Best Cheap Auto Insurance in Phyllis, KY (2021)

The average Phyllis, KY auto insurance rates are $593 per month. The minimum auto insurance in Phyllis is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Phyllis, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Phyllis for teen drivers is Travelers
  • The minimum auto insurance required in Phyllis, Kentucky is 25/50/25
  • The cheapest auto insurance company in Phyllis is USAA

Phyllis, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Phyllis can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Phyllis, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Phyllis to other Kentucky cities, including Hopkinsville auto insurance rates, George auto insurance rates, and Nicholasville auto insurance rates to see how Phyllis, Kentucky auto insurance rates stack up.

Before you buy Phyllis, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Phyllis, Kentucky auto insurance quotes.

Minimum Auto Insurance in Phyllis, Kentucky

Phyllis, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Phyllis, Kentucky.

Minimum Required Auto Insurance Coverage in Phyllis, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Phyllis, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Phyllis, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Phyllis, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,387 $5,301 $4,961 $5,262 $19,837 $21,974 $5,819 $6,068
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,478 $4,878 $3,854 $4,335 $17,987 $19,890 $4,616 $4,709
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $4,184 $3,938 $3,786 $3,768 $21,761 $24,809 $5,220 $5,333
State Farm $2,464 $2,464 $2,184 $2,184 $6,611 $8,400 $2,730 $3,007
Travelers $4,127 $4,204 $4,067 $4,072 $21,158 $34,320 $4,319 $5,002
USAA $2,222 $2,217 $2,016 $2,039 $6,138 $6,430 $2,807 $3,068

Cheap Phyllis, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Phyllis, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Phyllis, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Phyllis, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,837 $21,974
GEICO $8,902 $10,417
Liberty Mutual $17,987 $19,890
Nationwide $12,492 $15,331
Progressive $21,761 $24,809
State Farm $6,611 $8,400
Travelers $21,158 $34,320
USAA $6,138 $6,430

Cheap Phyllis, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Phyllis, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Phyllis, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,961 $5,262
GEICO $4,595 $4,158
Liberty Mutual $3,854 $4,335
Nationwide $5,035 $5,213
Progressive $3,786 $3,768
State Farm $2,184 $2,184
Travelers $4,067 $4,072
USAA $2,016 $2,039

Cheap Phyllis, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Phyllis, Kentucky compared to the annual auto insurance rates with a clean record in Phyllis, Kentucky.

Annual Phyllis, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,729 $10,064 $10,783 $8,728
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $6,726 $10,419 $8,061 $7,167
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $7,493 $11,221 $8,558 $9,128
State Farm $3,476 $4,035 $3,756 $3,756
Travelers $8,822 $9,082 $13,249 $9,480
USAA $2,526 $3,582 $4,312 $3,049

Cheap Phyllis, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Phyllis, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Phyllis, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Phyllis, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,783
GEICO $8,597
Liberty Mutual $8,061
Nationwide $10,149
Progressive $8,558
State Farm $3,756
Travelers $13,249
USAA $4,312

Cheap Phyllis, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Phyllis, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Phyllis, Kentucky

Insurance Company Poor Fair Good
Allstate $12,575 $8,452 $6,951
GEICO $8,861 $4,424 $2,884
Liberty Mutual $11,634 $7,086 $5,560
Nationwide $9,520 $7,384 $6,351
Progressive $10,131 $8,881 $8,288
State Farm $5,383 $3,292 $2,592
Travelers $11,350 $9,578 $9,547
USAA $4,983 $2,817 $2,301

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Cheap Phyllis, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Phyllis, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Phyllis, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Phyllis, Kentucky

ZIP Code Average Annual Rates
41554 $6,547

Cheap Phyllis, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Phyllis, Kentucky auto insurance. Find the cheapest annual Phyllis, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Phyllis, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $9,326 $9,326
GEICO $5,341 $5,438
Liberty Mutual $8,093 $8,093
Nationwide $7,752 $7,752
Progressive $9,100 $9,100
State Farm $3,664 $3,847
Travelers $10,159 $10,159
USAA $3,241 $3,494

Cheap Phyllis, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Phyllis, Kentucky? Check out the comparison of annual Phyllis, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Phyllis, Kentucky

Insurance Company Low Medium High
Allstate $8,099 $9,247 $10,632
GEICO $4,884 $5,352 $5,934
Liberty Mutual $7,506 $8,015 $8,759
Nationwide $7,743 $7,625 $7,887
Progressive $8,330 $8,931 $10,039
State Farm $3,508 $3,743 $4,016
Travelers $9,606 $10,191 $10,679
USAA $3,184 $3,358 $3,560

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Best By Category: Cheapest Auto Insurance in Phyllis, Kentucky

Compare the cheapest auto insurance companies in Phyllis, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Phyllis, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Phyllis, Kentucky Auto Insurance Companies

What auto insurance companies in Phyllis, Kentucky are the cheapest? Compare the top Phyllis, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Phyllis, Kentucky

Insurance Company Average Annual Rates
Allstate $9,326
GEICO $5,390
Liberty Mutual $8,093
Nationwide $7,752
Progressive $9,100
State Farm $3,756
Travelers $10,159
USAA $3,367

Compare Phyllis, Kentucky Auto Insurance Quotes

Before you buy Phyllis, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Phyllis, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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