Best Cheap Auto Insurance in Pikeville, NC (2021)

The average Pikeville, NC auto insurance rates are $295 per month. The minimum auto insurance in Pikeville is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Pikeville, North Carolina, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Pikeville, NC for senior drivers are $2,658 per year
  • The cheapest auto insurance company in Pikeville is Liberty Mutual
  • The minimum auto insurance required in Pikeville, North Carolina is 30/60/25

Pikeville, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Pikeville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pikeville, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Pikeville to other North Carolina cities, including Cary auto insurance rates, Charlotte auto insurance rates, and Concord auto insurance rates to see how Pikeville, North Carolina auto insurance rates stack up.

Before you buy Pikeville, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pikeville, North Carolina auto insurance quotes.

Minimum Auto Insurance in Pikeville, North Carolina

Pikeville, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pikeville, North Carolina.

Minimum Required Auto Insurance Coverage in Pikeville, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Pikeville, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Pikeville, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pikeville, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,849 $5,849 $4,799 $4,799 $14,055 $14,055 $5,965 $5,965
GEICO $2,443 $2,400 $2,411 $2,370 $4,374 $4,337 $2,165 $2,154
Liberty Mutual $1,898 $1,898 $1,965 $1,965 $3,353 $3,353 $1,898 $1,898
Nationwide $2,601 $2,601 $2,601 $2,601 $4,403 $4,403 $2,601 $2,601
Progressive $1,807 $1,807 $1,645 $1,645 $4,317 $4,317 $2,025 $2,025
State Farm $2,839 $2,839 $2,455 $2,455 $4,188 $4,188 $3,511 $3,511
Travelers $2,775 $2,775 $2,753 $2,753 $4,714 $4,714 $2,849 $2,849

Cheap Pikeville, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Pikeville, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Pikeville, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Pikeville, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,055 $14,055
GEICO $4,374 $4,337
Liberty Mutual $3,353 $3,353
Nationwide $4,403 $4,403
Progressive $4,317 $4,317
State Farm $4,188 $4,188
Travelers $4,714 $4,714

Cheap Pikeville, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Pikeville, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Pikeville, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,799 $4,799
GEICO $2,411 $2,370
Liberty Mutual $1,965 $1,965
Nationwide $2,601 $2,601
Progressive $1,645 $1,645
State Farm $2,455 $2,455
Travelers $2,753 $2,753

Cheap Pikeville, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pikeville, North Carolina compared to the annual auto insurance rates with a clean record in Pikeville, North Carolina.

Annual Pikeville, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,151 $7,310 $13,594 $5,614
GEICO $1,439 $2,194 $5,651 $2,043
Liberty Mutual $1,357 $1,743 $4,271 $1,743
Nationwide $1,793 $2,321 $5,773 $2,321
Progressive $1,157 $1,687 $5,316 $1,635
State Farm $1,729 $2,501 $6,261 $2,501
Travelers $1,953 $2,551 $6,071 $2,516

Cheap Pikeville, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Pikeville, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Pikeville, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Pikeville, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $13,594
GEICO $5,651
Liberty Mutual $4,271
Nationwide $5,773
Progressive $5,316
State Farm $6,261
Travelers $6,071

Cheap Pikeville, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Pikeville, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Pikeville, North Carolina

Insurance Company Poor Fair Good
Allstate $10,387 $6,716 $5,898
GEICO $3,048 $2,819 $2,628
Liberty Mutual $2,279 $2,279 $2,279
Nationwide $3,052 $3,052 $3,052
Progressive $2,776 $2,389 $2,180
State Farm $4,566 $2,916 $2,263
Travelers $3,490 $3,181 $3,148

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Cheap Pikeville, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Pikeville, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Pikeville, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Pikeville, North Carolina

ZIP Code Average Annual Rates
27863 $3,210

Cheap Pikeville, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Pikeville, North Carolina auto insurance. Find the cheapest annual Pikeville, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Pikeville, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,667 $7,667
GEICO $2,832 $2,832
Liberty Mutual $2,279 $2,279
Nationwide $3,052 $3,052
Progressive $2,449 $2,449
State Farm $3,235 $3,261
Travelers $3,273 $3,273

Cheap Pikeville, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Pikeville, North Carolina? Check out the comparison of annual Pikeville, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pikeville, North Carolina

Insurance Company Low Medium High
Allstate $7,354 $7,635 $8,012
GEICO $2,694 $2,821 $2,981
Liberty Mutual $2,165 $2,264 $2,406
Nationwide $2,921 $3,037 $3,198
Progressive $2,316 $2,433 $2,596
State Farm $3,095 $3,231 $3,418
Travelers $3,130 $3,255 $3,434

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Best By Category: Cheapest Auto Insurance in Pikeville, North Carolina

Compare the cheapest auto insurance companies in Pikeville, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Pikeville, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Pikeville, North Carolina Auto Insurance Companies

What auto insurance companies in Pikeville, North Carolina are the cheapest? Compare the top Pikeville, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Pikeville, North Carolina

Insurance Company Average Annual Rates
Allstate $7,667
GEICO $2,832
Liberty Mutual $2,279
Nationwide $3,052
Progressive $2,449
State Farm $3,248
Travelers $3,273

What affects auto insurance rates in Pikeville, North Carolina?

There are a lot of reasons why auto insurance rates in Pikeville, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Pikeville, North Carolina. Many local factors may affect your Pikeville auto insurance rates.

Pikeville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Pikeville, North Carolina commute length is 26.6 minutes according to City-Data.

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Compare Pikeville, North Carolina Auto Insurance Quotes

Before you buy Pikeville, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pikeville, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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