Best Cheap Auto Insurance in Pierson, IA (2021)

The average Pierson, IA auto insurance rates are $252 per month. The minimum auto insurance in Pierson is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Pierson, Iowa, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Pierson is USAA
  • The most expensive auto insurance company in Pierson for teen drivers is Travelers
  • The minimum auto insurance required in Pierson, Iowa is 20/40/15

Pierson, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Pierson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pierson, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Pierson to other Iowa cities, including Cedar Rapids auto insurance rates, Sioux City auto insurance rates, and Davenport auto insurance rates to see how Pierson, Iowa auto insurance rates stack up.

Before you buy Pierson, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pierson, Iowa auto insurance quotes.

Minimum Auto Insurance in Pierson, Iowa

Pierson, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pierson, Iowa.

Minimum Required Auto Insurance Coverage in Pierson, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Pierson, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Pierson, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pierson, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,972 $1,972 $1,765 $1,765 $5,277 $7,395 $1,972 $2,376
Farmers $1,510 $1,539 $1,351 $1,477 $4,580 $4,887 $2,048 $2,192
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,146 $2,333 $1,886 $2,294 $10,198 $11,487 $2,431 $2,684
Nationwide $1,767 $1,813 $1,576 $1,681 $4,074 $5,270 $2,002 $2,177
Progressive $1,836 $1,761 $1,506 $1,571 $4,665 $5,266 $2,213 $2,414
State Farm $1,423 $1,423 $1,256 $1,256 $3,934 $4,983 $1,601 $1,824
Travelers $2,399 $2,446 $2,346 $2,349 $10,843 $17,295 $2,501 $2,933
USAA $1,307 $1,321 $1,199 $1,222 $3,562 $3,781 $1,570 $1,735

Cheap Pierson, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Pierson, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Pierson, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Pierson, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $5,277 $7,395
Farmers $4,580 $4,887
GEICO $4,142 $3,866
Liberty Mutual $10,198 $11,487
Nationwide $4,074 $5,270
Progressive $4,665 $5,266
State Farm $3,934 $4,983
Travelers $10,843 $17,295
USAA $3,562 $3,781

Cheap Pierson, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Pierson, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Pierson, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,765 $1,765
Farmers $1,351 $1,477
GEICO $1,620 $1,483
Liberty Mutual $1,886 $2,294
Nationwide $1,576 $1,681
Progressive $1,506 $1,571
State Farm $1,256 $1,256
Travelers $2,346 $2,349
USAA $1,199 $1,222

Cheap Pierson, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pierson, Iowa compared to the annual auto insurance rates with a clean record in Pierson, Iowa.

Annual Pierson, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,211 $3,235 $4,202 $2,599
Farmers $2,088 $2,586 $2,622 $2,496
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,829 $4,733 $4,834 $4,333
Nationwide $1,842 $2,646 $3,608 $2,084
Progressive $2,127 $3,513 $2,307 $2,668
State Farm $2,043 $2,382 $2,213 $2,213
Travelers $3,918 $5,240 $7,024 $5,374
USAA $1,496 $2,015 $2,619 $1,719

Cheap Pierson, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Pierson, Iowa is not easy. Compare the annual rates for DUI auto insurance in Pierson, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Pierson, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,843
American Family $4,202
Farmers $2,622
GEICO $3,058
Liberty Mutual $4,834
Nationwide $3,608
Progressive $2,307
State Farm $2,213
Travelers $7,024
USAA $2,619

Cheap Pierson, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Pierson, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Pierson, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,904 $2,870 $2,412
Farmers $2,805 $2,331 $2,208
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,328 $3,898 $3,070
Nationwide $3,089 $2,422 $2,124
Progressive $3,126 $2,534 $2,302
State Farm $3,151 $1,949 $1,537
Travelers $6,055 $5,177 $4,935
USAA $2,578 $1,773 $1,536

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Cheap Pierson, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Pierson, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Pierson, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Pierson, Iowa

ZIP Code Average Annual Rates
51048 $2,554

Cheap Pierson, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Pierson, Iowa auto insurance. Find the cheapest annual Pierson, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Pierson, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,204 $3,361
American Family $3,026 $3,098
Farmers $2,448 $2,448
GEICO $2,195 $2,285
Liberty Mutual $4,432 $4,432
Nationwide $2,545 $2,545
Progressive $2,654 $2,654
State Farm $2,159 $2,267
Travelers $5,389 $5,389
USAA $1,891 $2,034

Cheap Pierson, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Pierson, Iowa? Check out the comparison of annual Pierson, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pierson, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $3,078 $3,232 $2,875
Farmers $2,348 $2,456 $2,540
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,248 $4,422 $4,626
Nationwide $2,640 $2,537 $2,458
Progressive $2,520 $2,660 $2,782
State Farm $2,095 $2,227 $2,316
Travelers $5,055 $5,471 $5,640
USAA $1,859 $1,969 $2,059

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Best By Category: Cheapest Auto Insurance in Pierson, Iowa

Compare the cheapest auto insurance companies in Pierson, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Pierson, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Pierson, Iowa Auto Insurance Companies

What auto insurance companies in Pierson, Iowa are the cheapest? Compare the top Pierson, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Pierson, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $3,062
Farmers $2,448
GEICO $2,240
Liberty Mutual $4,432
Nationwide $2,545
Progressive $2,654
State Farm $2,213
Travelers $5,389
USAA $1,962

What affects auto insurance rates in Pierson, Iowa?

There are a lot of reasons why auto insurance rates in Pierson, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Pierson, Iowa. Many local factors may affect your Pierson auto insurance rates.

Pierson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Pierson, Iowa commute length is 31.6 minutes according to City-Data.

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Compare Pierson, Iowa Auto Insurance Quotes

Before you buy Pierson, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pierson, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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