Best Cheap Auto Insurance in Pikeville, KY (2021)

The average Pikeville, KY auto insurance rates are $567 per month. The minimum auto insurance in Pikeville is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Pikeville, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Pikeville for teen drivers is Travelers
  • The average commute length in Pikeville is 14.4 minutes
  • The cheapest auto insurance company in Pikeville is USAA

Pikeville, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Pikeville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pikeville, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Pikeville to other Kentucky cities, including Hopkinsville auto insurance rates, Florence auto insurance rates, and Elizabeth auto insurance rates to see how Pikeville, Kentucky auto insurance rates stack up.

Before you buy Pikeville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pikeville, Kentucky auto insurance quotes.

Minimum Auto Insurance in Pikeville, Kentucky

Pikeville, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pikeville, Kentucky.

Minimum Required Auto Insurance Coverage in Pikeville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Pikeville, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Pikeville, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pikeville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,387 $5,301 $4,961 $5,262 $19,837 $21,974 $5,819 $6,068
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $3,968 $4,320 $3,359 $3,780 $16,543 $18,361 $4,137 $4,300
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $3,259 $3,068 $2,969 $2,957 $16,938 $19,236 $4,049 $4,082
State Farm $2,460 $2,460 $2,180 $2,180 $6,609 $8,393 $2,725 $3,004
Travelers $4,196 $4,271 $4,147 $4,150 $21,841 $35,574 $4,391 $5,059
USAA $2,222 $2,217 $2,016 $2,039 $6,138 $6,430 $2,807 $3,068

Cheap Pikeville, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Pikeville, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Pikeville, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Pikeville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,837 $21,974
GEICO $8,902 $10,417
Liberty Mutual $16,543 $18,361
Nationwide $12,492 $15,331
Progressive $16,938 $19,236
State Farm $6,609 $8,393
Travelers $21,841 $35,574
USAA $6,138 $6,430

Cheap Pikeville, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Pikeville, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Pikeville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,961 $5,262
GEICO $4,595 $4,158
Liberty Mutual $3,359 $3,780
Nationwide $5,035 $5,213
Progressive $2,969 $2,957
State Farm $2,180 $2,180
Travelers $4,147 $4,150
USAA $2,016 $2,039

Cheap Pikeville, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pikeville, Kentucky compared to the annual auto insurance rates with a clean record in Pikeville, Kentucky.

Annual Pikeville, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,729 $10,065 $10,783 $8,728
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $6,108 $9,450 $7,323 $6,503
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $5,823 $8,747 $6,631 $7,077
State Farm $3,471 $4,032 $3,751 $3,751
Travelers $9,079 $9,343 $13,642 $9,751
USAA $2,526 $3,582 $4,312 $3,049

Cheap Pikeville, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Pikeville, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Pikeville, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Pikeville, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,783
GEICO $8,597
Liberty Mutual $7,323
Nationwide $10,149
Progressive $6,631
State Farm $3,751
Travelers $13,642
USAA $4,312

Cheap Pikeville, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Pikeville, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Pikeville, Kentucky

Insurance Company Poor Fair Good
Allstate $12,575 $8,452 $6,951
GEICO $8,861 $4,424 $2,884
Liberty Mutual $10,561 $6,429 $5,048
Nationwide $9,520 $7,384 $6,351
Progressive $7,861 $6,901 $6,447
State Farm $5,377 $3,288 $2,589
Travelers $11,672 $9,859 $9,830
USAA $4,983 $2,817 $2,301

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Cheap Pikeville, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Pikeville, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Pikeville, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Pikeville, Kentucky

ZIP Code Average Annual Rates
41501 $6,245

Cheap Pikeville, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Pikeville, Kentucky auto insurance. Find the cheapest annual Pikeville, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Pikeville, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $9,326 $9,326
GEICO $5,341 $5,438
Liberty Mutual $7,346 $7,346
Nationwide $7,752 $7,752
Progressive $7,070 $7,070
State Farm $3,661 $3,842
Travelers $10,454 $10,454
USAA $3,241 $3,494

Cheap Pikeville, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Pikeville, Kentucky? Check out the comparison of annual Pikeville, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pikeville, Kentucky

Insurance Company Low Medium High
Allstate $8,099 $9,247 $10,632
GEICO $4,884 $5,352 $5,934
Liberty Mutual $6,894 $7,288 $7,856
Nationwide $7,743 $7,625 $7,887
Progressive $6,285 $6,899 $8,025
State Farm $3,507 $3,738 $4,009
Travelers $9,840 $10,480 $11,041
USAA $3,184 $3,358 $3,560

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Best By Category: Cheapest Auto Insurance in Pikeville, Kentucky

Compare the cheapest auto insurance companies in Pikeville, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Pikeville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Pikeville, Kentucky Auto Insurance Companies

What auto insurance companies in Pikeville, Kentucky are the cheapest? Compare the top Pikeville, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Pikeville, Kentucky

Insurance Company Average Annual Rates
Allstate $9,326
GEICO $5,390
Liberty Mutual $7,346
Nationwide $7,752
Progressive $7,070
State Farm $3,751
Travelers $10,454
USAA $3,367

What affects auto insurance rates in Pikeville, Kentucky?

There are a lot of reasons why auto insurance rates in Pikeville, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Pikeville, Kentucky. Many local factors may affect your Pikeville auto insurance rates.

Pikeville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Pikeville, Kentucky commute length is 14.4 minutes according to City-Data.

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Compare Pikeville, Kentucky Auto Insurance Quotes

Before you buy Pikeville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pikeville, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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