fair Good
Allstate $36,595 $20,224 $15,406
Farmers $6,952 $4,635 $4,284
GEICO $7,442 $5,471 $4,451
Liberty Mutual $28,504 $16,469 $9,101
Nationwide $5,062 $3,849 $3,300
Progressive $5,787 $4,893 $4,420
State Farm $17,156 $8,690 $5,908
Travelers $8,386 $8,133 $8,031
USAA $5,049 $2,883 $2,209

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Cheap Pinckney, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Pinckney, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Pinckney, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Pinckney, Michigan

ZIP Code Average Annual Rates
48169 $6,606

Cheap Pinckney, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Pinckney, Michigan auto insurance. Find the cheapest annual Pinckney, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Pinckney, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $24,075 $24,075
Farmers $5,290 $5,290
GEICO $5,660 $5,916
Liberty Mutual $17,405 $18,644
Nationwide $4,071 $4,071
Progressive $5,034 $5,034
State Farm $10,311 $10,859
Travelers $8,137 $8,230
USAA $3,343 $3,418

Cheap Pinckney, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Pinckney, Michigan? Check out the comparison of annual Pinckney, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pinckney, Michigan

Insurance Company Low Medium High
Allstate $23,492 $24,127 $24,605
Farmers $5,163 $5,280 $5,428
GEICO $5,422 $5,738 $6,203
Liberty Mutual $17,614 $17,984 $18,475
Nationwide $4,219 $4,013 $3,980
Progressive $4,884 $5,040 $5,177
State Farm $10,114 $10,643 $10,998
Travelers $8,098 $8,192 $8,260
USAA $3,284 $3,388 $3,469

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Best By Category: Cheapest Auto Insurance in Pinckney, Michigan

Compare the cheapest auto insurance companies in Pinckney, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Pinckney, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

The Cheapest Pinckney, Michigan Auto Insurance Companies

What auto insurance companies in Pinckney, Michigan are the cheapest? Compare the top Pinckney, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Pinckney, Michigan

Insurance Company Average Annual Rates
Allstate $24,075
Farmers $5,290
GEICO $5,788
Liberty Mutual $18,025
Nationwide $4,071
Progressive $5,034
State Farm $10,585
Travelers $8,183
USAA $3,380

What affects auto insurance rates in Pinckney, Michigan?

There are a lot of reasons why auto insurance rates in Pinckney, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Pinckney, Michigan. Many local factors may affect your Pinckney auto insurance rates.

Pinckney Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Pinckney, Michigan auto theft statistics, there have been 0 auto thefts in the city.

Pinckney Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Pinckney, Michigan commute length is 34.5 minutes according to City-Data.

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Compare Pinckney, Michigan Auto Insurance Quotes

Before you buy Pinckney, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pinckney, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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