Best Cheap Auto Insurance in Pierce, CO (2021)

The average Pierce, CO auto insurance rates are $300 per month. The minimum auto insurance in Pierce is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Pierce, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Pierce is Liberty Mutual
  • Average auto insurance rates in Pierce, CO for senior drivers are $2,128 per year
  • The most expensive auto insurance company in Pierce for teen drivers is Farmers

Pierce, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Pierce can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pierce, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Pierce to other Colorado cities, including Denver auto insurance rates, Thornton auto insurance rates, and Pueblo auto insurance rates to see how Pierce, Colorado auto insurance rates stack up.

Before you buy Pierce, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pierce, Colorado auto insurance quotes.

Minimum Auto Insurance in Pierce, Colorado

Pierce, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pierce, Colorado.

Minimum Required Auto Insurance Coverage in Pierce, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Pierce, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Pierce, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pierce, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,931 $2,758 $2,642 $2,669 $9,836 $10,342 $3,242 $3,260
American Family $2,427 $2,427 $2,192 $2,192 $5,856 $7,863 $2,427 $2,968
Farmers $3,041 $3,007 $2,753 $2,968 $11,659 $11,738 $3,365 $3,412
GEICO $1,897 $2,074 $2,013 $2,284 $5,886 $6,222 $1,733 $1,762
Liberty Mutual $1,721 $1,654 $1,466 $1,614 $5,312 $5,794 $1,738 $1,748
Nationwide $2,263 $2,300 $2,028 $2,139 $5,724 $7,310 $2,605 $2,810
Progressive $2,361 $2,210 $2,059 $2,053 $7,998 $8,931 $2,658 $2,584
State Farm $1,817 $1,817 $1,645 $1,645 $5,377 $6,794 $2,039 $2,419
USAA $2,057 $2,050 $1,967 $1,966 $5,179 $5,925 $2,639 $2,863

Cheap Pierce, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Pierce, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Pierce, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Pierce, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,836 $10,342
American Family $5,856 $7,863
Farmers $11,659 $11,738
GEICO $5,886 $6,222
Liberty Mutual $5,312 $5,794
Nationwide $5,724 $7,310
Progressive $7,998 $8,931
State Farm $5,377 $6,794
USAA $5,179 $5,925

Cheap Pierce, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Pierce, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Pierce, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,642 $2,669
American Family $2,192 $2,192
Farmers $2,753 $2,968
GEICO $2,013 $2,284
Liberty Mutual $1,466 $1,614
Nationwide $2,028 $2,139
Progressive $2,059 $2,053
State Farm $1,645 $1,645
USAA $1,967 $1,966

Cheap Pierce, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pierce, Colorado compared to the annual auto insurance rates with a clean record in Pierce, Colorado.

Annual Pierce, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,046 $4,634 $5,605 $4,556
American Family $2,624 $3,724 $4,855 $2,973
Farmers $4,415 $5,691 $5,619 $5,247
GEICO $2,109 $3,275 $3,794 $2,758
Liberty Mutual $2,311 $2,701 $2,794 $2,718
Nationwide $2,618 $3,570 $4,523 $2,879
Progressive $3,342 $4,666 $3,525 $3,893
State Farm $2,698 $3,190 $2,944 $2,944
USAA $2,251 $2,747 $4,792 $2,534

Cheap Pierce, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Pierce, Colorado is not easy. Compare the annual rates for DUI auto insurance in Pierce, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Pierce, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,605
American Family $4,855
Farmers $5,619
GEICO $3,794
Liberty Mutual $2,794
Nationwide $4,523
Progressive $3,525
State Farm $2,944
USAA $4,792

Cheap Pierce, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Pierce, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Pierce, Colorado

Insurance Company Poor Fair Good
Allstate $6,003 $4,628 $3,499
American Family $4,594 $3,281 $2,756
Farmers $6,082 $4,948 $4,699
GEICO $3,587 $2,984 $2,381
Liberty Mutual $3,751 $2,306 $1,836
Nationwide $4,099 $3,254 $2,838
Progressive $4,387 $3,745 $3,438
State Farm $4,089 $2,626 $2,116
USAA $4,549 $2,604 $2,090

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Cheap Pierce, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Pierce, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Pierce, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Pierce, Colorado

ZIP Code Average Annual Rates
80650 $3,329

Cheap Pierce, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Pierce, Colorado auto insurance. Find the cheapest annual Pierce, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Pierce, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,710 $4,710
American Family $3,468 $3,620
Farmers $5,243 $5,243
GEICO $2,920 $3,048
Liberty Mutual $2,631 $2,631
Nationwide $3,397 $3,397
Progressive $3,857 $3,857
State Farm $2,870 $3,018
USAA $2,994 $3,168

Cheap Pierce, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Pierce, Colorado? Check out the comparison of annual Pierce, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pierce, Colorado

Insurance Company Low Medium High
Allstate $4,431 $4,693 $5,007
American Family $3,357 $3,617 $3,657
Farmers $4,632 $5,173 $5,924
GEICO $2,666 $2,921 $3,365
Liberty Mutual $2,468 $2,620 $2,804
Nationwide $3,381 $3,402 $3,409
Progressive $3,559 $3,869 $4,142
State Farm $2,732 $2,947 $3,153
USAA $2,936 $3,081 $3,226

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Best By Category: Cheapest Auto Insurance in Pierce, Colorado

Compare the cheapest auto insurance companies in Pierce, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Pierce, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Pierce, Colorado Auto Insurance Companies

What auto insurance companies in Pierce, Colorado are the cheapest? Compare the top Pierce, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Pierce, Colorado

Insurance Company Average Annual Rates
Allstate $4,710
American Family $3,544
Farmers $5,243
GEICO $2,984
Liberty Mutual $2,631
Nationwide $3,397
Progressive $3,857
State Farm $2,944
USAA $3,081

What affects auto insurance rates in Pierce, Colorado?

There are a lot of reasons why auto insurance rates in Pierce, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Pierce, Colorado. Many local factors may affect your Pierce auto insurance rates.

Pierce Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Pierce, Colorado commute length is 27.4 minutes according to City-Data.

Pierce Traffic

How does Pierce, Colorado rank for traffic? According to Inrix Pierce, Colorado is the 772nd most congested worldwide.

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Compare Pierce, Colorado Auto Insurance Quotes

Before you buy Pierce, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pierce, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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