Best Cheap Auto Insurance in Pilot Point, TX (2021)

The average Pilot Point, TX auto insurance rates are $314 per month. The minimum auto insurance in Pilot Point is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Pilot Point, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Pilot Point is 22.7 minutes
  • The cheapest auto insurance company in Pilot Point is USAA
  • Average auto insurance rates in Pilot Point, TX for senior drivers are $2,280 per year

Pilot Point, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Pilot Point can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pilot Point, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Pilot Point to other Texas cities, including Laredo auto insurance rates, Corpus Christi auto insurance rates, and San Antonio auto insurance rates to see how Pilot Point, Texas auto insurance rates stack up.

Before you buy Pilot Point, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pilot Point, Texas auto insurance quotes.

Minimum Auto Insurance in Pilot Point, Texas

Pilot Point, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pilot Point, Texas.

Minimum Required Auto Insurance Coverage in Pilot Point, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Pilot Point, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Pilot Point, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pilot Point, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,394 $3,415 $3,349 $3,349 $9,146 $11,011 $4,195 $4,357
American Family $2,880 $3,218 $2,715 $3,122 $7,870 $10,296 $4,185 $4,777
GEICO $2,373 $2,563 $2,296 $2,608 $5,208 $5,386 $2,566 $2,552
Nationwide $2,175 $2,209 $1,925 $2,034 $6,195 $7,941 $2,559 $2,766
Progressive $2,238 $2,137 $2,004 $2,038 $9,544 $10,640 $2,665 $2,712
State Farm $1,988 $1,988 $1,776 $1,776 $4,879 $6,237 $2,170 $2,232
USAA $1,536 $1,535 $1,473 $1,450 $4,426 $4,792 $2,043 $2,169

Cheap Pilot Point, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Pilot Point, Texas is a challenge. Take a look at the annual teen auto insurance rates in Pilot Point, Texas.

Annual Auto Insurance Rates for Teen Drivers in Pilot Point, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,146 $11,011
American Family $7,870 $10,296
GEICO $5,208 $5,386
Nationwide $6,195 $7,941
Progressive $9,544 $10,640
State Farm $4,879 $6,237
USAA $4,426 $4,792

Cheap Pilot Point, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Pilot Point, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Pilot Point, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,349 $3,349
American Family $2,715 $3,122
GEICO $2,296 $2,608
Nationwide $1,925 $2,034
Progressive $2,004 $2,038
State Farm $1,776 $1,776
USAA $1,473 $1,450

Cheap Pilot Point, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pilot Point, Texas compared to the annual auto insurance rates with a clean record in Pilot Point, Texas.

Annual Pilot Point, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,059 $6,347 $6,642 $4,059
American Family $4,431 $5,696 $4,974 $4,431
GEICO $2,711 $3,586 $2,990 $3,489
Nationwide $3,017 $3,017 $4,462 $3,405
Progressive $3,706 $4,795 $4,316 $4,172
State Farm $2,547 $2,938 $3,491 $2,547
USAA $1,802 $2,676 $3,165 $2,069

Cheap Pilot Point, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Pilot Point, Texas is not easy. Compare the annual rates for DUI auto insurance in Pilot Point, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Pilot Point, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,642
American Family $4,974
GEICO $2,990
Nationwide $4,462
Progressive $4,316
State Farm $3,491
USAA $3,165

Cheap Pilot Point, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Pilot Point, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Pilot Point, Texas

Insurance Company Poor Fair Good
Allstate $6,695 $4,919 $4,217
American Family $6,681 $4,259 $3,709
GEICO $4,927 $2,791 $1,864
Nationwide $4,159 $3,351 $2,916
Progressive $4,761 $4,137 $3,844
State Farm $4,077 $2,540 $2,025
USAA $3,549 $2,067 $1,668

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Cheap Pilot Point, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Pilot Point, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Pilot Point, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Pilot Point, Texas

ZIP Code Average Annual Rates
76258 $5,599

Cheap Pilot Point, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Pilot Point, Texas auto insurance. Find the cheapest annual Pilot Point, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Pilot Point, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,148 $5,406
American Family $4,883 $4,883
GEICO $3,135 $3,252
Nationwide $3,475 $3,475
Progressive $4,247 $4,247
State Farm $2,881 $2,881
USAA $2,398 $2,458

Cheap Pilot Point, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Pilot Point, Texas? Check out the comparison of annual Pilot Point, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pilot Point, Texas

Insurance Company Low Medium High
Allstate $5,154 $5,231 $5,446
American Family $4,560 $4,709 $5,380
GEICO $3,020 $3,155 $3,407
Nationwide $3,739 $3,330 $3,357
Progressive $4,074 $4,233 $4,436
State Farm $2,723 $2,873 $3,046
USAA $2,340 $2,418 $2,526

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Best By Category: Cheapest Auto Insurance in Pilot Point, Texas

Compare the cheapest auto insurance companies in Pilot Point, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Pilot Point, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Pilot Point, Texas Auto Insurance Companies

What auto insurance companies in Pilot Point, Texas are the cheapest? Compare the top Pilot Point, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Pilot Point, Texas

Insurance Company Average Annual Rates
Allstate $5,277
American Family $4,883
GEICO $3,194
Nationwide $3,475
Progressive $4,247
State Farm $2,881
USAA $2,428

What affects auto insurance rates in Pilot Point, Texas?

There are a lot of reasons why auto insurance rates in Pilot Point, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Pilot Point, Texas. Many local factors may affect your Pilot Point auto insurance rates.

Pilot Point Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Pilot Point, Texas auto theft statistics, there have been 1 auto thefts in the city.

Pilot Point Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Pilot Point, Texas commute length is 22.7 minutes according to City-Data.

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Compare Pilot Point, Texas Auto Insurance Quotes

Before you buy Pilot Point, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pilot Point, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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