Best Cheap Auto Insurance in Pierre, SD (2021)

The average Pierre, SD auto insurance rates are $329 per month. The minimum auto insurance in Pierre is at least 25/50/25 in coverage to comply with South Dakota auto insurance laws. To find the best cheap auto insurance in Pierre, South Dakota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The average commute length in Pierre is 9.8 minutes
  • The minimum auto insurance required in Pierre, South Dakota is 25/50/25
  • Average auto insurance rates in Pierre, SD for senior drivers are $2,184 per year

Pierre, South Dakota auto insurance requirements are 25/50/25 according to South Dakota auto insurance laws. Finding cheap auto insurance in Pierre can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pierre, South Dakota, including driving record, credit, commute time, and more.

Compare auto insurance in Pierre to other South Dakota cities, including Spearfish auto insurance rates, Brookings auto insurance rates, and Mitchell auto insurance rates to see how Pierre, South Dakota auto insurance rates stack up.

Before you buy Pierre, South Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pierre, South Dakota auto insurance quotes.

Minimum Auto Insurance in Pierre, South Dakota

Pierre, South Dakota auto insurance laws require that you have at least the South Dakota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pierre, South Dakota.

Minimum Required Auto Insurance Coverage in Pierre, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Pierre, South Dakota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Pierre, South Dakota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pierre, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,508 $2,560 $2,214 $2,369 $10,421 $12,451 $2,835 $3,096
American Family $2,939 $2,939 $2,598 $2,598 $6,026 $8,854 $2,939 $3,613
Farmers $1,970 $1,976 $1,736 $1,802 $8,587 $8,926 $2,196 $2,346
GEICO $2,551 $2,406 $2,446 $2,254 $5,030 $5,958 $2,239 $2,163
Liberty Mutual $4,286 $4,667 $3,384 $4,118 $16,149 $18,140 $4,514 $5,022
Nationwide $1,837 $1,888 $1,642 $1,754 $4,012 $5,189 $2,062 $2,244
Progressive $1,966 $1,937 $1,621 $1,669 $7,110 $8,085 $2,460 $2,564
State Farm $1,594 $1,594 $1,371 $1,371 $3,852 $4,962 $1,782 $1,989

Cheap Pierre, South Dakota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Pierre, South Dakota is a challenge. Take a look at the annual teen auto insurance rates in Pierre, South Dakota.

Annual Auto Insurance Rates for Teen Drivers in Pierre, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,421 $12,451
American Family $6,026 $8,854
Farmers $8,587 $8,926
GEICO $5,030 $5,958
Liberty Mutual $16,149 $18,140
Nationwide $4,012 $5,189
Progressive $7,110 $8,085
State Farm $3,852 $4,962

Cheap Pierre, South Dakota Auto Insurance for Seniors

What are senior auto insurance rates in Pierre, South Dakota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Pierre, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,369
American Family $2,598 $2,598
Farmers $1,736 $1,802
GEICO $2,446 $2,254
Liberty Mutual $3,384 $4,118
Nationwide $1,642 $1,754
Progressive $1,621 $1,669
State Farm $1,371 $1,371

Cheap Pierre, South Dakota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pierre, South Dakota compared to the annual auto insurance rates with a clean record in Pierre, South Dakota.

Annual Pierre, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,979 $4,630 $6,159 $4,459
American Family $2,949 $4,337 $5,591 $3,376
Farmers $3,151 $3,973 $3,876 $3,770
GEICO $1,966 $3,339 $5,254 $1,966
Liberty Mutual $6,360 $7,874 $8,200 $7,706
Nationwide $1,868 $2,586 $3,695 $2,165
Progressive $2,957 $4,002 $3,189 $3,559
State Farm $2,173 $2,455 $2,314 $2,314

Cheap Pierre, South Dakota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Pierre, South Dakota is not easy. Compare the annual rates for DUI auto insurance in Pierre, South Dakota to find the best deal.

Annual Auto Insurance Rates After a DUI in Pierre, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,159
American Family $5,591
Farmers $3,876
GEICO $5,254
Liberty Mutual $8,200
Nationwide $3,695
Progressive $3,189
State Farm $2,314

Cheap Pierre, South Dakota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Pierre, South Dakota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Pierre, South Dakota

Insurance Company Poor Fair Good
Allstate $5,860 $4,583 $3,977
American Family $5,228 $3,769 $3,193
Farmers $4,179 $3,521 $3,377
GEICO $5,073 $2,574 $1,745
Liberty Mutual $10,916 $6,545 $5,144
Nationwide $3,119 $2,457 $2,159
Progressive $3,954 $3,289 $3,037
State Farm $3,368 $2,014 $1,560

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Cheap Pierre, South Dakota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Pierre, South Dakota can vary. Compare the annual cost of auto insurance by ZIP code in Pierre, South Dakota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Pierre, South Dakota

ZIP Code Average Annual Rates
57501 $4,106

Cheap Pierre, South Dakota Auto Insurance Rates By Commute

Commute length and annual mileage affect Pierre, South Dakota auto insurance. Find the cheapest annual Pierre, South Dakota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Pierre, South Dakota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,689 $4,924
American Family $4,013 $4,113
Farmers $3,692 $3,692
GEICO $3,094 $3,168
Liberty Mutual $7,535 $7,535
Nationwide $2,578 $2,578
Progressive $3,427 $3,427
State Farm $2,257 $2,372

Cheap Pierre, South Dakota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Pierre, South Dakota? Check out the comparison of annual Pierre, South Dakota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pierre, South Dakota

Insurance Company Low Medium High
Allstate $4,654 $4,798 $4,968
American Family $4,106 $4,185 $3,899
Farmers $3,555 $3,659 $3,863
GEICO $3,047 $3,128 $3,219
Liberty Mutual $7,399 $7,525 $7,681
Nationwide $2,430 $2,567 $2,738
Progressive $3,335 $3,396 $3,549
State Farm $2,236 $2,316 $2,391

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Best By Category: Cheapest Auto Insurance in Pierre, South Dakota

Compare the cheapest auto insurance companies in Pierre, South Dakota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Pierre, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Nationwide
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Pierre, South Dakota Auto Insurance Companies

What auto insurance companies in Pierre, South Dakota are the cheapest? Compare the top Pierre, South Dakota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Pierre, South Dakota

Insurance Company Average Annual Rates
Allstate $4,807
American Family $4,063
Farmers $3,692
GEICO $3,131
Liberty Mutual $7,535
Nationwide $2,578
Progressive $3,427
State Farm $2,314

What affects auto insurance rates in Pierre, South Dakota?

There are a lot of reasons why auto insurance rates in Pierre, South Dakota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Pierre, South Dakota. Many local factors may affect your Pierre auto insurance rates.

Pierre Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Pierre, South Dakota auto theft statistics, there have been 19 auto thefts in the city.

Pierre Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Pierre, South Dakota commute length is 9.8 minutes according to City-Data.

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Compare Pierre, South Dakota Auto Insurance Quotes

Before you buy Pierre, South Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pierre, South Dakota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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